Experience

BankPlus

• Banking
• 500 - 600 Employee

• Commercial Real Estate Officer, SVP

  • Nov 2021 - Present

• City President

  • Apr 2020 - Nov 2021



State Bank & Trust Co.

• Banking
• 1 - 100 Employee

• City President

  • Jun 2016 - Apr 2020



First Bank (MS)

• United States
• Banking
• 1 - 100 Employee

• Community Bank President

  • Jun 2011 - Jun 2016

  Oversee Commercial lending for the Pike County area for First Bank. Oversee Commercial lending for the Pike County area for First Bank.



Wells Fargo

• United States
• Financial Services
• 700 & Above Employee

• Senior Commercial Underwriter

  • Jun 2009 - Mar 2011

  Served as Sr UW and assistant team lead for one of four underwriting sites on the East Coast for Wells Fargo. We reviewed commercial loan requests up to $2,000,000. These requests included W/C LOCs, Commercial R/E transactions, both purchase and refinance and owner occupied or investment, equipment purchases and leases as well as other commercial requests as they arose (i.e. SBA, etc.) Served as Sr UW and assistant team lead for one of four underwriting sites on the East Coast for Wells Fargo. We reviewed commercial loan requests up to $2,000,000. These requests included W/C LOCs, Commercial R/E transactions, both purchase and refinance and owner occupied or investment, equipment purchases and leases as well as other commercial requests as they arose (i.e. SBA, etc.)



Wachovia Bank

• Glen Allen, VA

• Senior Commercial Underwriter

  • Mar 2005 - Jun 2009

  Served as Sr UW and assistant team lead for one of four underwriting sites for Wachovia Bank. We reviewed commercial loan requests up to $4,000,000. These requests included W/C LOCs, Commercial R/E transactions, both purchase and refinance and owner occupied or investment, equipment purchases and leases as well as other commercial requests as they arose (i.e. SBA, etc.) Served as Sr UW and assistant team lead for one of four underwriting sites for Wachovia Bank. We reviewed commercial loan requests up to $4,000,000. These requests included W/C LOCs, Commercial R/E transactions, both purchase and refinance and owner occupied or investment, equipment purchases and leases as well as other commercial requests as they arose (i.e. SBA, etc.)



Southtrust Bank

• Birmingham, Alabama Area

• Assistant Vice President

  • Oct 2001 - Mar 2005

  Served as Sr UW for Southtrust Bank prior to merger with Wachovia Bank. We reviewed commercial loan requests up to $1,000,000. These requests included W/C LOCs, Commercial R/E transactions, both purchase and refinance and owner occupied or investment, equipment purchases and leases as well as other commercial requests as they arose (i.e. SBA, etc.) Served as Sr UW for Southtrust Bank prior to merger with Wachovia Bank. We reviewed commercial loan requests up to $1,000,000. These requests included W/C LOCs, Commercial R/E transactions, both purchase and refinance and owner occupied or investment, equipment purchases and leases as well as other commercial requests as they arose (i.e. SBA, etc.)



BBVA in the USA

• United States
• Banking
• 700 & Above Employee

• Assistant Vice President

  • Nov 1996 - Oct 2001

  Began working their in the Loan Review area. Reviewed primarily commercial loan portfolios of the bank. I was involved with bank aquisitions and had to go to potential bank aquisitions and do a due diligence review of their loan portfolios to determine value of assets class. Transferred to loan underwriting department from there. The Business Loan Center would review on a Centralized Underwriting basis all requests up to $500,000. These requests would include LOCs, R/E, and other term loan C & I requests.



Pike County National Bank

• United States
• Banking
• 1 - 100 Employee

• Assistant Vice President

  • Dec 1992 - Nov 1996

  Hired out of college for the management trainee program. Aquired experience in all areas of banking to include both deposits and loans. Served as manager of the Account Services Dept, Controller for the Finance Company, and manager of the Loan Operations Dept. Hired out of college for the management trainee program. Aquired experience in all areas of banking to include both deposits and loans. Served as manager of the Account Services Dept, Controller for the Finance Company, and manager of the Loan Operations Dept.