Cheryl Zenski
Mortgage Loan Officer at Point Mortgage Corporation- Claim this Profile
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English -
Topline Score
Bio
Credentials
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NMLS
National Mortgage Licensing SystemJun, 2010- Nov, 2024 -
Direct Endorsement Underwiter (DE)
FHA HUDMay, 1997- Nov, 2024 -
CALBRE
California Bureau of Real EstateJun, 1986- Nov, 2024
Experience
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Point Mortgage Corporation
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Banking
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1 - 100 Employee
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Mortgage Loan Officer
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Jun 2022 - Present
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Anchor Funding
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San Diego, California, United States
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Mortgage Loan Originator
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Aug 2021 - Jun 2022
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Movement Mortgage
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Financial Services
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700 & Above Employee
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Sales Manager
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Sep 2019 - Jan 2022
Problem Solver! Relationship Builder Originate Mortgage Loans for 1-4 SFR Make it simple and easy for borrowers to understand the mortgage process and their role! Pre-underwrite files - Value add, I am a former Underwriter! Network Educate / presentation Problem Solver! Relationship Builder Originate Mortgage Loans for 1-4 SFR Make it simple and easy for borrowers to understand the mortgage process and their role! Pre-underwrite files - Value add, I am a former Underwriter! Network Educate / presentation
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Homebridge Financial Services, Inc.
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Financial Services
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700 & Above Employee
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Sales Manager
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Jan 2019 - Sep 2019
Problem Solver! Relationship Builder Originate Mortgage Loans for 1-4 SFR Make it simple and easy for borrowers to understand the mortgage process and their role! Pre-underwrite files - Value add, I am a former Underwriter! Network Educate / presentation Problem Solver! Relationship Builder Originate Mortgage Loans for 1-4 SFR Make it simple and easy for borrowers to understand the mortgage process and their role! Pre-underwrite files - Value add, I am a former Underwriter! Network Educate / presentation
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Synergy One Lending, Inc. NMLS #1907235
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United States
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Financial Services
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200 - 300 Employee
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Loan Officer
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Oct 2018 - Jan 2019
Originate Mortgage Loans for 1-4 SFR pre-underwrite network Relationship Builder Problem Solver Educate / presentation Make it simple and easy for borrowers to understand the mortgage process and their role! Originate Mortgage Loans for 1-4 SFR pre-underwrite network Relationship Builder Problem Solver Educate / presentation Make it simple and easy for borrowers to understand the mortgage process and their role!
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Network Funding, LP
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United States
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Financial Services
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100 - 200 Employee
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Mortgage Loan Originator
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Jun 2018 - Oct 2018
Mortgage Loan Origination originate mortgage loans for 1-4 SFR Expert, FHA/VA/Conv/DPA programs pre-underwrite file for accuracy network presentations Educate and help borrowers with information for them to make a good decision on the right program for them. Making it simple Mortgage Loan Origination originate mortgage loans for 1-4 SFR Expert, FHA/VA/Conv/DPA programs pre-underwrite file for accuracy network presentations Educate and help borrowers with information for them to make a good decision on the right program for them. Making it simple
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KBHS Home Loans
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United States
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Financial Services
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100 - 200 Employee
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Mortgage Loan Originator
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Aug 2017 - May 2018
Mortgage Lending specializing in 1-4 family home loan purchases, refinances. Expert in Conv, FHA, VA financing for all borrowers including first time homebuyers. Expert in down payment assistance programs. Let my experience and knowledge help YOU get the financing that's right for you! Mortgage Lending specializing in 1-4 family home loan purchases, refinances. Expert in Conv, FHA, VA financing for all borrowers including first time homebuyers. Expert in down payment assistance programs. Let my experience and knowledge help YOU get the financing that's right for you!
