Cheryl Zenski

Mortgage Loan Officer at Point Mortgage Corporation
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Contact Information
us****@****om
(386) 825-5501
Location
US
Languages
  • English -

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Credentials

  • NMLS
    National Mortgage Licensing System
    Jun, 2010
    - Nov, 2024
  • Direct Endorsement Underwiter (DE)
    FHA HUD
    May, 1997
    - Nov, 2024
  • CALBRE
    California Bureau of Real Estate
    Jun, 1986
    - Nov, 2024

Experience

    • Banking
    • 1 - 100 Employee
    • Mortgage Loan Officer
      • Jun 2022 - Present

  • Anchor Funding
    • San Diego, California, United States
    • Mortgage Loan Originator
      • Aug 2021 - Jun 2022

    • Financial Services
    • 700 & Above Employee
    • Sales Manager
      • Sep 2019 - Jan 2022

      Problem Solver! Relationship Builder Originate Mortgage Loans for 1-4 SFR Make it simple and easy for borrowers to understand the mortgage process and their role! Pre-underwrite files - Value add, I am a former Underwriter! Network Educate / presentation Problem Solver! Relationship Builder Originate Mortgage Loans for 1-4 SFR Make it simple and easy for borrowers to understand the mortgage process and their role! Pre-underwrite files - Value add, I am a former Underwriter! Network Educate / presentation

    • Financial Services
    • 700 & Above Employee
    • Sales Manager
      • Jan 2019 - Sep 2019

      Problem Solver! Relationship Builder Originate Mortgage Loans for 1-4 SFR Make it simple and easy for borrowers to understand the mortgage process and their role! Pre-underwrite files - Value add, I am a former Underwriter! Network Educate / presentation Problem Solver! Relationship Builder Originate Mortgage Loans for 1-4 SFR Make it simple and easy for borrowers to understand the mortgage process and their role! Pre-underwrite files - Value add, I am a former Underwriter! Network Educate / presentation

    • United States
    • Financial Services
    • 200 - 300 Employee
    • Loan Officer
      • Oct 2018 - Jan 2019

      Originate Mortgage Loans for 1-4 SFR pre-underwrite network Relationship Builder Problem Solver Educate / presentation Make it simple and easy for borrowers to understand the mortgage process and their role! Originate Mortgage Loans for 1-4 SFR pre-underwrite network Relationship Builder Problem Solver Educate / presentation Make it simple and easy for borrowers to understand the mortgage process and their role!

    • United States
    • Financial Services
    • 100 - 200 Employee
    • Mortgage Loan Originator
      • Jun 2018 - Oct 2018

      Mortgage Loan Origination originate mortgage loans for 1-4 SFR Expert, FHA/VA/Conv/DPA programs pre-underwrite file for accuracy network presentations Educate and help borrowers with information for them to make a good decision on the right program for them. Making it simple Mortgage Loan Origination originate mortgage loans for 1-4 SFR Expert, FHA/VA/Conv/DPA programs pre-underwrite file for accuracy network presentations Educate and help borrowers with information for them to make a good decision on the right program for them. Making it simple

    • United States
    • Financial Services
    • 100 - 200 Employee
    • Mortgage Loan Originator
      • Aug 2017 - May 2018

      Mortgage Lending specializing in 1-4 family home loan purchases, refinances. Expert in Conv, FHA, VA financing for all borrowers including first time homebuyers. Expert in down payment assistance programs. Let my experience and knowledge help YOU get the financing that's right for you! Mortgage Lending specializing in 1-4 family home loan purchases, refinances. Expert in Conv, FHA, VA financing for all borrowers including first time homebuyers. Expert in down payment assistance programs. Let my experience and knowledge help YOU get the financing that's right for you!

