Risk Assurance Director

• Apr 2023 - Present

Risk Assurance Manager

• Jan 2022 - Apr 2023

BSA Specialist

• Jun 2018 - Dec 2021

BSA Analyst

• Nov 2015 - May 2018

Maintain, oversee and implement the Bank Secrecy Act/Anti-Money Laundering Program. Monitor transaction activity, internal SARs, and bank reports for AML and suspicious activity. Create Suspicious Activity Reports (SARs) and SAR re-files. Review and file Currency Transaction Reports (CTR). Review and clear possible OFAC and 314(a) alerts. Escalate matches to the 314(a) point-of-contact. Complete EDD periodic reviews for high risk customers. Maintain… Show more Maintain, oversee and implement the Bank Secrecy Act/Anti-Money Laundering Program. Monitor transaction activity, internal SARs, and bank reports for AML and suspicious activity. Create Suspicious Activity Reports (SARs) and SAR re-files. Review and file Currency Transaction Reports (CTR). Review and clear possible OFAC and 314(a) alerts. Escalate matches to the 314(a) point-of-contact. Complete EDD periodic reviews for high risk customers. Maintain BSA/AML related monitoring and reporting systems. Create and maintain department policies and procedures. Assist in completing the annual Risk Assessment Point of contact during independent audit and exams. Complete the monthly SAR Board Report. Provide training to new employees as needed. Show less Maintain, oversee and implement the Bank Secrecy Act/Anti-Money Laundering Program. Monitor transaction activity, internal SARs, and bank reports for AML and suspicious activity. Create Suspicious Activity Reports (SARs) and SAR re-files. Review and file Currency Transaction Reports (CTR). Review and clear possible OFAC and 314(a) alerts. Escalate matches to the 314(a) point-of-contact. Complete EDD periodic reviews for high risk customers. Maintain… Show more Maintain, oversee and implement the Bank Secrecy Act/Anti-Money Laundering Program. Monitor transaction activity, internal SARs, and bank reports for AML and suspicious activity. Create Suspicious Activity Reports (SARs) and SAR re-files. Review and file Currency Transaction Reports (CTR). Review and clear possible OFAC and 314(a) alerts. Escalate matches to the 314(a) point-of-contact. Complete EDD periodic reviews for high risk customers. Maintain BSA/AML related monitoring and reporting systems. Create and maintain department policies and procedures. Assist in completing the annual Risk Assessment Point of contact during independent audit and exams. Complete the monthly SAR Board Report. Provide training to new employees as needed. Show less

Fraud Analyst II

• Oct 2006 - Nov 2015

Experienced in fraud management and loss mitigation having served roles in various fraud specialized departments such as Debit Card Fraud, Deposit Fraud, Identity Theft, Elder Abuse, and Resolution. Enhanced, managed, and administered the bank's Customer Identification Program (CIP). Proactively identified fraud patterns and developed fraud mitigation strategies to effectively reduce incidents of fraud. Assisted business partners and retail branches in determining… Show more Experienced in fraud management and loss mitigation having served roles in various fraud specialized departments such as Debit Card Fraud, Deposit Fraud, Identity Theft, Elder Abuse, and Resolution. Enhanced, managed, and administered the bank's Customer Identification Program (CIP). Proactively identified fraud patterns and developed fraud mitigation strategies to effectively reduce incidents of fraud. Assisted business partners and retail branches in determining solutions to mitigate fraud and prevent fraud related losses. Verify that all parties are informed and no other solutions have been found. Applied knowledge of federal laws, bank regulations, and strict company policy and procedures to exceed production goals with little or no supervision. Knowledgeable in many aspects of fraud including, but not limited to, debit card fraud monitoring, check fraud, kiting, identity theft, elder abuse, mobile deposit fraud, and detection of fraud rings. Experienced with fraud monitoring and reporting software such as FRIS, Falcon, ChexSystems, LexisNexis, CrimeDex, as well as internal bank systems such as Teller 3, Hot File Database, and Alert Integration System. Played a key role in creating the bank's Alert Integration System (AIS) by articulating needs, suggesting ideas, and participating in testing. Developed and maintained department policy and procedures. Experienced in branch day-to-day operations having served the role of Merchant Teller for two years. Responsible for training incoming or current staff in every one of the departments served. Achieved personal distinctions in every role such as Top Sales, Completed Cases Per Hour, Confirmed Fraud Cases, Highest Averted Dollars, and being selected as a representative for the Member of the Financial Crime Risk Management Council. EFM’s perspective while proposing ideas regarding staff-related initiatives. Served as the department's safety floor warden. Show less Experienced in fraud management and loss mitigation having served roles in various fraud specialized departments such as Debit Card Fraud, Deposit Fraud, Identity Theft, Elder Abuse, and Resolution. Enhanced, managed, and administered the bank's Customer Identification Program (CIP). Proactively identified fraud patterns and developed fraud mitigation strategies to effectively reduce incidents of fraud. Assisted business partners and retail branches in determining… Show more Experienced in fraud management and loss mitigation having served roles in various fraud specialized departments such as Debit Card Fraud, Deposit Fraud, Identity Theft, Elder Abuse, and Resolution. Enhanced, managed, and administered the bank's Customer Identification Program (CIP). Proactively identified fraud patterns and developed fraud mitigation strategies to effectively reduce incidents of fraud. Assisted business partners and retail branches in determining solutions to mitigate fraud and prevent fraud related losses. Verify that all parties are informed and no other solutions have been found. Applied knowledge of federal laws, bank regulations, and strict company policy and procedures to exceed production goals with little or no supervision. Knowledgeable in many aspects of fraud including, but not limited to, debit card fraud monitoring, check fraud, kiting, identity theft, elder abuse, mobile deposit fraud, and detection of fraud rings. Experienced with fraud monitoring and reporting software such as FRIS, Falcon, ChexSystems, LexisNexis, CrimeDex, as well as internal bank systems such as Teller 3, Hot File Database, and Alert Integration System. Played a key role in creating the bank's Alert Integration System (AIS) by articulating needs, suggesting ideas, and participating in testing. Developed and maintained department policy and procedures. Experienced in branch day-to-day operations having served the role of Merchant Teller for two years. Responsible for training incoming or current staff in every one of the departments served. Achieved personal distinctions in every role such as Top Sales, Completed Cases Per Hour, Confirmed Fraud Cases, Highest Averted Dollars, and being selected as a representative for the Member of the Financial Crime Risk Management Council. EFM’s perspective while proposing ideas regarding staff-related initiatives. Served as the department's safety floor warden. Show less