Experience

Hope Enterprise Corporation
• United States
• Non-profit Organizations
• 1 - 100 Employee
• VP, Sr. Commercial Loan Officer

  • Aug 2023 - Present


Trustmark Bank

• United States
• Financial Services

• VP, Commercial Real Estate Portfolio Manager

  • Oct 2022 - Aug 2023

• AVP, Commercial Real Estate Portfolio Manager Associate

  • Jan 2021 - Oct 2022

  • Assist in day-to-day operations by underwriting loans and preparing loan packages• Monitor loan covenant compliance, exceptions and past dues, and loan draws/advances• Make joint business development calls with CRE Relationship Managers to gather information for loan presentations

• AVP, Sr. Other Real Estate Associate

  • Aug 2016 - Jan 2021

  • Assist ORE Manager with the coordination of foreclosure sales• Manage the appraisal and review process for bank owned foreclosed real estate portfolio• Perform thorough review of appraisals contributing to a decrease in inventory averaging 25% per year• Manage bank owned foreclosed property portfolio totaling $75MM held in ORE inventory• Approve vendor invoices and utility payments• Handle internal and external inquiries made regarding the foreclosure properties and management process of existing properties• Assists ORE Manager with administrative duties including budgets, time approval, and communicating with auditors Show less

• Appraisal Review Officer

  • Mar 2015 - Aug 2016

  • Review real estate appraisals for proper content and reasonableness on collateral worth $1MM+• Assist lending and underwriting functions with the evaluation of real estate collateral• Communicate with lending officers about complying with appraisal policy• Revise the appraisal list as a member of the appraisal task force• Assisted Other Real Estate department by analyzing foreclosed collateral appraisals to assure market value

• Evaluation Analyst I

  • May 2014 - Aug 2016

  •Applied real estate analysis to collateral evaluation assignments worth up to $250M at market value• Captured and store market data from available sources into internal office databases; assembled exhibits for inclusion in real estate evaluations• Searched for comparable data from internal and web-based real estate databases• Transcribed collateral identification data into evaluation forms and electric formats• Pertinent career education includes: Basic Appraisal Principles, Basic Appraisal Procedures, and General Appraiser Income Approach Show less

• Management Development Associate

  • Jun 2013 - May 2014

  • Twelve-month rotational program• Analyzed and spread customer financial statement information as a Credit Analyst • Identified customer needs for products and services, processed various transactions and safeguarded the bank’s cash as a FSR/Teller/Lender • Researched market data and applied real estate analysis to collateral evaluation assignments as an Evaluation Analyst



Innovate Mississippi

• United States
• Non-profit Organization Management
• 1 - 100 Employee

• Capital Formation Intern

  • Sep 2012 - May 2013

  • Performed financial/market analysis, business plan review, financial pro-forma review and preparations and competitive market analysis for Innovate Mississippi clients and partners • Reviewed financial statements and performance of clients to predetermined metrics and milestones • Assisted the coordination of the Angel Investor network scheduling and communications • Assisted with the management of the Mississippi Seed Fund worth $4 Million • Performed financial/market analysis, business plan review, financial pro-forma review and preparations and competitive market analysis for Innovate Mississippi clients and partners • Reviewed financial statements and performance of clients to predetermined metrics and milestones • Assisted the coordination of the Angel Investor network scheduling and communications • Assisted with the management of the Mississippi Seed Fund worth $4 Million



Ford Motor Company

• United States
• Motor Vehicle Manufacturing
• 700 & Above Employee

• Commodity Business Planning Finance Intern

  • May 2011 - Aug 2011

  • Streamlined data collection to facilitate ad-­‐hoc analysis & reporting • Drove efficiencies for downstream analysis • Created a database that led to a more efficient Cost Savings process • Developed training material for a new Cost Savings process • Communicated changes to management and employees • Streamlined data collection to facilitate ad-­‐hoc analysis & reporting • Drove efficiencies for downstream analysis • Created a database that led to a more efficient Cost Savings process • Developed training material for a new Cost Savings process • Communicated changes to management and employees



Molden Apartments

• United States
• Real Estate

• Finance Intern

  • May 2010 - Aug 2010

  • Managed cost efficiency of landscaping and repairs for 17 apartment units and 2 rental homes • Generated $30,000 worth of rent income for all units by meeting the demand of occupants and providing customer satisfaction • Communicated the rules and regulations to occupants • Work with home inspectors to determine any and all actions that need to be taken prior to closing • Budgeted operating expense and determined rent schedule • Managed cost efficiency of landscaping and repairs for 17 apartment units and 2 rental homes • Generated $30,000 worth of rent income for all units by meeting the demand of occupants and providing customer satisfaction • Communicated the rules and regulations to occupants • Work with home inspectors to determine any and all actions that need to be taken prior to closing • Budgeted operating expense and determined rent schedule



Champs Sports

• Retail

• Team Leader

  • May 2008 - Jan 2009

  • Analyzed industry market trends, competition, products, and pricing that impacted sales efforts and communicated this effort to management and other departments • Supervised the execution and merchandising of private labels and national brand launching • Reviewed and analyzed daily sales reports and compared actual v. projected plan results • Formulated plans to respond to analysis • Reduced inventory shortage by introducing new strategies, such as a new replenishment system in the storage room, to improve inventory performance and supply • Communicated and updated team members with strategic company information and initiatives • Delegated and managed sales duties to exceed customer expectations Show less