Experience

The Exeter

• United Kingdom
• Financial Services
• 100 - 200 Employee

• Medical Underwriter

  • Jan 2023 - Present



MORGANASH LIMITED

• United Kingdom
• Financial Services

• Medical Underwriter

  • May 2017 - Dec 2022

  Assessment of Life. Critical Illness, Income Protection and Waiver of Premium cover for an internal customer. Responsible for underwriting philosophy and development of the underwriting journey for the customer.I was also seconded to LV= as an outsource underwriter involved in the underwriting of their life insurance products.I am additionally involved in longevity work and the assessment of mortality risk for member of pension scheme and I furhter am involved in the assessment of impaired lives.Key attributes of my role-Flexibility to deal with a variety of underwriting work such as impaired lives, pension schemes, Life, Critical Illness and income Protection cover.Ability to manage an ever changing worklad and work to deadlines.Accuracy and quality in line with providing a high level of customer service to the applicants being underwritten and the internal client organisation.Adaptability to considering the ever changing nature of the insurance industry and working towards the improvement of the customer journey whilst ensuring the risk to the internal client is not compromised.I Show less

• Medical Underwriter

  • Sep 2015 - Apr 2017

  Assisting the senior medical underwriter with assessment of Life, Critical Illness, Waiver of Premium and Income Protection applications.Telephone interview script development. Liasing with underwriters and nurses to ensure scripts accurate and relevent for the ir purpose Auditing and providing feedback on telephone interviews conducyed by nursesMy reason for leaving was due to this not being a full time underwriting role and a chance of a position came up with Shepherds Friendly. Show less



Shepherds Friendly

• United Kingdom
• Financial Services
• 1 - 100 Employee

• Medical Underwriter

  • Apr 2017 - May 2017

  Underwriting Life Critical Illness Waiver of Premium cover. The role was initially a 6 month contract with a view to it being extended dependent on work volumes. My reason for leaving after a month was due to the senior medical underwriter role becoming available on a full time basis with MorganAsh Underwriting Life Critical Illness Waiver of Premium cover. The role was initially a 6 month contract with a view to it being extended dependent on work volumes. My reason for leaving after a month was due to the senior medical underwriter role becoming available on a full time basis with MorganAsh



Friends Life Group

• Senior Medical Underwriter Group Protection

  • Apr 2014 - Sep 2015

  Underwrite Group Life, Critical Illness and Income Protection. This role was identical to my earlier role in the same team. The role ended due to redundancy due to office closure following a merger with Aviva. The position was no longer available. Underwrite Group Life, Critical Illness and Income Protection. This role was identical to my earlier role in the same team. The role ended due to redundancy due to office closure following a merger with Aviva. The position was no longer available.



MDG Medicals Direct (part of Capita plc)

• Stockport, United Kingdom

• Senior Underwriter

  • Mar 2013 - Apr 2014

  Involved with the setting up of new TeleUnderwriting Pilot for a major client. Involved with the setting up of new TeleUnderwriting Pilot for a major client.



Friends Life Group

• Salford Quays Manchester

• Senior Medical Underwriter Group Protection

  • Jul 2011 - Mar 2013

  Group Protection Underwriter (ended due to redundancy) Underwrite Group Life, Critical Illness and Income Protection Very strong skill base in the following Risk analysis Decision making Auditing Project management Time management Emphasis on Treating Customers Fairly and working within regulatory requirements Report writing Working on own initiative and as part of a team Communication via face to face, telephone and by letter/email Communication with all customers including Friends Life colleagues, financial advisers, reassurers and policyholders Show less



Friends Life Group (Friends Provident)

• Manchester, United Kingdom

• Senior Medical Underwriter Individual Protection

  • Apr 2004 - Jul 2011

  Individual Protection Underwriter Underwrite Life, Critical Illness, Income Protection and Waiver of Premium Very strong skill base as per detailed in my role as Group Risk medical underwriter with the same company In addition Responsibilty for prestige underwriting scheme such as Tesco Bank and the AA Experience of underwriting paper applications, tele underwriting interviews and online applications Six month secondment as Underwriting Resource Manager responsible for 80 underwriters company wide, maintaining service limits, producing daily work reports, producing rotas and liaising with senior managemnt team. Show less



Aviva (Norwich Union)

• Cheadle Hulme Stockport

• Medical Underwriter Individual Protection

  • Mar 1999 - Mar 2004

  Underwrite Life, Critical Illness and Waiver of Premium Strong base of skills - see current role Underwrite Life, Critical Illness and Waiver of Premium Strong base of skills - see current role