Experience

Universität für Weiterbildung Krems

• Austria
• Higher Education
• 200 - 300 Employee

• Dozent

  • Feb 2016 - Present

  Lehrgang Real Estate Management Lehrgang Real Estate Management



Zirngast GROUP

• CFO

  • Oct 2016 - Present



ZIKO Beteiligungs- und Verwertungs GmbH

• Vienna, Kohlmarkt 4/19

• Finance Director

  • Oct 2016 - Present



Hypo Group Alpe Adria AG

• Head of Division Group Credit Operations

  • Dec 2014 - Dec 2015

  Leading of the Division consisting of 4 Dept.: - Performing Underwriting (Corporate, Real Estate & Special Finance, Public Finance, Financial Institutions & Subsidiaries; incl. Group Financial Analysis) - Rehabilitation Dept. (Workout & restructuring for non-performing cases incl. Real Estate) - Credit Processing Dept. (Collateral Management) - Steering & Monitoring Dept. Operational Tasks: - Deputy Chairman of the Group Credit Committee - Chairman of… Show more Leading of the Division consisting of 4 Dept.: - Performing Underwriting (Corporate, Real Estate & Special Finance, Public Finance, Financial Institutions & Subsidiaries; incl. Group Financial Analysis) - Rehabilitation Dept. (Workout & restructuring for non-performing cases incl. Real Estate) - Credit Processing Dept. (Collateral Management) - Steering & Monitoring Dept. Operational Tasks: - Deputy Chairman of the Group Credit Committee - Chairman of the Group Watch Loan Committee - Approval of Credit Applications within own approval authority

• Head of Senior Credit Management

  • Jul 2014 - Apr 2015

  Head of Performing Underwriting covering the following segments: - Corporate - Real Estate & Special Finance - Financial Institutions - Public Finance - Subsidiaries as well as Group Financial Analysis Covered countries: Croatia, Slovenia, Serbia, Montenegro and Bosnia & Herzegowina Deputy Chairman of the Group Credit Committee



Probus Real Estate GmbH

• Austria
• Real Estate

• Supervisory Board Member

  • Mar 2013 - Oct 2014



Hypo Alpe-Adria Immobilien GmbH

• Klagenfurt, Vienna

• Supervisory Board Member

  • Mar 2013 - Oct 2014



HYPO Alpe-Adria-Bank International AG

• Klagenfurt / Vienna

• Head of Risk Department Commercial Real Estate / Project Finance & Tourism

  • Apr 2012 - Jun 2014

  Performing Underwriting covering Austria & SEE markets (Croatia, Slovenia, Serbia, Montenegro & Bosnia and Herzegowina) - Setting up of group-wide real estate standards - Structuring of complex real estate financings - Real Estate Risk Due Diligence - Asset Management of Repossessed Properties - Implementation of Real Estate guidelines and Risk Policies Covered Segments: office, residential, retail, logistic, hotels, special properties, etc. Performing Underwriting covering Austria & SEE markets (Croatia, Slovenia, Serbia, Montenegro & Bosnia and Herzegowina) - Setting up of group-wide real estate standards - Structuring of complex real estate financings - Real Estate Risk Due Diligence - Asset Management of Repossessed Properties - Implementation of Real Estate guidelines and Risk Policies Covered Segments: office, residential, retail, logistic, hotels, special properties, etc.



Raiffeisen Bank International AG

• Austria
• Banking
• 700 & Above Employee

• Senior Credit Risk Manager

  • Oct 2009 - Mar 2012

  Operational risk management (primary & secondary underwriting) in the field of commercial real estate, construction & civil engineering for Corporates in Austria and RBI Network markets (Poland, Czech Republic, Russia, Hungary, Germany, Croatia, Serbia, Bulgaria, Slovenia, Slovakia, etc.) Own credit approval authority Early warning system responsibility including implementation of EWS Preparation of credit risk statements incl. final recommendations / wording of conditions… Show more Operational risk management (primary & secondary underwriting) in the field of commercial real estate, construction & civil engineering for Corporates in Austria and RBI Network markets (Poland, Czech Republic, Russia, Hungary, Germany, Croatia, Serbia, Bulgaria, Slovenia, Slovakia, etc.) Own credit approval authority Early warning system responsibility including implementation of EWS Preparation of credit risk statements incl. final recommendations / wording of conditions and presentation to ultimate decision authorities Show less Operational risk management (primary & secondary underwriting) in the field of commercial real estate, construction & civil engineering for Corporates in Austria and RBI Network markets (Poland, Czech Republic, Russia, Hungary, Germany, Croatia, Serbia, Bulgaria, Slovenia, Slovakia, etc.) Own credit approval authority Early warning system responsibility including implementation of EWS Preparation of credit risk statements incl. final recommendations / wording of conditions… Show more Operational risk management (primary & secondary underwriting) in the field of commercial real estate, construction & civil engineering for Corporates in Austria and RBI Network markets (Poland, Czech Republic, Russia, Hungary, Germany, Croatia, Serbia, Bulgaria, Slovenia, Slovakia, etc.) Own credit approval authority Early warning system responsibility including implementation of EWS Preparation of credit risk statements incl. final recommendations / wording of conditions and presentation to ultimate decision authorities Show less



HYPO Bank Burgenland AG

• Vienna/Eisenstadt

• Senior Relationship Manager

  • Oct 2008 - Sep 2009

  Client Relationship Manager for Commercial Real Estate & Project Finance Client Acquisition & Project Assessments / Cash Flow Modeling Covered Markets: Austria, Germany, Switzerland, Hungary, Slovenia, Croatia, Slovakia, Poland & Czech Republic Client Relationship Manager for Commercial Real Estate & Project Finance Client Acquisition & Project Assessments / Cash Flow Modeling Covered Markets: Austria, Germany, Switzerland, Hungary, Slovenia, Croatia, Slovakia, Poland & Czech Republic



BKS BANK

• Austria
• Banking
• 300 - 400 Employee

• Senior Corporate Client Manager

  • Sep 2007 - Aug 2008

  Client Manager for Corporate, Real Estate & Project Finance Client Acquisition / Assessments of clients creditworthiness / Project Plausibilization Covered Markets: Austria and sourounding countries Client Manager for Corporate, Real Estate & Project Finance Client Acquisition / Assessments of clients creditworthiness / Project Plausibilization Covered Markets: Austria and sourounding countries



Raiffeisenlandesbank NÖ-Wien AG

• Vienna

• Relationship Manager / Trainee

  • Sep 2005 - Jul 2007

  Trainee Program Client Manager in the field of small and medium-sized enterprises, real estate & project finance Covered markets: Austria Trainee Program Client Manager in the field of small and medium-sized enterprises, real estate & project finance Covered markets: Austria



Grabmair Elektrotechnik

• Wels

• Head of Finance & Administration

  • Jan 2001 - Aug 2005