Experience

Cargills Bank Limited

• Sri Lanka
• Banking
• 300 - 400 Employee

• Head of Collections & Recoveries

  • Jan 2018 - Present

  - Forming a New Strategic Collections & Recoveries Department for Corporate, Middle Market, SME, Retail Banking Facilities, Credit Cards & Agriculture Portfolio by implementing the entire Business framework along with Policy & Procedure. - Designing the frame work and in the process of implementing the Collections Module (Smart Collect). - Strategic MIS & Business feedback provider. (Portfolio Management & Analytical, Account Strategy Execution & Advance MIS Preparation) - NPA Ratio which was at a very high (double digit) figure in July 2020 after the first wave of the pandemic and was successfully brought down to 9.28% by end of last quarter of 2021 with large Recoveries during the period. This was stated in the bank’s annual report for 2020 & 2021 and notified to CBSL as reducing the NPA actual and the ratio with focused recoveries and continuous monitoring. Show less



Pan Asia Banking Corporation PLC

• Sri Lanka
• Banking
• 700 & Above Employee

• Senior Manager Collections & Recoveries - Credit Cards & Consumer Loans

  • Sep 2010 - Jan 2018

  - Forming a New Strategic Collections & Recoveries Department for Credit Cards & Consumer Loans by implementing the entire Business framework along with Policy & Procedure. - Designing and implementing the In-house Collections Module. - Strategic MIS & Business feedback provider. - Core Banking Upgrade Committee - Representative from Recoveries. - Rewarded as an outstanding employee of the Bank for 2014, 2015 & 2016 in the Recoveries Department for the outstanding contribution for Credit Cards & Consumer Loans – Collections & Recoveries. - Promoted to Manager Level II & Senior Manager during the stay of 7 years at the Bank. - Member of the Bank’s Talent Pool in Year 2016 considered the Potential & Past Performance. Show less



Nations Trust Bank PLC

• Sri Lanka
• Banking
• 700 & Above Employee

• Assistant Manager - Collections & Recoveries

  • Jan 2006 - Aug 2010

  - One of the original members when forming a New Strategic Collections & Recoveries Department for Credit Cards & Consumer Loans for Nations Trust Bank PLC by implementing the entire Business framework along with Policy & Procedure pertaining to Consumer Loans. - Was a key member in designing and implementing the In-house Collections Module and was the Strategic MIS & Business feedback provider for the segment. - One of the original members when forming a New Strategic Collections & Recoveries Department for Credit Cards & Consumer Loans for Nations Trust Bank PLC by implementing the entire Business framework along with Policy & Procedure pertaining to Consumer Loans. - Was a key member in designing and implementing the In-house Collections Module and was the Strategic MIS & Business feedback provider for the segment.



HSBC

• United Kingdom
• Financial Services
• 700 & Above Employee

• Banking Assistant - Branch Operations, Collections, Legal and Recoveries

  • Jan 2003 - Jan 2006

  - Attached to the Consumer Loans Collections Unit, Collections & Recovery Unit & the Legal & Recovery Unit being the one of the members who were able to perform all segments of the entire unit during a very short span of time at HSBC Sri Lanka. - I was one of the members of the best performing team in the year the bank performed extremely well in achieving both Retail Loans & Credit Cards budgets. - Attached to the Consumer Loans Collections Unit, Collections & Recovery Unit & the Legal & Recovery Unit being the one of the members who were able to perform all segments of the entire unit during a very short span of time at HSBC Sri Lanka. - I was one of the members of the best performing team in the year the bank performed extremely well in achieving both Retail Loans & Credit Cards budgets.