Experience

STCI Finance Limited

• India
• Financial Services
• 1 - 100 Employee

• Zonal Manager (South) - Real Estate

  • Dec 2021 - Present

  # Elevating business under variety of products of Rs 30 crs and above and evaluate new investment concepts/opportunities and help shape business cases as per company policies # Conducting Financial due diligence & credibility check # Appraising & underwriting the loan applications by assessing overall credit eligibility of customer # Monitoring all project tasks and ensuring compliance to all timeframe and resolving all issues according to required project plan and administer everyday activities and assist to resolve all issues within organization # Managing interdependencies and coordination across projects to ensure that information relating to project deliverables, risks and issues are effectively communicated between stakeholders and that key performance indicators are monitored and evaluated # Building and analysing various financial model’s/ cash flows/ projections and scenario analysis # Accountable for enhancing project account control, quality, automation, compliance, execution, and monitoring following sanctions procedures # Communicating with the stakeholders and management to provide timely updates on the project requirements, expectations and timelines risk, dependencies, and project status # Facilitating retrospective meetings with the development team to identify any challenges or issues that can delay work or result in a change of plans Providing support and approval for team members on standard underwriting projects and steering research, analysis, and underwriting for special or complex applications. # Supporting risk management and financial due diligence activities through team leadership, administrative, and financial analysis skills # Creating and maintaining comprehensive project documentation (BRD & FRD) by coordinating with other internal and external stakeholders including external vendors for flawless execution of projects Show less



Larsen & Toubro

• India
• Construction
• 700 & Above Employee

• Team Manager (South) -Project/Corporate/Structured Finance

  • Feb 2016 - Dec 2021

  # Contributed a fee income by 50% (of total Fee Income) PAN India in first year of service by proper structuring & timely presenting of proposals worth Rs 800 crs to management. # Managed portfolio of Rs 4000 crs spread across entire South India with minimum ticket size of Rs 100 crs. # Assisted project managers, internal & external stakeholders in the definition of project scope and objectives, technical feasibility, and ensure timely delivery of projects, within scope and within budget # Involved in all phases of project life cycle from initiation, execution, monitoring & closing. Knowledgeable in Agile framework and Scrum. # Led and mentored a team of 12 members across 3 departments project developments, documentation & preparing memorandums, monitoring, and control. # Critically evaluate proposal through formulation of credit & risk policies, structuring/developing of client wise specific models, funds flow statements, risk scoring & scorecards models, regulatory compliances etc. # Actively involved in underwriting, review of credit memorandums, cash flow management, portfolio management & review, team handling, project risk assessment, client handling, sanctions & disbursements. # Assisted Business team with structuring of proposals, risk identification with ad-hoc business/project analysis by formulating policies, sanction terms, proper monitoring mechanism etc. # Hands on experience in Balance Sheet, P&L Analysis, Product/Project life cycle, Project Performance Management, MIS preparation/review. # Managed portfolio by generating timely reports using tools like Power BI, Tableau. # Implemented rigorous monitoring systems like EWS, SOW review, Weekly, Quarterly, Annual reviews, dispute resolutions mechanism (internal & external), DSM etc. # Monitored project performance, covenants and identifying risk and support in core decision-making and sets the direction for the project. Show less



Mantri Developers Pvt. Ltd.

• India
• Real Estate
• 400 - 500 Employee

• Dy Finance Manager- Corporate & Project Finance

  • Jun 2014 - Feb 2016

  # Optimized the usage of company funds by reducing costs to increase savings by 20% annually. # Sanctioned project finance loan of approx Rs 2000 crs during the tenor for various ongoing projects in South India # Designed & Implemented modeling techniques for quick preparation of project specific models. # Managed syndicated loan structures, debt capital market transactions and M&A transactions; ensured arrangement of funds from public and private sector banks & FIs for the Company Show less



SRB CONSULTANCY PVT. LTD.

• Financial Services
• 1 - 100 Employee

• Finance Manager - Infrastructure Finance

  • Dec 2009 - Jun 2014

  # End to End Facilitator for Clients starting from bid stage to financial closure. # Led a team of credit analyst and submitted timely reports which contributed 10% of revenue to the organization. # Handled a portfolio of Rs 15000 crs during the tenor of job # Handled varied of portfolio which includes high altitude road projects, ports, warehouse, power projects. # End to End Facilitator for Clients starting from bid stage to financial closure. # Led a team of credit analyst and submitted timely reports which contributed 10% of revenue to the organization. # Handled a portfolio of Rs 15000 crs during the tenor of job # Handled varied of portfolio which includes high altitude road projects, ports, warehouse, power projects.



Dhenkanal - Employed

• NK Distributor

  • Jun 2009 - Nov 2009

  Job Responsibilities: Financial and marketing management Preparation of Balance Sheet (interim and final) Market Research Job Responsibilities: Financial and marketing management Preparation of Balance Sheet (interim and final) Market Research



Shree Jagannath Distributor, Dhenkanal

• Manager

  • Jul 2006 - Jun 2007

  Job Responsibilities Account Management Financial and marketing management Preparation of Balance Sheet (interim and final) Audit Job Responsibilities Account Management Financial and marketing management Preparation of Balance Sheet (interim and final) Audit