Experience

Premier Miton Investors

• United Kingdom
• Financial Services
• 1 - 100 Employee

• Credit Analyst

  • Jul 2019 - Present

  Credit Analyst: Issuer and Broker credit analysis including reports for Risk Committee and Board Monitoring of processes to ensure the fund is in compliance with EU Regulation 2017/1131 Credit Risk Model development Credit spread monitoring Sensitivity analysis and Risk vs Reward metrics Credit Analyst: Issuer and Broker credit analysis including reports for Risk Committee and Board Monitoring of processes to ensure the fund is in compliance with EU Regulation 2017/1131 Credit Risk Model development Credit spread monitoring Sensitivity analysis and Risk vs Reward metrics



Visa

• United States
• IT Services and IT Consulting
• 700 & Above Employee

• Credit Settlement Risk Manager

  • Nov 2012 - Jan 2019

  Preparation of detailed analyses under proposed business facilities for both financial institutions and corporate members in a specific European market. General duties include: • Preparation of annual reviews of existing facilities and making well-reasoned recommendations to the Board and senior management, where appropriate, regarding those facilities. • Active management and monitoring of client relationships in order to protect the company from loss as a result of economic, systemic and credit risks. • Provision of concise and relevant information to Board and senior management regarding changing economic and political circumstances in wide range of countries and regions using extensive research. • Ensuring effective communication to Board, senior management and other members of staff regarding credit decisions. Show less



RBS

• United Kingdom
• Banking
• 700 & Above Employee

• Markets and International Banking, Credit Analyst, Financial Institutions, Southern Europe

  • Feb 2010 - Oct 2012

  Credit officer for a number of Spanish financial institutions, undertaking analyses of the financial profile of these banks, assessing the risks and recommending changes in the existing limits/exposure and strategy when dealing with these counterparties. Credit officer for a number of Spanish financial institutions, undertaking analyses of the financial profile of these banks, assessing the risks and recommending changes in the existing limits/exposure and strategy when dealing with these counterparties.



Visa

• United States
• IT Services and IT Consulting
• 700 & Above Employee

• Credit Manager

  • Sep 2009 - Dec 2009

  Working on a specific project, being the successful takeover of Carte Bleue by Visa Europe. As part of this project the financial profiles of all French banks that issued Carte Bleue credit cards were analysed. Working on a specific project, being the successful takeover of Carte Bleue by Visa Europe. As part of this project the financial profiles of all French banks that issued Carte Bleue credit cards were analysed.



BACB plc

• United Kingdom
• Banking
• 100 - 200 Employee

• Credit Analyst

  • May 1993 - Jun 2009

  Initially joining what was UBAF Bank Limited working in Trade Services for 6 years. Promoted to a position as Credit Analyst with a portfolio of both financial institutions and corporates Initially joining what was UBAF Bank Limited working in Trade Services for 6 years. Promoted to a position as Credit Analyst with a portfolio of both financial institutions and corporates



Bank Saderat Iran

• Iran
• Banking
• 400 - 500 Employee

• Documentary Credits Clerk

  • Jan 1990 - Jan 1993

  Responsible for advising, issuing, amending, transferring, reimbursing and paying Letters of Credit and liaising with clients. Training employees from Head Office Responsible for advising, issuing, amending, transferring, reimbursing and paying Letters of Credit and liaising with clients. Training employees from Head Office



Bank of America

• United States
• Banking
• 700 & Above Employee

• Documentary Credits Clerk

  • Nov 1989 - Jan 1990

  Using the 'Leo' system responsible for processing payments and reimbursements under Letters of Credit for the Paris branch. Using the 'Leo' system responsible for processing payments and reimbursements under Letters of Credit for the Paris branch.



Midland Bank Insurance Brokers Ltd., London

• Administration Clerk

  • Sep 1989 - Dec 1989



EMAP Publications, London

• Administration of Office and assistant to Operations Manager

  • Aug 1989 - Sep 1989



EMAP Publications

• Receptionist/Telephonist

  • Aug 1989 - Sep 1989

  Meeting/Greeting a cross section of clientele, dealing with all enquiries, general reception duties, i.e. booking taxis, couriers etc., organising the diary for meetings,(typing letters when required). This was a busy position ensuring the reception ran smoothly and efficiently at all times. Meeting/Greeting a cross section of clientele, dealing with all enquiries, general reception duties, i.e. booking taxis, couriers etc., organising the diary for meetings,(typing letters when required). This was a busy position ensuring the reception ran smoothly and efficiently at all times.



Universidad de las Americas, Cholula

• Assistant English Teacher

  • Feb 1989 - Mar 1989



Yacht Gemstone of Kent

• Crew member

  • Aug 1988 - Sep 1988



Hurn Court School

• English Teacher

  • Jul 1988 - Aug 1988