Assistant Head of Risk Management Department

• Jun 2023 - Present

Head of Credit Risk Management

• Aug 2015 - Jun 2023

- Heads the Credit Risk Management Unit- Ensures Credit Risk is properly managed- Ensures that Credit Risk exposures are identified and mitigated.- Participates in establishing Credit Risk policies and procedures.- Assists the executive officers responsible for the implementation of Credit Risk Management policies and procedures.- Conducts internal training to the Bank’s staff, aiming at diffusing Risk Management Culture by the use of the Credit Risk System.- Oversees the preparation of Credit Risk reports by Credit Risk Analysts based on the standards agreed.- Conducts a sense check of Credit Risk reports’ results and ensure accuracy of information before submission to the Head of Risk Management Department.- Facilitates the development of Key Risk Scenarios with Credit Risk Analyst including the determination of likelihood of occurrence and potential impact where needed.- Facilitates pro-active Credit Risk Stress Testing exercises periodically with Credit Risk Analysts.- Carries out supervision of Credit Risk exposure and ensures the abidance by Credit Risk Limits specified in the Credit Risk policy.- Defines the capital needed to cover Credit Risk.- Implements an appropriate Credit Risk Management framework that includes: Policies to be implemented and general policies- Develops, monitors and implements the Credit Risk policy.- Implements IFRS 9 staging and provisioning processes.- Performs all other duties as reasonably assigned. Show less

Senior Credit Risk Analyst - Risk Management Department

• Jun 2013 - Aug 2015

- Examining and ensuring adequacy of reports prepared by Credit Risk Analysts.- Carrying out daily supervision of Credit Risk exposure and ensures the abidance by limits.- Defining the capital needed to cover Credit Risk.

Credit Risk Analyst - Risk Management Department

• Nov 2009 - Jun 2013

- Participating in establishing Credit Risk policies and procedures.- In search for new technologies and information.- Consulting documentation remitted by local and international authorities.- Conducting internal training to the Bank’s staff to diffuse Risk Management Culture.- Carrying out daily supervision of Credit Risk exposure and ensures the abidance by limits.- Defining the capital needed to cover Credit Risk.- Conducting periodical Credit Risk stress testing scenarios.- Assessing the credit portfolio risk concentration (Obligor Risk Rating, Facility Risk Rating, Portfolio Risk Rating etc.) through uses of risk rating system.- Applying appropriate methods and techniques for mitigating Credit Risk.- Periodically reporting weaknesses noticed during the application of Credit Risk Management rules and recommending improvements.- Conducting the Internal Capital Adequacy Assessment Process (ICAAP). Show less

Risk Management Analyst - Risk Management Department

• Sep 2009 - Nov 2009

- Credit Risk Management tasks.- Market Risk Management tasks.- Operational Risk Management tasks.

Translator

• Jun 2015 - Present

- Translating legal and general documents. - From / to: Arabic, English and French languages. - Translating legal and general documents. - From / to: Arabic, English and French languages.

Consultant

• Jun 2023 - Present

Consultant Roster - Conference Management Section Consultant Roster - Conference Management Section

Import / Export and Documentation Officer

• 2007 - 2009

- Freight Quotations and invoicing.- LCs.- Delivery Order and Notice of arrival.- Follow up on Bookings.- Shipments tracking.- Documentation and log.- Correspondences Agents/Clients.- Logistics.

Administration and Accounting Officer

• 2005 - 2007

- Prepares monthly payroll for the staff.- Requests and carries out local banking transfers in a timely fashion- Prepares timely expense / cost control reports.- Produces other accounting reports requested.- Follows-up and verifies clients / agents invoices and payments.- Organizing tasks and priorities.- Procurement.- Full office administration.

Internship at Banque du Liban (BDL)

• Aug 2007 - Sep 2007

Overview on: Capital Markets Authority - Centrale des Risques - Banking Control Commission - Financial Operations - Foreign Affairs - Foreign Exchange and International Operations - Money Services Businesses - Payment Systems - Special Investigation Commission Overview on: Capital Markets Authority - Centrale des Risques - Banking Control Commission - Financial Operations - Foreign Affairs - Foreign Exchange and International Operations - Money Services Businesses - Payment Systems - Special Investigation Commission