Finance Manager

• Feb 2022 - Present

Financial Planning and Analysis Manager

• Jun 2018 - Present

With the legacy of most reputed Jewellery stores Chain based in Dubai, Jawhara Jewellery having more than 170 Jewellery retail stores world-wide. Accountabilities: @ Designing and Preparation of MIS for Top Management for informed strategic decision making at defined intervals @ Working with individual departments to prepare budgets and consolidate into overall corporate budget and presenting to management with variance analysis @ Financial feasibility of investment projects with scenario analysis as well as financial modelling @ Consolidation and finalization of financial statements of company as part of banking submissions on periodical basis and handling audit requirement @ Evaluating and monitoring the commodity forwards contracts and interest swap contracts for bank finance @ Managing centralized accounting teams for regions covering all stores worldwide with established standard operating procedure @ Improving efficiency of accounting & inventory ERP system by constantly analyzing the flows & suggesting changes @ Verification & finalizing periodical VAT returns prepared by divisional & regional accounting teams as well as handling FTA audit queries Milestones: @ Developed financial analytics and business intelligence tools such POWER BI dashboards & models such as advanced PIVOT for top management & sales managers with defined KPIs and action indicators @ Meticulously created financial & product planning metrics concerning profit margins, sales volumes as well as stock turnover ratios @ Developed & implemented SKU level reporting & ordering matrix for diamond division for all major collection to achieve optimum stock @ RFID Gold loan financial feasibility analysis with operational and technical implementation throughout funding stage

Finance & Accounts Manager

• Mar 2015 - Jun 2018

Established since 30 years, group operating annual turnover of AED 500 Million with market coverage in almost 20 countries. @ Cost-effective decision making for timely bank finance and repayments @ Managed operational finance & liquidity on daily, weekly and monthly basis @ Leading team across finance and accounting functions across company @ Handling Annual Audit Requirements @ Preparation of various financial modeling and reports for baking reviews @ Budgeting, target setting as well managing sales reports on weekly basis @ Managing the Export-Import department with customs compliances @ Successfully Implementation of accounting and inventory ERP system throughout company

Finance Executive

• Aug 2013 - Feb 2015

Key Responsibilities: @ Return Merchandise Process Audit and Closure follow-up with all Business teams. @ Vendor Returns Reconciliation with end accounting and recovery aspects and Inspection & Correction of any revenue leakage @ Cash on Delivery Receivables Collection follow-up from all courier parties and solving other business teams queries, Forecasting & Synchronizing with Accounts. @ Various Business Process Analysis & Financial Analysis. @ Handling Various Internal Audit Assignments and Correction actions. @ Managed Insurance Claim Process with timely Closure of Lost & Damaged Shipments and settlement of claim with Insurance Company. @ Review of System Change Requirement for RMA Process. @ Preparation of Various MIS reports.

Senior Audit Assistant

• Dec 2009 - Feb 2013

Major Domain of Assignments: Finance: Preparation of feasibility study report for project analysis, Project report preparation, CMA (Credit monitoring arrangement) report to be submitted to bank. Bank document preparation of pre/post shipment finance for exports for clients, calculation of cost-benefit analysis of various finance options. Auditing: Statutory audit and internal audit of Banks, limited companies, private concerns as well special revenue audit assignments of listed companies, banks and government departments Taxation: Preparation of Income Tax, Sales Tax as well as Excise & Customs returns and reports Book-Keeping: Preparation of the Books of Accounts for Small private concerns and the exposure and detailed knowledge to the various accounting packages like of Tally ERP 9 as well Quick books etc.