chike nosike

Head Credit Risk at KPMG Nigeria
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Contact Information
us****@****om
(386) 825-5501
Location
Lagos, Lagos State, Nigeria, NG

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Experience

    • Accounting
    • 700 & Above Employee
    • Head Credit Risk
      • May 2017 - Present

    • Business Consulting and Services
    • 700 & Above Employee
    • Manager, Risk Management
      • Jul 2014 - Apr 2016

    • Business Consulting and Services
    • 700 & Above Employee
    • Senior Associate
      • Apr 2008 - May 2014

    • United States
    • Financial Services
    • 700 & Above Employee
    • Legal Affairs Specialist
      • May 2005 - Feb 2008

      Responsible for working with Dealer Credit and legal counsel to ensure timely and accurate funding of all real estate loan transactions for MBF and DTF dealers. Responsible for working with Dealer Credit and legal counsel to ensure timely and accurate funding of all real estate loan transactions for MBF and DTF dealers.

    • United States
    • Legal Services
    • 1 - 100 Employee
    • Senior Attorney
      • Aug 1997 - Mar 2005

      ● Regulatory: Assisted in writing, editing, and administering regulatory compliance management training and assessment in response to CFPB’s Supervision and Examination Manual; includes department-specific training for all business areas and detailed review of CLA, ECOA, FCRA, GLBA, TILA, and UDAAP ● Consumer: Acting as OGC liaison for various business units including collections, client services, retail credit, executive referral/customer complaints, handling account-specific issues; Specialty areas include: Servicemembers Civil Relief Act benefits and protections, CAN-SPAM, website terms and conditions, security breaches/NPPI sharing, collection practices, ECOA ● Commercial: Fleet and dealer customers; Responsible for reviewing UCC searches and filing, drafting and obtaining necessary subordination agreements; review master lease agreements, subleasing documentation, and other commercial contract review and drafting ● Litigation: Responsible for managing consumer and commercial litigation; hiring, overseeing outside counsel and collaborating on case strategy to ensure legal and business desires align; prepare business colleagues for depositions; common allegations include TCPA violations, FCRA violations, debt collections act violations, improper repossessions, etc. ● Legislation: Monitor and interpret proposed changes to state and federal legislation, keep business units apprised of impactful updates and assist in maintaining policies and procedures that align with the law ● Procurement: Review corporate contracts for vendors, business partners, sponsorships, etc. for Daimler compliance, business needs, and legalities Show less

    • United States
    • Motor Vehicle Manufacturing
    • 700 & Above Employee
    • Deputy head credit analysis
      • Aug 1997 - May 1999

      Underwriting automobile loans up to $250,000 each and accounts for customers with millions in loan aggregates outstanding. Negotiated with dealers to extend credit while mitigating risk; structured lease and retail deals for marginal clients to put MBFS in equity position; presented the decision and reasoning to dealers and upper management. Underwriting automobile loans up to $250,000 each and accounts for customers with millions in loan aggregates outstanding. Negotiated with dealers to extend credit while mitigating risk; structured lease and retail deals for marginal clients to put MBFS in equity position; presented the decision and reasoning to dealers and upper management.

    • United States
    • Banking
    • 700 & Above Employee
    • Fraud Investigator
      • Sep 1993 - Jun 1997

      Fraud Investigation/ Prevention; Analyzed incoming credit applications and accompanying documentation to prevent fraudulent transactions; monitored existing lease and retail accounts for trends in straw purchases, exported vehicles and identity theft. Fraud Investigation/ Prevention; Analyzed incoming credit applications and accompanying documentation to prevent fraudulent transactions; monitored existing lease and retail accounts for trends in straw purchases, exported vehicles and identity theft.

Education

  • Harvard Law School
    Juris doctorate law, Law
    1989 - 1992
  • Howard University
    Bachelors of science, Business Administration and Management, General
    1984 - 1988

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