I have known Pankaj for the last 11 years and have worked with him cross functionally on Investment products. The alacrity that Pankaj dons is simply incredible and the conceptual clarity along with the depth of structured debt products that he tables is invaluable. We have been on multiple client calls as well and some really key client's for the bank, and the agility that Pankaj brings in with respect to product structuring, the interplay of debt and equity to push client yields higher and subsequently tailoring the most apt product for the client was always a music to my ears and sight of an amazing block deal closure. His unrestrained knowledge on investments, FnO's, debt syndication, business lending and Financial analysis was by far the best I had witnessed. He continues to carry that flair most prolifically across clients of all segments, consumer, institutional, SME/MSME and MME with utmost contextual familiarity.

I have had the pleasure of knowing Pankaj , both in professional capacity first, when we worked together in Citibank, and personal capacity subsequently, for over a decade now. Although we never worked in the same team, but I have had to reach out to Pankaj periodically during his stint as a part of the Wealth Management Product Team, when I was in Sales. I cant recollect a single occasion , when Pankaj wasn’t able to resolve the issue or the query, I had approached him with. Pankaj for me, is possibly the one-stop solution provider to all matters related to the financial services domain, be it international, cross border or domestic, and in case he doesn’t know, which rarely is the case, then he takes it upon himself to have it known, immediately. He is smart, intelligent, dedicated and above all, as mentioned earlier, a solution-oriented professional. And hence, as a leader or a team member, Pankaj earns my highest recommendation!

I have known Pankaj for the last 11 years and have worked with him cross functionally on Investment products. The alacrity that Pankaj dons is simply incredible and the conceptual clarity along with the depth of structured debt products that he tables is invaluable. We have been on multiple client calls as well and some really key client's for the bank, and the agility that Pankaj brings in with respect to product structuring, the interplay of debt and equity to push client yields higher and subsequently tailoring the most apt product for the client was always a music to my ears and sight of an amazing block deal closure. His unrestrained knowledge on investments, FnO's, debt syndication, business lending and Financial analysis was by far the best I had witnessed. He continues to carry that flair most prolifically across clients of all segments, consumer, institutional, SME/MSME and MME with utmost contextual familiarity.

I have had the pleasure of knowing Pankaj , both in professional capacity first, when we worked together in Citibank, and personal capacity subsequently, for over a decade now. Although we never worked in the same team, but I have had to reach out to Pankaj periodically during his stint as a part of the Wealth Management Product Team, when I was in Sales. I cant recollect a single occasion , when Pankaj wasn’t able to resolve the issue or the query, I had approached him with. Pankaj for me, is possibly the one-stop solution provider to all matters related to the financial services domain, be it international, cross border or domestic, and in case he doesn’t know, which rarely is the case, then he takes it upon himself to have it known, immediately. He is smart, intelligent, dedicated and above all, as mentioned earlier, a solution-oriented professional. And hence, as a leader or a team member, Pankaj earns my highest recommendation!

I have known Pankaj for the last 11 years and have worked with him cross functionally on Investment products. The alacrity that Pankaj dons is simply incredible and the conceptual clarity along with the depth of structured debt products that he tables is invaluable. We have been on multiple client calls as well and some really key client's for the bank, and the agility that Pankaj brings in with respect to product structuring, the interplay of debt and equity to push client yields higher and subsequently tailoring the most apt product for the client was always a music to my ears and sight of an amazing block deal closure. His unrestrained knowledge on investments, FnO's, debt syndication, business lending and Financial analysis was by far the best I had witnessed. He continues to carry that flair most prolifically across clients of all segments, consumer, institutional, SME/MSME and MME with utmost contextual familiarity.

I have had the pleasure of knowing Pankaj , both in professional capacity first, when we worked together in Citibank, and personal capacity subsequently, for over a decade now. Although we never worked in the same team, but I have had to reach out to Pankaj periodically during his stint as a part of the Wealth Management Product Team, when I was in Sales. I cant recollect a single occasion , when Pankaj wasn’t able to resolve the issue or the query, I had approached him with. Pankaj for me, is possibly the one-stop solution provider to all matters related to the financial services domain, be it international, cross border or domestic, and in case he doesn’t know, which rarely is the case, then he takes it upon himself to have it known, immediately. He is smart, intelligent, dedicated and above all, as mentioned earlier, a solution-oriented professional. And hence, as a leader or a team member, Pankaj earns my highest recommendation!