Experience

Commerce Bank of Arizona

• United States
• Banking
• 1 - 100 Employee

• Vice President Commercial Lending

  • Jan 2020 - Present

  Scottsdale, Arizona, United States I focus on Medical/Dental, Manufacturing, Non-Profit and Professional Services. I provide Owner-Occupied and Investor Commercial Real Estate acquisitions and refinancing. My experience also included SBA 7A and 504 lending. I also provide financing for Business Acquisitions, Equipment and Revolving Lines of Credit.



Wells Fargo

• United States
• Financial Services
• 700 & Above Employee

• Vice President, Sr. Relationship Manager

  • Dec 2017 - Dec 2019

  Mesa, AZ Completed all aspects of commercial lending, credit portfolio management, business acquisition, portfolio growth and retention. Managed and grew $25MM portfolio through acquisition of new and development of existing clients.



First Citizens Bank

• United States
• Banking
• 700 & Above Employee

• Busness Banker, Vice President

  • Feb 2016 - Dec 2017

  2480 S Gilbert Rd, Chandler, AZ 85286 Provided professional expertise as a Commercial Industrial, Non-Profit, and Healthcare lender.



National Bank of Arizona

• United States
• Banking
• 500 - 600 Employee

• Business Banker, Vice President

  • Jan 2014 - Jan 2016

  6001 N. 24th Street, Phoenix, AZ 85016 Small Business Lender focusing on cash flow financing. Offering Revolving Lines of Credit for working capital needs. Business Equity Lines for working capital secured with owner occupied real estate; Also offering Business & Real Estate Financing; Business Installment Loans: Term loans for purchase of equipment or fixed assets. Owner occupied real estate loans, Leasing Services and Letters of Credit: Both irrevocable stand-by or commercial letters of credit to provide support for a number of… Show more Small Business Lender focusing on cash flow financing. Offering Revolving Lines of Credit for working capital needs. Business Equity Lines for working capital secured with owner occupied real estate; Also offering Business & Real Estate Financing; Business Installment Loans: Term loans for purchase of equipment or fixed assets. Owner occupied real estate loans, Leasing Services and Letters of Credit: Both irrevocable stand-by or commercial letters of credit to provide support for a number of financial transactions. We also offer SBA Loan Programs •Patriot Express: Business loans to help members of the military. •SBA Express: Term loans and revolving lines of credit up to $350,000. •SBA 7(a): Flexible business financing up to $5 million. •SBA 504: Real estate or equipment financing up to $5 million ($5.5 for manufacturers).

• Vice President, Sr. Credit Analyst, Commercial Solutions Group

  • Jan 2012 - Jan 2015

  Phoenix, Arizona Area Credit Analyst/Underwriter; responsible for writing credit presentations for Metro Phoenix and Communities Division of NBAZ. Underwriting size ranges from $750M to $3MM. Spreading business financials and tax returns using Moody's Analyst software and spreading personal tax returns using tax analysis. Covenant testing for over 100 customers throughout Metro Phoenix and Communities Divisions.

• Assistant Vice President, Special Assets Officer

  • Mar 2010 - Dec 2011

  Phoenix, Arizona Directly engages in the collection of problem loans and monitoring all aspects of a $12 million commercial loan portfolio. Assembled key information in preparation for legal actions, court trials, as well as bankruptcy and foreclosure hearings. Negotiates asset disposition strategies including note and OREO sales with an acute focus on minimizing bank losses. Regularly presents work out strategies to Senior Management and possesses an indepth knowledge of bank policies and procedures.

• Assistant Vice President, Small Business Loan Officer - SBBC

  • May 2008 - Mar 2010

  Phoenix, AZ Underwrote small business loans and managed the department’s credit delinquencies and criticized loan portfolio. Kept delinquencies below goal through enhanced due diligence. Gained proficiency in identifying risk, assessing customer needs, allocating appropriate resources, negotiating with customers and recommending appropriate workout strategies to upper management. Supervised a direct report.

• Account Officer - Officer Candidate Program

  • Jun 2007 - Jun 2008

  Phoenix, AZ Completed a 12-month training program that gave a comprehensive understanding of; branch operations, loan operations, loan processing, credit analysis, commercial industrial lending, and commercial real estate lending departments. Gained business development skills by assisting in various sales calls with Loan Officers.