Experience

Equity Advisor Solutions, LLC.

• United States
• Financial Services
• 1 - 100 Employee

• Business Analyst II

  • Dec 2021 - Present

• Business Analyst

  • May 2020 - Dec 2021

• Relationship Manager

  • Apr 2019 - May 2020

  - Primary point of contact for registered investment advisors, broker dealers, and investment representatives. - Coordinate the on-boarding of new investment advisory firms including the transition of accounts, configuration of software, training and support. - Facilitate advisor transactions, including account establishment, transfers, distributions, and account funding. - Maintain oversight of advisor investment trading and resolve trade-related issues while mitigating financial risk. - Coordinate the preparation, approval and release of each advisor's quarterly performance reports. Show less



Pawnee Leasing Corporation

• United States
• Financial Services
• 1 - 100 Employee

• Senior Portfolio Analyst

  • Jul 2018 - Mar 2019

  - Analyzed the company’s equipment leasing portfolio and generated financial reports for senior management with an emphasis on pricing, profitability, product concentration levels, and risk profiles. - Identified industry macroeconomic factors impacting company’s operating results and provided recommendations to company executives relating to overall portfolio dynamics. - Lead portfolio re-scoring and risk rating migration analyses, with a focus on total exposure segmentation, performance vs. budget, and overall operations; identified areas of opportunity and growth within each portfolio segment. - Generated monthly and quarterly static pool analyses, delinquency trends, and non- accrual reports; alerted collections staff to troubled accounts, and developed an early warning system to mitigate against defaults. - Assisted in the development of key performance indicators and portfolio risk measures to ensure compliance with portfolio guidelines associated with new loan production volume and provided visibility to key company shareholders. Show less



TSYS

• United States
• Financial Services
• 700 & Above Employee

• Portfolio Manager // Credit Risk Analyst

  • Jan 2016 - Jul 2018

  -Analyzed credit wherewithal of commercial accounts including processing activity reports, credit bureau reports, and conducting periodic reviews. -Corresponded with commercial customers regarding financial statements, tax forms and logistics information. -Wrote detailed credit reviews and perform complex analyses regarding cash flow, assets and earnings, working capital, potential liability risks, and impact of credit review findings. -Rendered a commercial credit decisions and negotiate final credit terms including reserve collateral requirements and discusses financial results with CFO and controller. -Assisted in identification, prevention, and resolution of fraudulent activity including new accounts review, unusual customer transactions, check and deposit fraud, credit card fraud, identity theft and business identity theft. -Provided insightful, actionable, and analytic based recommendations that consider fraud exposure, risk vulnerabilities and loss prevention. Show less



Gateway One Lending & Finance

• United States
• Motor Vehicle Manufacturing
• 1 - 100 Employee

• Credit Manager- Massachusetts // Rhode Island

  • Sep 2013 - Jan 2015

  -Established and implemented new full spectrum auto lending territory in Central & Southern MA and RI. -Evaluated financial performance of prospective new and used car dealers; performing fundamental ratio analysis to expand lending territory. -Expanded relationships and eliminated non-profitable dealerships while strengthening long-term partnerships through weekly field visits. -Developed credit goals in compliance with all state and federal lending regulations, and communicated goal strategies to dealers, ensuring successful capture and conversion. -Monitored customer profitability, conducting field calls to discuss current trends and overall goal pace. -Managed regional metrics by analyzing daily, weekly and monthly reports, to meet/exceed all performance goals. -Collaborated with Operations Department, examining and evaluating proper funding documentation. -Actively participated in staff meetings and regional sales conferences; partnering with senior managers, defining and communicating sales strategies to ensure achievement of origination goals. Show less



Wells Fargo Dealer Services

• Credit Analyst / Consumer Loan Underwriter

  • Jan 2012 - Sep 2013

  -Responsible for full spectrum auto lending within central and southern Maine, analyzing information from credit applications and reporting agencies, resulting in prudent lending decisions.-Negotiated loan terms and conditions within established company guidelines and policies, leveraging risk/reward metrics to ensure credit quality and profitability.-Shadowed floorplan finance team; assisting with ratio analysis to evaluate efficiency, liquidity and solvency of prospective dealership groups.-Accelerated lending authority resulted in increased monthly loan production from $3 million to $10 million.-Assisted in the development of new analysts through training, auditing and monitoring overall progression. -Concurred on loan decisions recommended by consumer loan underwriters with lesser credit authority. -Reviewed approved applications and contracts to ensure document compliance with company’s policy and procedures. Show less

• Loan Document Specialist

  • Mar 2011 - Jan 2012

  -Coordinated with the Credit Department to ensure that all underwriting stipulations, terms and conditions are satisfied at loan closing. -Processed loans in accordance with all state and federal regulations and procedures, carefully reviewing all documents and requisites for potential fraud.



Dawn Homes Management

• United States
• Real Estate
• 1 - 100 Employee

• Intern

  • Apr 2009 - Sep 2009

  -Prepared monthly property rent rolls, operating statements, and budgets for a prominent NY Tier 1 private multi-family development and management company, reporting directly to the company’s principals. -Evaluated and underwrote new potential multi-family development opportunities by modeling property pro-formas, rental achievement & leasing absorption sensitivities, and presented resulting property metrics to company partners. -Coordinated meetings with General Contractors and obtained related invoices & lien waivers for the preparation of monthly construction loan draw requests and new loan closing documentation. Show less