Chun-Ting Chou
Credit Risk Analyst at Taishin International Bank- Claim this Profile
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Chinese -
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English -
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Bio
Credentials
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Proficiency Test for Bank Internal Control and Audit
Taiwan Academy of Bank and FinanceDec, 2013- Oct, 2024 -
Certificate for Professional Test on Trust Business (信託業務專業測驗合格證明)
Trust Association of Republic of ChinaApr, 2013- Oct, 2024 -
Certification test for Structured-Product Sales Personnel (結構型商品銷售人員資格訓練)
Taiwan Academy of Banking and FinanceApr, 2013- Oct, 2024
Experience
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Taishin Financial Holdings
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Financial Services
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300 - 400 Employee
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Credit Risk Analyst
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Jul 2014 - Present
1.Maintaining Credit Score Card Model to ensure scoring stability2.Monitoring overall loan segment distribution, credit process variation as well as credit officer default rate to mitigate loan risk3.Conducting system-approval test-proposal to achieve internal credit process optimization4.Analyzing customer's behavior data to closely control/reduce loan risk5.Conducting risk parameter in loan-applying system 5.Awarded 4th out of 16 business units in annually banking innovation contest, participated as final presenter and team member, on a new proposal to deepen customer connection and reduce bank's information asymmetry risk Show less
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Management Associate(MA)
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Mar 2013 - Jun 2014
1.Rotation: Rotated to 4 function of business/supporting units, including credit card marketing, loan marketing, financial wealth management, payroll planing to build insights on retail banking 2.Training: Completed CRM training/test and implemented CRM skill to business unit innovation project3.Contribution to rotated unit:a) Design payroll marketing segmentation strategy to increase marketing accuracyb) Analyzing credit card customer response data to optimize communication efficiency Show less
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Education
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Universiteit van Tilburg
Exchange Student, Social Science of Behavior -
國立政治大學
Master's degree, Department of International Business -
國立政治大學
Bachelor's degree, Department of English