Experience

MidSouth Bank

• United States
• Banking
• 1 - 100 Employee

• Credit Analyst

  • May 2020 - Present

  • Underwrite complex commercial loan requests as well as consumer loan requests• Communicate with lenders regarding financial statement requirements and bank policy guidelines• Analyze personal and business tax returns to accurately determine cash flow for debt repayment• Review personal financial statements and business balance sheets to understand financial health and capital position of bank customers• Utilize Moody’s Analytics - Lending Cloud to spread business tax returns, audited, and company-prepared financial statements• Update commercial loan packages for renewals and annual reviews• Maintain understanding of consumer lending regulations• Construct Past Due Analysis spreadsheets monthly• Prepare loan packages for Executive Loan Committee weekly