Experience

Traditions Bank

• United States
• Banking
• 1 - 100 Employee

• Senior Credit Officer

  • Oct 2021 - Present

  Support the Commercial Lending effort by providing credit insight into commercial loan requests. Manage the workout of Classified loans. Shape commercial risk appetite through development of loan policy and credit management functions at Traditions Bank.

• Credit Officer

  • Feb 2012 - Sep 2021

  Supervised the Credit Administration function of Traditions Bank, including the management of two Senior Credit Analysts and two Credit Analyst. Supporting the commercial lending effort by reviewing commercial loan requests. Resourced all commercial lenders by providing a credit perspective to aid them in shaping their own loans. Managed commercial appraisal and internal evaluation activities.



Citizens

• United States
• Banking
• 700 & Above Employee

• Commercial Enterprise Banking

  • Jun 2010 - Dec 2011

  Cultivated commercial lending relationships for new and existing clients with revenues in excess of $10,000,000. Represented the entire suite of commercial banking products to include loans, cash management, business credit cards and deposit services. Cultivated commercial lending relationships for new and existing clients with revenues in excess of $10,000,000. Represented the entire suite of commercial banking products to include loans, cash management, business credit cards and deposit services.



PNC

• United States
• Financial Services
• 700 & Above Employee

• Business Banker

  • Aug 2008 - Jun 2010

  Represented Business Banking products offered by PNC Bank to its small to medium businesses in the York region. Offered cash management products, merchant card services, deposits and loans to new clients. Represented Business Banking products offered by PNC Bank to its small to medium businesses in the York region. Offered cash management products, merchant card services, deposits and loans to new clients.



Bank of Hanover

• York, Pennsylvania, United States

• Relationship Manager

  • Feb 2002 - Aug 2008

  Developed commercial loan opportunities with new and existing borrowers. Offered loan and deposit products offered by the Bank of Hanover and cash management other services offered by Sterling Financial. Managed commercial relationships involved in investment real estate, multi unit track development, operating and manufacturing companies and small businesses. Developed commercial loan opportunities with new and existing borrowers. Offered loan and deposit products offered by the Bank of Hanover and cash management other services offered by Sterling Financial. Managed commercial relationships involved in investment real estate, multi unit track development, operating and manufacturing companies and small businesses.



PeoplesBank, A Codorus Valley Company

• Banking
• 200 - 300 Employee

• Senior Credit Review Officer

  • Jun 1996 - Feb 2002

  Managed the commercial underwriting process for all commercial loan requests. Managed two credit analysts. Presented credit perspective on each commercial loan request to loan committee and the Board of Directors. Managed the commercial underwriting process for all commercial loan requests. Managed two credit analysts. Presented credit perspective on each commercial loan request to loan committee and the Board of Directors.