Experience

Masthaven Bank

• United Kingdom
• Banking
• 1 - 100 Employee

• General Counsel & Group Company Secretary

  • May 2020 - Present

  Member of ExCo and Board delivering a transformational strategy for a growing PE owned Challenger Bank Building a company secretariat/ legal framework, developing teams and introducing best practice in an innovative, fast paced organisation Member of ExCo and Board delivering a transformational strategy for a growing PE owned Challenger Bank Building a company secretariat/ legal framework, developing teams and introducing best practice in an innovative, fast paced organisation



CM Legal Consultancy Limited

• Cheltenham, England, United Kingdom

• Director

  • Nov 2019 - Present

  Advising and leading various legal and business projects as a legal consultant leading on a variety of matters including Corporate, Commercial, Data Protection, Consumer Credit, Payment Services Regulation, property lending transactions and employment Implementation of the CMA banking remedies Disablility Discrimination and vulnerable customers Data Protection Providing advice to various business start ups Commercial contracts Advising and leading various legal and business projects as a legal consultant leading on a variety of matters including Corporate, Commercial, Data Protection, Consumer Credit, Payment Services Regulation, property lending transactions and employment Implementation of the CMA banking remedies Disablility Discrimination and vulnerable customers Data Protection Providing advice to various business start ups Commercial contracts



Handelsbanken

• Sweden
• Banking
• 700 & Above Employee

• General Counsel and Head of Governance UK

  • May 2018 - Mar 2019

  Member of Exco reporting to the UK CEO and Svenska Handelsbanken Group GC with responsibility for 43 Legal, Branch Support, Company Secretariat/Governance, Document Management systems and Procurement colleagues in a decentralised UK Challenger Bank with 200 branches and its Weath Managment susidiary within the wider Handelsbanken Group - Delivered a highly complex Brexit Legal and Governance workstream involving the creation of a new subsidiary and Part VII transfer - Developed Company Secretariat/Goverance function and infrastructure for the newly formed PLC Show less



Co -Op Bank Limited.

• India
• Banking
• 1 - 100 Employee

• Head of Legal

  • Jan 2015 - Apr 2018

  Member of Bank leadership team with responsibility for 21 legal colleagues delivering Bank wide core legal services - Corporate, Commercial Contracts, Retail/SME/Corporate products, Dispute Resolution, Debt Capital Markets, Employment, IPR, Risk and Operations - involved in key sale/recapitalisation activity in 2017 - introduced operational excellence, created Legal Panel, reduced costs, implemented AI and technological solutions and built risk management systems - delivered key regulatory and business programmes including PSDII, CCA Redress & Remediation, Mortgage Credit Directive, GDPR implementation, multi million pound loan/mortgagebook IT and outsourcing, complex separation from Co Op Group, significant corporate/commercial loan book disposals, digitalisation and Litigation - sponsored Elevate the Bank's Women's Forum and LGBT Forum, Member of Diversity and Inclusion Committee, instrumental in creation of mentoring programme and supported first generation university entrants - supported the creation of an in house procurement function and framework to enable effective legal and procurement partnering, introducing a risk based approach delivering training, precedents, delegated authority and self serve facilities Show less



Nationwide Building Society

• United Kingdom
• Financial Services
• 700 & Above Employee

• Deputy Group General Counsel and acting Group General Counsel

  • Dec 2011 - Aug 2014

  Deputy General Counsel/Acting General Counsel for the world's largest Building Society with responsiblity for leading and managing 54 Legal, Operational and Risk colleagues within a Legal Division encompassing Compliance, Company Secretariat and Legal - proactively undertook a strategic review, implemented the findings of a LEAN and benchmarking exercise and restructured the legal department to be fit for growth involving the consolidation of teams, introduction of workflow and case management capability, reporting and MI - co-directed the implementation of a Legal & Compliance transformation programme rolled out to over 150 colleagues - introduced solicitor training contracts, developed a legal competency framework and established a mentoring and reverse secondment programme - shortlisted for the Lawyer Innovative team awards for the Treasury Legal team's involvement in the development of a new capital instrument, CCDS, the first for a Building Society - involved in or responsible for the delivery of numerous projects including digitalisation, Consumer Credit, PPI mis-selling, large Outsourcing agreements, Regulatory programmes, product launches and 3 significant Corporate transations Show less



Lloyds Bank

• United Kingdom
• Banking
• 700 & Above Employee

• Solicitor, commercial business - regulatory projects

  • 2009 - Dec 2011

  Member of the Lloyds Group Commercial Legal team with responsiblity for the review, lobbying, interpretation and formation of LBG group policy on the implementation of legal and regulatory developments Providing legal advice to the wholesale business of a variety of projects, principally the introduction of BCOBS, implementation of the Consumer Credit Directive, product work and product migration Member of the Lloyds Group Commercial Legal team with responsiblity for the review, lobbying, interpretation and formation of LBG group policy on the implementation of legal and regulatory developments Providing legal advice to the wholesale business of a variety of projects, principally the introduction of BCOBS, implementation of the Consumer Credit Directive, product work and product migration



Legal & General

• United Kingdom
• Financial Services
• 700 & Above Employee

• Head of Legal and Company Secretary

  • Jun 2005 - Jul 2009

  Member of the L&GI Executive team and Board responsible for the development and delivery of Corporate and Legal strategic and operational objectives - negotiated and concluded the disposal of the L&GI Healthcare business to AXA, Motor business to Equity Red Star and outsourcing of Motor claims run off to Equity Group - managed a £100m programme with an external services provider to outsourcing claims handling and system management - supporting product development including Healthcare Choices, an award winning modular healthcare product Show less



TML Financial Solutions

• Head of Legal

  • 2003 - 2005

  Member of the Executive responsible for building a legal function to support two rapidly growing and entrepreneurial broker subsidiaries of Kensington Finance selling loans and mortgages to those with an impaired credit history Member of the Executive responsible for building a legal function to support two rapidly growing and entrepreneurial broker subsidiaries of Kensington Finance selling loans and mortgages to those with an impaired credit history



Assureweb Limited (Sesame Group)

• Head of Legal & Compliance

  • 2000 - 2003

  Member of the Executive responsible for the creation and management of legal and compliance departments of a start up Software House and Internet Portal owned by DBS, then the largest of the IFA networks in preparation for a stock market floatation. - obtained FSA authorisation, managed multi million pound distribution, SAAS, hosting, licence and investment agreements Member of the Executive responsible for the creation and management of legal and compliance departments of a start up Software House and Internet Portal owned by DBS, then the largest of the IFA networks in preparation for a stock market floatation. - obtained FSA authorisation, managed multi million pound distribution, SAAS, hosting, licence and investment agreements



Cheltenham & Gloucester plc

• Solicitor

  • 1997 - 2000