Charity Msimango
Credit Analyst at Khula Enterprise Finance- Claim this Profile
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Bio
Experience
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Credit Analyst
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Khula Enterprise Finance
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Financial Services
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1 - 100 Employee
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Credit Analyst
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Sep 2005 - Present
•Analyze and approve Credit Indemnity applications •Monitoring, preparation and submission of monthly Credit Indemnity Age analysis report and present to banks and Thebe Committee •Ensure accuracy and timeous distribution of client statements •Ensure Indemnity Fee Schedule is adjusted accordingly and processed immediately •Monitor all approvals and disbursements and ensure necessary adjustments are made to capital adequacy schedules •Ensure that relevant level and amount of provisions are held on all clients accounts •Cancellations of indemnities from all banks and responsible to make follow-up regarding refunds •Supervise and authorize all the payments captured and processed by the client care administrator •Sit in the Credit Committee for approval of Credit Indemnity applications Show less
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Credit Controller
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Jun 1997 - Jun 2000
•Verified customer information through ITC (Credit Bureau) •Supplied references to retail stores •Interviewed and followed-up with customers •Customer reconciliations •Assisted with customer queries •Debt collection and follow-up on RD cheques •Credit granting •Checked details on HP (legality, signature etc) •Relieved cashier for deposits and receipts •C.S.I. (Customer Service Instruction) Repairs •Verified customer information through ITC (Credit Bureau) •Supplied references to retail stores •Interviewed and followed-up with customers •Customer reconciliations •Assisted with customer queries •Debt collection and follow-up on RD cheques •Credit granting •Checked details on HP (legality, signature etc) •Relieved cashier for deposits and receipts •C.S.I. (Customer Service Instruction) Repairs
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Education
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Mamelodi High School
Credit Management Diploma, Finance, Investment -
M.L.Sultan Technikon