Experience

GTA-Homes

• Canada
• Real Estate
• 1 - 100 Employee

• Real Estate Sales Representative

  • Dec 2022 - Present

  Platinum Team | Pre-Construction Condos Platinum Team | Pre-Construction Condos


Century 21 Percy Fulton Ltd.
• Canada
• Real Estate
• 1 - 100 Employee
• Real Estate Salesperson

  • May 2021 - Mar 2023

Invis
• Canada
• Financial Services
• 300 - 400 Employee
• Mortgage Agent

  • Apr 2020 - Oct 2021


Marathon Mortgage

• Financial Services
• 1 - 100 Employee

• Mortgage Underwriter

  • Jun 2018 - Mar 2020

  Creative, highly analytical, and solutions-focused Credit Analyst and Mortgage Underwriter highly regarded for minimizing corporate risk by performing in-depth data analysis, credit and financial assessments. Known for excellent presentation, negotiation, and communication skills, tactfully adjudicating and conveying approval and rejection notices to clients and external partners. Proven track record of utilizing exceptional critical thinking and meticulous organizational skills to ensure financial analyses are properly executed and ensuring decisions are made in an efficient and accurate manner. Creative and out-of-the-box thinker recognized for innovatively applying exceptional business and technical acumen to resolve issues and improve processes. Show less



BMO Financial Group

• Mortgages

  • Jun 2014 - Jun 2018

  • Evaluated, analyzed, and underwrote complex residential mortgage and personal banking loans, while adhering to company and industry guidelines • Analyzed and assessed credit risk and credit worthiness of clients • Applied sharp analytical, organizational, and multi-tasking abilities while identifying customer needs and acting as a liaison for Bank of Montreal • Rendered approval/decline decisions on incoming applicants consistent with internal, mortgage insurer and financial institution policies • Analyzed employment profile, credit strength, real estate property characteristics, and all other information pertinent to the credit decisioning process • Strong knowledge of all BMO Bank of Montreal Lending products while leveraging strong analytical skills along with CFS/ALD to provide suitable lending solutions for customers • Negotiated loan terms with clients (where applicable) in order to satisfy the interest of the Bank as well as the customer while staying in accordance with BMO’s risk tolerance Show less



Zolo Mortgages Ltd

• Mortgage Specialist/Mortgage Underwriter

  • Jun 2013 - Jun 2014

  • Evaluated, approved, and underwrote complex residential and commercial mortgage loans, while adhering to company and industry guidelines. • Served as a subject matter expert, while analyzing and assessing credit risk and credit worthiness of clients. • Applied sharp analytical, organizational, and multi-tasking abilities while identifying customer needs and acting as a liaison for financial institutions. • Rendered approval/decline decisions on incoming applicants consistent with internal, mortgage insurer and financial institution policies. • Analyzed employment profile, credit strength, real estate property characteristics, and all other information pertinent to the credit decision process. • Applied internal guidelines, mortgage insurer guidelines (CMHC & GE Capital), and financial institution guidelines to the credit decision process. • Negotiated loan terms with (where applicable) clients in order to satisfy the interest of the Brokerage, the lending institution, and the client. Show less


REMAX Real Estate Group
• United States
• Real Estate
• 700 & Above Employee
• Real Estate Agent

  • Jun 2011 - Jun 2013


Centum National Mortgage Loans

• Canada
• Banking

• Mortgage Specialist

  • Jun 2009 - Jun 2013

  Evaluate, approve, and underwrite complex residential and commercial mortgage loans, while adhering to company and industry guidelines. Serve as a subject matter expert, while analyzing and assessing credit risk and credit worthiness of clients. Applied sharp analytical, organizational, and multi-tasking abilities while identifying customer needs and acting as a liaison for financial institutions. Analyze employment profile, credit strength, real estate property characteristics, and all other information pertinent to the credit decision process. Show less

• Realtor

  • Jun 2010 - Jun 2011


My Visual Listings

• Real Estate
• 1 - 100 Employee

• Franchise Owner

  • Mar 2007 - Jul 2009

  Involved in every aspect of the business which includes: Business Development Financial and strategic planning Auditing and compliance Operations and budget development Cash Flow management Business Valuations Accounts Payable/Accounts Receivable Market Analysis Management of Resources Taxes Strategic Marketing Also, it was my duty to watch over the culture and brand of this company and establish a brand image amongst our target market and competitors. Involved in every aspect of the business which includes: Business Development Financial and strategic planning Auditing and compliance Operations and budget development Cash Flow management Business Valuations Accounts Payable/Accounts Receivable Market Analysis Management of Resources Taxes Strategic Marketing Also, it was my duty to watch over the culture and brand of this company and establish a brand image amongst our target market and competitors.