Experience

Wheels, Inc.

• United States
• Financial Services
• 700 & Above Employee

• Senior Credit Analyst

  • Jul 2023 - Present

  Timely and accurate underwriting of new and existing commercial credit lines through business financial statement analysis, investigations and communications with all relevant stakeholders. Primary objective is to conduct detailed financial statement analysis for both public and privately-held businesses, continuously manage credit facilities, and perform customer due diligence for new and existing clients to ensure that the Wheels US credit portfolio is of strong credit quality and within the… Show more Timely and accurate underwriting of new and existing commercial credit lines through business financial statement analysis, investigations and communications with all relevant stakeholders. Primary objective is to conduct detailed financial statement analysis for both public and privately-held businesses, continuously manage credit facilities, and perform customer due diligence for new and existing clients to ensure that the Wheels US credit portfolio is of strong credit quality and within the established risk appetite. Show less Timely and accurate underwriting of new and existing commercial credit lines through business financial statement analysis, investigations and communications with all relevant stakeholders. Primary objective is to conduct detailed financial statement analysis for both public and privately-held businesses, continuously manage credit facilities, and perform customer due diligence for new and existing clients to ensure that the Wheels US credit portfolio is of strong credit quality and within the… Show more Timely and accurate underwriting of new and existing commercial credit lines through business financial statement analysis, investigations and communications with all relevant stakeholders. Primary objective is to conduct detailed financial statement analysis for both public and privately-held businesses, continuously manage credit facilities, and perform customer due diligence for new and existing clients to ensure that the Wheels US credit portfolio is of strong credit quality and within the established risk appetite. Show less



IBEW-NECA SERVICE CENTER

• United States
• Insurance
• 1 - 100 Employee

• Assistant Accounting Director

  • Apr 2021 - May 2023

  Financial professional experienced with preparing and analyzing financial information to support decision making. Cross functional experience with management, clients, and operation teams to create culture of accountability and expectations. Self-motivated leader, cultivating trust amongst stakeholders and clients. Focused on compliance and long-term decision making to sustain economic fluctuations. Financial professional experienced with preparing and analyzing financial information to support decision making. Cross functional experience with management, clients, and operation teams to create culture of accountability and expectations. Self-motivated leader, cultivating trust amongst stakeholders and clients. Focused on compliance and long-term decision making to sustain economic fluctuations.



Enterprise Fleet Management

• United States
• Motor Vehicle Manufacturing
• 700 & Above Employee

• Credit Manager

  • 2012 - 2020

  Managed credit underwriting for 3 of 5 geographical regions of North America. Provided risk consultation, created fleet forecasts for thousands of clients using Excel / financial modeling, analyzed financial statements to determine credit worthiness using accounting experience and strong business acumen. Established and implemented internal controls to adhere to audit requirements to retain investment grade debt rating of Asset Backed Securities. Trusted Leader: Managed credit… Show more Managed credit underwriting for 3 of 5 geographical regions of North America. Provided risk consultation, created fleet forecasts for thousands of clients using Excel / financial modeling, analyzed financial statements to determine credit worthiness using accounting experience and strong business acumen. Established and implemented internal controls to adhere to audit requirements to retain investment grade debt rating of Asset Backed Securities. Trusted Leader: Managed credit philosophy, established business policies and drove operational efficiencies. Collaborative Business Partner: Partnered with regional Vice President, Assistant Vice President and Corporate Strategy Manager to support field operators’ efforts to result in double digit growth. Influencer of Informed Decisions: Utilized strong business acumen, analytical skills, and financial knowledge to foster informed decision making. Show less Managed credit underwriting for 3 of 5 geographical regions of North America. Provided risk consultation, created fleet forecasts for thousands of clients using Excel / financial modeling, analyzed financial statements to determine credit worthiness using accounting experience and strong business acumen. Established and implemented internal controls to adhere to audit requirements to retain investment grade debt rating of Asset Backed Securities. Trusted Leader: Managed credit… Show more Managed credit underwriting for 3 of 5 geographical regions of North America. Provided risk consultation, created fleet forecasts for thousands of clients using Excel / financial modeling, analyzed financial statements to determine credit worthiness using accounting experience and strong business acumen. Established and implemented internal controls to adhere to audit requirements to retain investment grade debt rating of Asset Backed Securities. Trusted Leader: Managed credit philosophy, established business policies and drove operational efficiencies. Collaborative Business Partner: Partnered with regional Vice President, Assistant Vice President and Corporate Strategy Manager to support field operators’ efforts to result in double digit growth. Influencer of Informed Decisions: Utilized strong business acumen, analytical skills, and financial knowledge to foster informed decision making. Show less



Enterprise Car Sales

• United States
• Automotive
• 700 & Above Employee

• Corporate Shared Services Accounting Supervisor

  • May 2009 - Mar 2012

  Lead 12-member team managing all financial and operational matters, including financial statement preparation, vehicle title transfers and registrations in various states, and funding completion for over 10K vehicles. Advised dealerships of trends, compliance measures and exposure related to FTC guidelines in the used vehicle market. - Pioneered the centralization of accounting and operational functions of 55 dealerships. - Established policy and compliance measures to ensure… Show more Lead 12-member team managing all financial and operational matters, including financial statement preparation, vehicle title transfers and registrations in various states, and funding completion for over 10K vehicles. Advised dealerships of trends, compliance measures and exposure related to FTC guidelines in the used vehicle market. - Pioneered the centralization of accounting and operational functions of 55 dealerships. - Established policy and compliance measures to ensure consistent complete files. - Partnered with Management and Sales team, to achieve double-digit annual growth. - Standardized financial statement schedule and expectations ensuring accurate and timely completion. Show less Lead 12-member team managing all financial and operational matters, including financial statement preparation, vehicle title transfers and registrations in various states, and funding completion for over 10K vehicles. Advised dealerships of trends, compliance measures and exposure related to FTC guidelines in the used vehicle market. - Pioneered the centralization of accounting and operational functions of 55 dealerships. - Established policy and compliance measures to ensure… Show more Lead 12-member team managing all financial and operational matters, including financial statement preparation, vehicle title transfers and registrations in various states, and funding completion for over 10K vehicles. Advised dealerships of trends, compliance measures and exposure related to FTC guidelines in the used vehicle market. - Pioneered the centralization of accounting and operational functions of 55 dealerships. - Established policy and compliance measures to ensure consistent complete files. - Partnered with Management and Sales team, to achieve double-digit annual growth. - Standardized financial statement schedule and expectations ensuring accurate and timely completion. Show less