Experience

Shanghai Pudong Development Bank

• Banking
• 700 & Above Employee

• AVP, Trade Finance

  • Aug 2019 - Present

  - Perform independent transactional risk analysis with reference to approved credit facilities, customer trade profile as well as the general product guidelines and procedure. - Perform detailed price and vessel route checks for commodities. - Explore mitigating measures and work together with Front Office to provide financing solutions to customers. - Review BTB matching checklist from Trade Operations for BTB LC issuance and provide instructions to Trade Operations under TMO collateral deals. - Ensure that credit approvals are established/renewed before receiving applications from customer and work closely with Front Office to ensure smooth implementation of approved limits in system. - Responsible in performing back to back (BTB) and front to back (FTB) L/C matching, processing loans related transactions which include trust receipt (TR) loans, discounting of bills, pre-shipment financing and invoice financing while ensuring the correct and sufficient limits are booked. - Work in a team of two to handle financial institution (FI) operation matters which include processing of FI products like fortfaiting, trade loan, trade refinancing selldown, and banks’ bilateral loans and initiating and accepting of RMA requests from banks globally. - Perform detailed checks on all bilateral, syndicated and RCF loans drawdowns and rollovers before proceeding with the processing, while also ensuring the drawdown requests are within the credit approval parameters and transactional risks are well managed. Show less



ING

• Netherlands
• Banking
• 700 & Above Employee

• Commodity Trade Finance Analyst

  • Aug 2017 - Aug 2019

  • Responsible in performing accurate end to end structured trade processing, including but not limited to L/C issuance, import/export payment, banker’s guarantees, pre-shipment loans, open account sales transactions etc, promptly and ensure quality delivery for an assigned portfolio of clients. • Work closely with and take instructions as per approval instructions from Trade Management Office (TMO) while ensuring adherence to ING’s procedures, policy and guidelines, in particular to Trade Finance Services’ Product control Framework at all times. • Careful review of the Nostro statements to identify funds relating to trade finance transactions and Review unidentified funds. • Timely monitor of all incoming swift messages so as to take the necessary actions. • Make arrangement for clients’ funding with Treasury (especially for value above USD50m) including cost of funding or break fund cost for all currencies and report to Treasury all incoming and outgoing foreign currencies (non-USD currency). • Perform pre-transaction compliance screening including CDD/RMA/FATCA and report any suspicious transactions to management level for meticulous handling. • Provide mismatch list of the related back to back (export and import) L/C clauses to TMO for their review and comments under the guidance of the manager. • Prepare and review of Silent Confirmation and OPU Discounting Agreements for Senior Managements’ and Clients’ endorsements before proceeding with the financing of the relevant transactions. Show less



TotalEnergies

• France
• Oil and Gas
• 700 & Above Employee

• Trade Finance Analyst

  • May 2017 - Jul 2017

  • Thorough vetting through of draft LC’s, including back to back related transactions LCs and Standby LC, operation details to ensure consistency with the details on the deal sheets and sales contracts as well as making sure the clauses indicated is beneficial to the company and allow smooth receipt of funds upon payment. • Negotiation with counterparties through liaison with the operators with regard to the indication of the LC clauses on the draft LC to ensure that the company is placed in an advantageous and strong bargaining position upon issuance of the LC. • Careful review of the limits availability and the cargo origin before choosing our advising bank for export LC issuance. • Thoroughly checked through the LC advised by our advising bank and ensure there is no discrepancy in the details and clauses agreed upon on the confirmation of the draft LC by both parties and request for amendment if there is any. • Assist in the vetting of the payment/bank guarantees contract to ensure the details are accurate as agreed with the bank at the negotiation stage. • Involved in the generation of invoices for payment to be made to the bank which include but not limited to confirmation fees and advising fees. Show less



DBS Bank

• Singapore
• Banking
• 700 & Above Employee

• Trade Finance Analyst

  • Apr 2013 - May 2017

  • Main part of a team that handle hundreds of incoming settlements from different channels in various currencies and perform all instructed payment instructions in both the processing and authorizing roles accurately on a daily basis. • Perform daily reconciliation of all incoming funds for export team from all agent banks and ensure that all outstanding funds are attended to, resolved, assigned to the right team and closed timely. • Prompt investigation, detailed verification and correct action taken for all breaks pertaining to internal bank accounts between departments (BS3), Liability (GLAO) and payment made via MEPS (MAS account). • Comprehensive analysis and reviewing of the Letters of Credit (LC) to ensure the LC non-checked documents are prepared in compliance with the LC and advise customer accordingly before meticulously input all necessary data into the IMEX system for issuance of a covering schedule and prepare the documents for courier to the issuing banks. • Perform UAT testing to ensure new enhancement to the system brings improvement, convenience and limited disruptions to the users before the rollout by providing feedbacks and statistics to the management. • Thoroughly checked through the Outward Bill Collection (OBC) documents and make sure that they are submitted in line with the application form and instructions given. • Main part of a sub-team that checked all incoming MT740 for the availability of account maintained with DBS Bank and fulfills reimbursement claims (MT742) from the claiming bank without any delay. • Run through wholly all required checks, including IMB and LLI checks, demands and receipt of essential information and approval from relevant business units for export trade documents submission requested for financing, with or without recourse, before proceeding with the transaction with strong cautious, under the customer or bank facility line. Show less



The Citco Group Limited

• Cayman Islands
• Financial Services
• 700 & Above Employee

• Operations Analyst

  • Jul 2012 - Feb 2013

  • Produced multiple daily operational deliverables in line with client/other Citco Offices service level agreements. • Prepared daily flawless, detailed and accurate trades, position and cash reconciliation reports by generating and analyzing various reports and documents (Broker statements, confirms, purchase and sales report, etc) with the assistance of Microsoft Excel and the in-house system. • Booked trade and non-trade GL entries to the rightful category as per client’s request daily with authorized support documents and via clear communication with the clients and brokers through emails and phone calls. • Identifying and resolving of breaks for all open items, which include futures, FX, index options and equity swaps, with brokers or clients independently through liaison with external parties and generation of front office and back office reports for investigation. • Verified the market value difference of futures and options between the market and the Aexeo system to ensure accuracy of the discrepancies and completeness of the reports. • Logged into Bloomberg system to check for the actual FX rate as per trade date and any corporate actions like stock split to solve complicated breaks. • Meticulous review of Over the Counter (OTC) master agreements and confirmations. Show less