Experience

JDT

• China
• IT Services and IT Consulting
• 300 - 400 Employee

• Risk strategy manager

  • Jan 2020 - Present

  保险反欺诈和信贷申请反欺诈的风险管理体系建设 - 设计并优化欺诈风险标签逻辑，提高精细化管理水平； - 完善反欺诈策略体系，设计策略标准化管理流程，挖掘欺诈模式，研究相关防控措施，提高决策表现； - 搭建监控和预警机制，全方位监控风险趋势，评估防控效果，及时处置异动； - 优化特征模块，与内外部团队合作，探索反欺诈模型、外部数据、设备指纹以及地址算法等新技术在反欺诈领域的应用； - 基于信贷产品的产品属性和业务特点，评估欺诈风险，制定并优化反欺诈业务流程，设计风控解决方案，确保新业务安全运营； Insurance and credit lending risk management 1）Develop model strategy and story-based solution to mitigate loss and maintain good user experience for JD consumer risk management 2）Develop and automate tracking functionality to monitor volume and solution efficacy and take quick action to address problems and issues 3）Measure and evaluate new product and procedure risk to keep business run smoothly 4）Exercise judgment in selecting methods, techniques and evaluation criteria for obtaining results on matters of significance to the business Show less



Paypal

• Senior decision scientist

  • Sep 2016 - Aug 2019

  工作职责 1）监控预警：建立自动化的监控预警体系，全面监控风险，定位异动原因，及时采取应对措施 2）机会分析：基于历史数据和专家经验，梳理潜在或已有可用资源，探索关键提升点和创新机会，推动风控管理体系持续优化 3）策略设计：运用数据分析方法，设计、开发与维护风控策略，以平衡风险、客户体验以及收益，包括面向整体的风险识别策略与基于场景的个性化策略 4）沟通协作：跨部门沟通合作，分享洞见，提出需求，优化模型、变量和工具 相关项目 - SF(Stolen Financial) 预警策略优化项目 - ATO(Account Take Over)基于Re-QP模型的优先级策略 - 高风险行业基于RDA信息的策略设计 - Feedback loop项目，收集人工审核洞见 - 特殊案例管理包括大金额案例管理和临时风险查验案例管理 Responsibilities Monitoring and alerting: Develop and automate tracking functionality that monitors volume and solution efficacy to identify and address problems and issues quickly Opportunity analysis: Look for improvement and innovative opportunity with analytical skill and risk management expertise Strategy design: Design, develop and maintain data-driven strategies for consumer risk management to balance risk, user experience and financial benefits including baseline strategy for portfolio and surgical solution for flash fraud trend and sub population Collaboration: Sharing solution, performance and improvement opportunity to stakeholders for model/variable/tool enhancement Projects - SF queueing strategy enhancement - ReQP model based QP(queue prioritization) score strategy - High risky vertical tailored RDA(risk data acquisition) based loss mitigation strategy - Feedback loop to gather teammates business insights - Special queue management including HASP queue and Ad-hoc queue Show less



Pingan Direct Consulting

• Data Analyst

  • Jul 2014 - Jul 2016

  Department Instruction： Work around customer(customer centricity), and facilitate PAD to become a world leading digital financial company,by driving innovation and integration of resources to dramatically increase customer base,revenue and profit.We have first-class customer analysis and insight technology. We own efficient customer data and marketing platform.We have pragmatic customer proposition innovation and application capabilities. My Responsibilities： -Fomulate project plan according to business process and data flow; -Carry out univariate analysis and contribution analysis with hadoop（hive）or SQL to support marketing,sales and product development department； -Create statistical model with SAS to target high-value customers to suppurt precision marketing; -Find and identify the requirements of clients, maintain and promote relations with clients; Show less



Merck Life Science

• Germany
• Biotechnology Research
• 700 & Above Employee

• Market Analyst（Internship）

  • Jan 2014 - Apr 2014

  - Industry/market information collection and processing, mainly for life science, medicine, the third party testing industry - Assist in writing the market analysis report - Online media monitoring software maintenance and optimization - Industry/market information collection and processing, mainly for life science, medicine, the third party testing industry - Assist in writing the market analysis report - Online media monitoring software maintenance and optimization



Henkel

• Germany
• Manufacturing
• 700 & Above Employee

• Database Executive（Internship）

  • Mar 2013 - Sep 2013

  Support CAPRIS which is a global database to manage sales projects and customer relations. - Provided Capris monthly raw date for AP Countries - Assist in the preparation in CAPRIS monthly report Support other Database issues - Creation of user access and handling of application tickets - Assist other issues, such as Mozart Case clean-up, Cockpit test and so on. Support CAPRIS which is a global database to manage sales projects and customer relations. - Provided Capris monthly raw date for AP Countries - Assist in the preparation in CAPRIS monthly report Support other Database issues - Creation of user access and handling of application tickets - Assist other issues, such as Mozart Case clean-up, Cockpit test and so on.