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Envoy Mortgage
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Temecula, CA
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Residential Loan Specialists
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Jun 2016 - Aug 2017
Mortgage Loan Origination for single family 1-4 Specialize in first time homebuyer programs *SD County DCCA *City of SD *City of Chula Vista *City of National City *CalhfaPlus *Saphire and Platnimum *On time closings every time! *Conventional, FHA, VA *Former Underwriter....."the decision" maker. This helps you as buyer in knowing that I can put your financing together and get it closed! Mortgage Loan Origination for single family 1-4 Specialize in first time homebuyer programs *SD County DCCA *City of SD *City of Chula Vista *City of National City *CalhfaPlus *Saphire and Platnimum *On time closings every time! *Conventional, FHA, VA *Former Underwriter....."the decision" maker. This helps you as buyer in knowing that I can put your financing together and get it closed!
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Springboard Home Loans formerly CHW Lending
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4010 Fairmount Avenue, San Diego, CA 92105
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Retail Production Manager
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Jul 2011 - May 2016
*Mortgage Loan Originator, NMLS #260411, CalBRE 0098876 *Networking *Sales Training *Manage Loan Production via sales staff *Product knowledge and training, FNMA, FHLMC, VA, FHA, USDA, *Down payment and first time homebuyer products expert *I work closely with processing teams to efficiently close loans *Knowing guidelines and how they interact with multiply layering financing is key to closing loans quickly efficiently and on time. *Mortgage Loan Originator, NMLS #260411, CalBRE 0098876 *Networking *Sales Training *Manage Loan Production via sales staff *Product knowledge and training, FNMA, FHLMC, VA, FHA, USDA, *Down payment and first time homebuyer products expert *I work closely with processing teams to efficiently close loans *Knowing guidelines and how they interact with multiply layering financing is key to closing loans quickly efficiently and on time.
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PMAC
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San Diego
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Wholesale Branch Manager
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Jul 2011 - Mar 2012
*Wholesale Branch Manager/Underwriter *Proficient in FHA/VA/Conventional Financing *Managed office Staff of 4 *Customer Service *Wholesale Branch Manager/Underwriter *Proficient in FHA/VA/Conventional Financing *Managed office Staff of 4 *Customer Service
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SecurityNational Mortgage Company
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United States
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Financial Services
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500 - 600 Employee
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Wholesale Branch Manager
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Jan 2008 - Jun 2011
*Wholesale Branch Manager *Underwriting Manager *Compliance *Training *Managing staff production and back off underwriting to funding, shipping. Total staff 11 *Nationwide Company SD Branch won honor of top branch in Country for production *Proficient in FNMA/FHLMC/FHA/VA financing *DE Underwriter *VA Automatic and SAR *Wholesale Branch Manager *Underwriting Manager *Compliance *Training *Managing staff production and back off underwriting to funding, shipping. Total staff 11 *Nationwide Company SD Branch won honor of top branch in Country for production *Proficient in FNMA/FHLMC/FHA/VA financing *DE Underwriter *VA Automatic and SAR
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National City Mortgage
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Temecula, CA
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Lead Underwriting Manager
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Apr 2004 - Dec 2007
*Lead Underwriting Manager: proficient in FHA/VA/Conventional Financing *Supervised staff up to 14 *Wholesale environment *Customer Service *Closing Production of average of $40MIL per month *Lead Underwriting Manager: proficient in FHA/VA/Conventional Financing *Supervised staff up to 14 *Wholesale environment *Customer Service *Closing Production of average of $40MIL per month
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DHI Mortgage
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United States
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Financial Services
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700 & Above Employee
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Retail Regional Underwriting Manager
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Apr 2003 - Apr 2004
*Oversee underwriting in Western Region *Supervised/trained 6-7 underwriters in Western Division *DE/VA/SAR Underwriter *Audited files for compliance *Customer service to branch managers and LO's for DR Horton Communities *Oversee underwriting in Western Region *Supervised/trained 6-7 underwriters in Western Division *DE/VA/SAR Underwriter *Audited files for compliance *Customer service to branch managers and LO's for DR Horton Communities
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Education
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Life Experience
On the Job Experience, Mortgage Lending