Experience

Bermuda Landscape

• United States
• Environmental Services
• 1 - 100 Employee

• Human Resources Generalist and Payroll

  • Sep 2015 - Present

  Boynton Beach, Florida, United States Landscape and Design



DJ's Smokehouse

• United States
• Restaurants

• Owner

  • Aug 2013 - Dec 2014

  University Park, IL Manage the day to day business and finances of a fast food restaurant.



TCH Management

• Philippines
• Business Consulting and Services

• Assistant Manager

  • Jan 2009 - Jan 2013

  United States



MarCap LLC

• United Arab Emirates
• Maritime Transportation
• 100 - 200 Employee

• Contract Administrator

  • Aug 2006 - Nov 2008

  Independently documented all lease transactions with purchase options for One Dollar (lease to own) or Fair Market Value (ten percent of the original cost) for hospitals, start-up surgery centers, existing surgery centers and vendor equipment on the leasing system. Developed and managed a number of key customer contracts for the entire lifecycle of a contract including creation, execution, compliance, renewal, dispute resolution and termination. On occasion, led contract negotiations with… Show more Independently documented all lease transactions with purchase options for One Dollar (lease to own) or Fair Market Value (ten percent of the original cost) for hospitals, start-up surgery centers, existing surgery centers and vendor equipment on the leasing system. Developed and managed a number of key customer contracts for the entire lifecycle of a contract including creation, execution, compliance, renewal, dispute resolution and termination. On occasion, led contract negotiations with client and was the liaison between our in-house counsel, field operations and various corporate support resources. Reviewed requests and sought approval for equipment invoice fundings. Tracked and reported weekly on all contract document flow, turnaround times, fundings and projected fundings to management and sales teams. Used project management skills and computer applications such as spreadsheets, word processing and database software on a routine basis to maintain accurate tracking systems and project schedules (UCC and Insurance projects for company name change). Performed due diligence searches (lien searches, good standing, insurance). Managed the healthcare portfolio from receipt of executed commitment letter through long-term funding: coordinated fundings throughout the lifecycle or term of lease or loan with clients and developers, management team and accounting team via checks and/wire transfers, prepared purchase orders, maintained equipment invoices for fundings and audit purposes, insured transactions were booked properly and that clients received first invoices in a timely manner, handled first calls for delinquencies and collections, followed-up for all post-funding items and maintained reports of any document deficiencies. Facilitated closings and also entered data of booked deals into the system. Audited extensive reviews to ensure that new and current files are accurate, complete and compliant. Show less



Merrill Lynch Business Financial Services Inc

• Sr. Documentation Specialist

  • Jul 1999 - Aug 2006

  Occupationed in a team setting for documenting and reviewing loan documents evidencing loan commitment arrangements with the firm in conformance with all approvals granted for commercial equipment and real estate transactions. Interacted with finance consultants, financial analysts and other sales managers to maintain client relationships and enhance portfolios. Researched client’s legal documents regarding business structures and performed due diligence searches (lien searches, good… Show more Occupationed in a team setting for documenting and reviewing loan documents evidencing loan commitment arrangements with the firm in conformance with all approvals granted for commercial equipment and real estate transactions. Interacted with finance consultants, financial analysts and other sales managers to maintain client relationships and enhance portfolios. Researched client’s legal documents regarding business structures and performed due diligence searches (lien searches, good standing, insurance, post-funding collateral review). Negotiated complex legal documentation with credit analysts, management and clients including restructures, loan workout, and advances. Proactively managed changes in project scope, identified potential crises, and devised contingency plans. Worked with other lenders for loan payoffs to ensure firm’s first lien position. Coordinated document execution with the client. Ensured quality service, effective and efficient operations support for all internal and external customers. Collaborated with the accounting department for funding and closing transactions. Reported and followed-up for post-funding items and data input for fundings and client information in the system. Conducted extensive file reviews for quality assurance of accuracy, completeness and compliance. Successully participated in and completed compliance training classes offered by Merrill Lynch University. Authority level of $1MM granted for file approval and sign-off upon extensive review. Show less



Bank One f

• 1 - 100 Employee

• Commercial Loan Documentation Specialist

  • Dec 1998 - Jul 1999

  Prepared doumentation memos to finance managers and credit analysts regarding client transactions. Ensured the quality and legality of commercial loan documents evidencing credit approvals to protect and strengthen bank’s compliance and mitigating risk. Exceeded expectations for commercial loan products from origination to closing. Established and maintained client relations and monitored client satisfaction levels. Researched various operational issues of loan structures conveyed from… Show more Prepared doumentation memos to finance managers and credit analysts regarding client transactions. Ensured the quality and legality of commercial loan documents evidencing credit approvals to protect and strengthen bank’s compliance and mitigating risk. Exceeded expectations for commercial loan products from origination to closing. Established and maintained client relations and monitored client satisfaction levels. Researched various operational issues of loan structures conveyed from clients and lending officers. Ensured bank’s collateral security interest according to Article 9 regulations. Partnered with the Collateral Review Department to complete documentation files for accuracy of UCC filings for lien position, receipt of insurance and post-funding items. Show less