Chad Lim
Decision Support Manager at Linfox Armaguard Pty Ltd- Claim this Profile
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Bio
Trevor Whitworth (MAICD)
Chad and I worked together in the Cards and Payments area at Cuscal. He provided our team with financial information as regards our product set and deal performance as well as assisting us with the development of our Product Strategies and associated Business cases. I found him to have a very good grasp of the end to end processes relating to our product set that allowed him to provide valuable insights and input into the 'financials' of each product. He has very solid modelling skills, has an easy to work with manner and was someone who was always willing to jump in and help when we needed something 'explained'. A solid part of the team!
Trevor Whitworth (MAICD)
Chad and I worked together in the Cards and Payments area at Cuscal. He provided our team with financial information as regards our product set and deal performance as well as assisting us with the development of our Product Strategies and associated Business cases. I found him to have a very good grasp of the end to end processes relating to our product set that allowed him to provide valuable insights and input into the 'financials' of each product. He has very solid modelling skills, has an easy to work with manner and was someone who was always willing to jump in and help when we needed something 'explained'. A solid part of the team!
Trevor Whitworth (MAICD)
Chad and I worked together in the Cards and Payments area at Cuscal. He provided our team with financial information as regards our product set and deal performance as well as assisting us with the development of our Product Strategies and associated Business cases. I found him to have a very good grasp of the end to end processes relating to our product set that allowed him to provide valuable insights and input into the 'financials' of each product. He has very solid modelling skills, has an easy to work with manner and was someone who was always willing to jump in and help when we needed something 'explained'. A solid part of the team!
Trevor Whitworth (MAICD)
Chad and I worked together in the Cards and Payments area at Cuscal. He provided our team with financial information as regards our product set and deal performance as well as assisting us with the development of our Product Strategies and associated Business cases. I found him to have a very good grasp of the end to end processes relating to our product set that allowed him to provide valuable insights and input into the 'financials' of each product. He has very solid modelling skills, has an easy to work with manner and was someone who was always willing to jump in and help when we needed something 'explained'. A solid part of the team!
Experience
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Linfox Armaguard Pty Ltd
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Australia
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Financial Services
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300 - 400 Employee
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Decision Support Manager
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Jul 2019 - Present
* Providing business and commercial insights to senior business leaders with recommendations on market, business performance and operational activities to inform decision-making. * Develop, maintain and communicate business performance monitoring for strategic planning * Develop, maintain and produce ongoing reporting on business performance metrics. * Provide data, analysis and insights support to pricing and other business activities. * Work with IT and Third-Party Vendors to obtain data needed to support the business strategy. Provide Subject Matter Expertise on data and analytics for business stakeholders. Show less
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Westpac
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Australia
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Banking
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700 & Above Employee
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Senior Manager
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Oct 2016 - Jul 2019
SENIOR MANAGER, Consumer Bank Remediation ■ Building a methodology and framework to review and remediate customers of mortgages due to error or misconduct SENIOR MANAGER, Financial Advice Remediation ■ Developed compensation calculation methodologies to remediate customers under the Financial Advice review program. Included consultation with industry experts and and development of complex models to calculate monetary compensation values. SENIOR MANAGER, Consumer Bank Remediation ■ Building a methodology and framework to review and remediate customers of mortgages due to error or misconduct SENIOR MANAGER, Financial Advice Remediation ■ Developed compensation calculation methodologies to remediate customers under the Financial Advice review program. Included consultation with industry experts and and development of complex models to calculate monetary compensation values.
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Cuscal Limited
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Australia
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Financial Services
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400 - 500 Employee
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Manager - Business Unit Finance (Cards, Payments & Fraud)
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Mar 2015 - Oct 2016
■ Partner with business to assist in the commercial assessment and viability of investment opportunities based on understanding of the payments business and market competitiveness. ■ Conducting annual financial planning of the business unit and consistently update forecasts to manage expectations of business stakeholders.■ Completion for monthly management reporting of financial results of divisional business
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Manager, Decision Support and Solutions
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Feb 2014 - Mar 2015
■ Financial modelling for pricing and preparation of business cases■ Develop in depth analysis of results and trends in consultation with the business unit stakeholders■ Management and administration of the following finance systems including the GL, Budgeting and Forecasting reporting, Payroll, Accounts Payable & Receivables, and Client Billing
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Senior Financial Analyst, Decision Support and Solutions
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Mar 2009 - Feb 2014
■ Creation of financial models and reports for new client opportunities, acquisition offers and investment initiatives■ Developed pricing models and scenarios for new and existing client contract negotiations, based on standardised pricing protocols within Cuscal’s business practice■ Forecast profitability of Cuscal owned ATM fleet based on a series of scenarios and variables■ Forecast profitability of Cuscal’s card portfolio based on strategy and industry behaviour.
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Investec
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United Kingdom
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Financial Services
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700 & Above Employee
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Associate, Commercial Finance
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Mar 2005 - Mar 2009
■ Front office role reporting to the Director of Commercial Finance ■ Financial modelling - Responsible for all financial modelling activity for potential lending opportunities. Implementation of an efficient and robust data mining protocol was necessary to promote high-volume data extraction and analysis for various projects and deals in the pipeline. ■ Validated, repaired, enhanced and rebuilt all existing commercial models underpinning the Commercial Finance business ■ Business Integration - Worked with both Treasury Operations and Banking Operations to re-engineering the process flow between their operations with the Commercial Finance business unit. ■ Management Reporting - Monthly routine task to prepare a revenue report, asset projection, and margin forecast for the Commercial Finance business. ■ Process Improvement Initiatives – Developing self-serviced forecasting models that provides revenue and asset value projections splitting results into requisite time buckets Show less
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Westpac
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Australia
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Banking
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700 & Above Employee
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Senior Business Analyst
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Nov 2004 - Mar 2005
■ Involved in projects that relate to Finance Business Solutions ■ Performed business analyst function on projects related to: ■ Change to General Ledger to report based on IFRS accounting standards ■ Creation of MS Access database tool to automate reporting of monthly upfront fees of home loan portfolio ■ Involved in projects that relate to Finance Business Solutions ■ Performed business analyst function on projects related to: ■ Change to General Ledger to report based on IFRS accounting standards ■ Creation of MS Access database tool to automate reporting of monthly upfront fees of home loan portfolio
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Commonwealth Bank
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Australia
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Financial Services
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700 & Above Employee
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Senior Business Analyst, Product Development
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Jan 2000 - Oct 2004
SENIOR BUSINESS ANALYST, PRODUCT DEVELOPMENT (March 2002 - October 2004) ■ Continued business analyst activities with additional responsibilities ■ Developed project plans and schedules ■ Constructed project costing and resource plan ■ Coordinated efforts from stakeholders and other project staff BUSINESS ANALYST, PRODUCT DEVELOPMENT (July 2000 - February 2002) ■ Drafting of Business Requirements Documents for projects related to new product initiatives and change to existing products ■ Process improvement initiatives for management of products ■ Engaged technical analysts to translate business requirements ACCOUNT MANAGER (Jan 2000 - Jun 2000) ■ Processed loans for high net worth individuals ■ Creation of loan facilities across residential and share portfolios ■ Engaged relationship managers of status of paperwork ■ Engaged credit risk to obtain approvals Show less
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Education
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UNSW Australia
Bachelor of Engineering (BEng), Computer Engineering