Charmy Ruparel
Chief Accountant at World Of Electricals- Claim this Profile
Click to upgrade to our gold package
for the full feature experience.
-
English Full professional proficiency
-
Hindi Full professional proficiency
-
Gujarati Native or bilingual proficiency
Topline Score
Bio
Credentials
-
CAIIB ( Certified Associate of Indian Institute of Bankers)
Indian Institute of Banking and FinanceJun, 2015- Oct, 2024 -
JAIIB ( Junior Associate of Indian Institute of Bankers)
Indian Institute of Banking and FinanceNov, 2014- Oct, 2024
Experience
-
World Of Electricals
-
United Kingdom
-
Wholesale
-
1 - 100 Employee
-
Chief Accountant
-
May 2016 - Present
Supervising Maintenance of books of accounts. Guiding team for book keeping. Scrutiny of books of accounts to ensure that accounts are finalized in a timely manner. Liaising with banks for arranging funding and negotiation of FX rate. Reviewing and managing Payables / Receivables ageing and outstanding liability statements on a monthly basis and ensuring periodic reconciliation of accounts with all creditors & debtors. Responsible for subsidiary ledgers cash disbursement, cash receipts, accounts payables summary, month end payroll summary, account receivable summary and journal entries for adjustments to the general ledger. Preparing monthly MIS reports including accounts payable reconciliation, accounts receivable reconciliation, cash flow report, profit and loss account, for review of Management. Preparation of financial statements for the company and the group, liaison with company auditors for the completion of the statutory audit. Assist the auditors as and when required in their task and ensure timely audit of accounts. Review and validate revision of budgets and prepare cash flow for projects. Setting up Controls and procedures within accounting department. Show less
-
-
-
PUNJAB NATIONAL BANK
-
India
-
Banking
-
300 - 400 Employee
-
Credit Manager Corporate Banking
-
Apr 2014 - Oct 2015
• Detailed Appraisal (Review of management, business & financial model, financials & project report) and risk analysis of credit proposals of Large Corporates having/proposed exposure of above Rs 35 Cr. • Prepare all management reports relating to credit approvals, excesses, extensions and other housekeeping tasks. • Preparation/assisting client for finalization of financial model including DSCRA calculation, repayment schedule mapping to cash flow pattern and ratio analysis. • Presentation to various delegated committees (including Committee of Directors) for approval of client’s various types of corporate banking requirements. • Preparation and execution of credit facility documentation. • Attending Consortium meetings and keep on interaction with different bankers and client’s management team to get better understanding of client’s business prospects. • Monitoring of credit portfolio by proactively identifying, analysing and suggesting solutions for avoiding clients account from slippage to SMA/NPA category. • Dealing with internal and external auditors. • Involved in structuring the innovative credit products catering the needs of large corporate. • Debt syndication and down selling of the existing/new exposures. • Consulting corporate clients on their financial structure and in raising bank finance for them. Show less
-
-
-
RAJKOT NAGARIK SAHKARI BANK LTD
-
India
-
Banking
-
100 - 200 Employee
-
Senior Manager - Regulatory compliance
-
Aug 2013 - Mar 2014
• Compliance of various regulatory reporting requirement of Central Bank (RBI). • Anti-Money Laundering Reporting and Compliance • Handled various taxation issues of the Bank. • Compliance of various regulatory reporting requirement of Central Bank (RBI). • Anti-Money Laundering Reporting and Compliance • Handled various taxation issues of the Bank.
-
-
-
-
Partner
-
Jun 2011 - Jul 2013
• Project Finance - Forecasting of Profit and Loss account, Balance Sheet and Cash flows of projects for raising funds from Banks/Financial Institution. • Carrying out Internal Audit, Statutory Audit and Tax Audit. • Finalisation of Accounts and advising on presentation of financial statement. • Tax Planning and Working on various Income tax litigation issues including assessments etc. • Project Finance - Forecasting of Profit and Loss account, Balance Sheet and Cash flows of projects for raising funds from Banks/Financial Institution. • Carrying out Internal Audit, Statutory Audit and Tax Audit. • Finalisation of Accounts and advising on presentation of financial statement. • Tax Planning and Working on various Income tax litigation issues including assessments etc.
-
-
-
-
Article Assistant
-
Mar 2007 - Sep 2010
i) Statutory and Tax Audit ii) Concurrent Audit of State Bank of India, Central Bank of India, Andhra Bank, IDBI Bank etc. iii) Revenue and Stock Audit of Various Banks. • Responsible for finalization of accounts, issuance of audit reports, verification of adherence to accounting standards and relevant statutory frameworks. • Involved in several cases of Income Tax appeals, revisions and rectifications and gave suitable suggestions to cope up with direct and indirect taxes legalities and successfully suggested the optimal solutions for tax planning of various clients. • Involved in preparation and filing of Income Tax returns, e-TDS, Service Tax for corporate, firms and individuals. Show less
-
-
Education
-
2007 - 2011
The Institute of Chartered Accountants of India
Chartered Accountant, Accounting and Finance -
2008 - 2010
Saurashtra University
Master’s Degree, Master of Commerce -
2005 - 2008
Saurashtra University
Bachelor’s Degree, Bachelor of Commerce
Community
