Director

• Nov 2021 - Present

• Product Management | IFRS 17 Developed a business and profitability projection model for a leading Bancassurer (€30B+ in revenue) and its subsidiaries. This model is used for all worldwide business launch decisions and M&A projects. Optimized performance, 90% running time saved – Accelerated project delivery and infrastructure costs– Oversaw international deployment and trained Chief Actuary and Financial Officers. • Valuation – M&A – Product management Supervised annual… Show more • Product Management | IFRS 17 Developed a business and profitability projection model for a leading Bancassurer (€30B+ in revenue) and its subsidiaries. This model is used for all worldwide business launch decisions and M&A projects. Optimized performance, 90% running time saved – Accelerated project delivery and infrastructure costs– Oversaw international deployment and trained Chief Actuary and Financial Officers. • Valuation – M&A – Product management Supervised annual certification of Insurance portfolio. Steered the analysis of portfolio growth activities and acquisition. Certified the valuation to the executive board. • Product Management | Credit Insurance | Health | Protection Designed insurance offer for loan products, individual health and personal protection Projected business plans and profitability analysis of the insurance offer, Planned and managed the work of internal teams. • Solvency II / Modelling / Crafting Tools (C# ; SAS ; VBA) Developed S2 projection model in CPI (step model) - Pillar I Participation in the Actuarial Institute Work Group (CPI) Projection of liability models (life and non-life insurance) • Animation of events : Forsides Mornings / Technical workshop at the Actuaries' Congress (2022) / Training sessions

Engagement Director

• Jan 2015 - Dec 2021

• Business strategy – Climate Change – Operations Provided strategic consulting services on the positioning of insurance companies and banks' offers – Successfully coordinated, designed, and launched a dozen of commercial offers Designed products, ranked among the best offers on the market (Label d’Excellence). Trained crossfunctional Teams (marketing, Legal, operations, IT…). Conducted National Authority ACPR's climate risk pilot exercise for a €1.3B+ Non-Life insurer – Created a… Show more • Business strategy – Climate Change – Operations Provided strategic consulting services on the positioning of insurance companies and banks' offers – Successfully coordinated, designed, and launched a dozen of commercial offers Designed products, ranked among the best offers on the market (Label d’Excellence). Trained crossfunctional Teams (marketing, Legal, operations, IT…). Conducted National Authority ACPR's climate risk pilot exercise for a €1.3B+ Non-Life insurer – Created a 30-year ALM (Asset and Liabilities Management) projection model – Revised the strategic allocation of assets to reduce carbon–intensive assets on the Paris climate agreement trajectory. Prepared Portfolio Transfer for a €5B+ French insurer – Convinced the board and defined a new strategy that reduced costs. • Risk management / Closing - Group Savings Responsible for the scope of group savings and annuities Validation of corrections and accounting entries Management of optimization and automation projects for processes and tools (SAS, VBA) - P&C Insurance Steering of P&C pricing Review of reserves - Health, Personal Protection and Credit Insurance Life & Health management control Responsible for the validation of Forecast • Additional Information : Chronicler in the Revue « Banque et Stratégie » (Edited 25 + articles) | Master's degree - Lecturer at « Ecole Supérieur des Assurances » – Paris (Trained and evaluated 150+ students)

Manager

• Jul 2012 - Jan 2015

Senior Consultant

• Jul 2011 - Jun 2012

Consultant in actuary

• Oct 2008 - Jun 2011

Intership - Solvency II & IFRS

• Apr 2008 - Sep 2008

Topic: Solvency II & IFRS, Quantitative Impact Study 4 and balance sheet impact of the transition to IFRS for a non-life insurance company Assignment: Calculated the SCR (Solvency Capital Requirement) of the company according to the standard formula of the QIS4 technical specifications and analyze the impact of the transition from Solvency I to Solvency II and to IFRS by establishing the balance sheet according to these three visions Simulations of the effect of the choice of the yield… Show more Topic: Solvency II & IFRS, Quantitative Impact Study 4 and balance sheet impact of the transition to IFRS for a non-life insurance company Assignment: Calculated the SCR (Solvency Capital Requirement) of the company according to the standard formula of the QIS4 technical specifications and analyze the impact of the transition from Solvency I to Solvency II and to IFRS by establishing the balance sheet according to these three visions Simulations of the effect of the choice of the yield curve in the calculation of the Best Estimate

Actuarial Intership - Micro Insurance

• Jun 2007 - Jul 2007

Topic: Implementation of a microinsurance system Assignment: Performed a predictive analysis of the risk of death and disability of microcredit clients: Influence on the conditions, the guarantees required from clients and the costs to be invoiced. Mapping of the risk, analysis of the client portfolio and construction of an experience table. Proposal of pricing for the death coverage. Processing of databases in Access, Excel and Oracle. Topic: Implementation of a microinsurance system Assignment: Performed a predictive analysis of the risk of death and disability of microcredit clients: Influence on the conditions, the guarantees required from clients and the costs to be invoiced. Mapping of the risk, analysis of the client portfolio and construction of an experience table. Proposal of pricing for the death coverage. Processing of databases in Access, Excel and Oracle.

Internship - Projects and Organization Department

• Jul 2006 - Aug 2006

Assignment: Modeled and parameterized part of the DELTA BANK software package with a view to migrating the portfolio. Designed DELTA BANK's guides, procedures and traces (guarantees and credits section). Realization and analysis of the balance sheet of companies taking out loans. Studied loan insurance coverage for individuals. Support in the legal and risk management department. Analyzed the risks of client default on payment. Studied recourse procedures (amicable, legal) for the recovery… Show more Assignment: Modeled and parameterized part of the DELTA BANK software package with a view to migrating the portfolio. Designed DELTA BANK's guides, procedures and traces (guarantees and credits section). Realization and analysis of the balance sheet of companies taking out loans. Studied loan insurance coverage for individuals. Support in the legal and risk management department. Analyzed the risks of client default on payment. Studied recourse procedures (amicable, legal) for the recovery of debts. Show less Assignment: Modeled and parameterized part of the DELTA BANK software package with a view to migrating the portfolio. Designed DELTA BANK's guides, procedures and traces (guarantees and credits section). Realization and analysis of the balance sheet of companies taking out loans. Studied loan insurance coverage for individuals. Support in the legal and risk management department. Analyzed the risks of client default on payment. Studied recourse procedures (amicable, legal) for the recovery… Show more Assignment: Modeled and parameterized part of the DELTA BANK software package with a view to migrating the portfolio. Designed DELTA BANK's guides, procedures and traces (guarantees and credits section). Realization and analysis of the balance sheet of companies taking out loans. Studied loan insurance coverage for individuals. Support in the legal and risk management department. Analyzed the risks of client default on payment. Studied recourse procedures (amicable, legal) for the recovery of debts. Show less