  • Envoy Mortgage
    • Temecula, CA
    • Residential Loan Specialists
      • Jun 2016 - Aug 2017

      Mortgage Loan Origination for single family 1-4 Specialize in first time homebuyer programs *SD County DCCA *City of SD *City of Chula Vista *City of National City *CalhfaPlus *Saphire and Platnimum *On time closings every time! *Conventional, FHA, VA *Former Underwriter....."the decision" maker. This helps you as buyer in knowing that I can put your financing together and get it closed! Mortgage Loan Origination for single family 1-4 Specialize in first time homebuyer programs *SD County DCCA *City of SD *City of Chula Vista *City of National City *CalhfaPlus *Saphire and Platnimum *On time closings every time! *Conventional, FHA, VA *Former Underwriter....."the decision" maker. This helps you as buyer in knowing that I can put your financing together and get it closed!

  • Springboard Home Loans formerly CHW Lending
    • 4010 Fairmount Avenue, San Diego, CA 92105
    • Retail Production Manager
      • Jul 2011 - May 2016

      *Mortgage Loan Originator, NMLS #260411, CalBRE 0098876 *Networking *Sales Training *Manage Loan Production via sales staff *Product knowledge and training, FNMA, FHLMC, VA, FHA, USDA, *Down payment and first time homebuyer products expert *I work closely with processing teams to efficiently close loans *Knowing guidelines and how they interact with multiply layering financing is key to closing loans quickly efficiently and on time. *Mortgage Loan Originator, NMLS #260411, CalBRE 0098876 *Networking *Sales Training *Manage Loan Production via sales staff *Product knowledge and training, FNMA, FHLMC, VA, FHA, USDA, *Down payment and first time homebuyer products expert *I work closely with processing teams to efficiently close loans *Knowing guidelines and how they interact with multiply layering financing is key to closing loans quickly efficiently and on time.

  • PMAC
    • San Diego
    • Wholesale Branch Manager
      • Jul 2011 - Mar 2012

      *Wholesale Branch Manager/Underwriter *Proficient in FHA/VA/Conventional Financing *Managed office Staff of 4 *Customer Service *Wholesale Branch Manager/Underwriter *Proficient in FHA/VA/Conventional Financing *Managed office Staff of 4 *Customer Service

    • United States
    • Financial Services
    • 500 - 600 Employee
    • Wholesale Branch Manager
      • Jan 2008 - Jun 2011

      *Wholesale Branch Manager *Underwriting Manager *Compliance *Training *Managing staff production and back off underwriting to funding, shipping. Total staff 11 *Nationwide Company SD Branch won honor of top branch in Country for production *Proficient in FNMA/FHLMC/FHA/VA financing *DE Underwriter *VA Automatic and SAR *Wholesale Branch Manager *Underwriting Manager *Compliance *Training *Managing staff production and back off underwriting to funding, shipping. Total staff 11 *Nationwide Company SD Branch won honor of top branch in Country for production *Proficient in FNMA/FHLMC/FHA/VA financing *DE Underwriter *VA Automatic and SAR

    • Lead Underwriting Manager
      • Apr 2004 - Dec 2007

      *Lead Underwriting Manager: proficient in FHA/VA/Conventional Financing *Supervised staff up to 14 *Wholesale environment *Customer Service *Closing Production of average of $40MIL per month *Lead Underwriting Manager: proficient in FHA/VA/Conventional Financing *Supervised staff up to 14 *Wholesale environment *Customer Service *Closing Production of average of $40MIL per month

    • United States
    • Financial Services
    • 700 & Above Employee
    • Retail Regional Underwriting Manager
      • Apr 2003 - Apr 2004

      *Oversee underwriting in Western Region *Supervised/trained 6-7 underwriters in Western Division *DE/VA/SAR Underwriter *Audited files for compliance *Customer service to branch managers and LO's for DR Horton Communities *Oversee underwriting in Western Region *Supervised/trained 6-7 underwriters in Western Division *DE/VA/SAR Underwriter *Audited files for compliance *Customer service to branch managers and LO's for DR Horton Communities

Education

  • Life Experience
    On the Job Experience, Mortgage Lending
    1980 - 2023

Community

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