Experience

My Home Pathway

• United States
• Financial Services
• 1 - 100 Employee

• Founder and CEO

  • Aug 2020 - 3 years 5 months

  New York, United States VC backed, Fintech startup. Changing the mortgage acquisition process and expanding opportunities to achieve the American Dream.



ideas42

• United States
• Civic and Social Organizations
• 100 - 200 Employee

• Advisor

  • Oct 2020 - 3 years 3 months

  Washington, District of Columbia, United States



Fintech Sandbox

• United States
• Financial Services
• 1 - 100 Employee

• Member - Startup Founder

  • Aug 2020 - 3 years 5 months

  Boston, Massachusetts, United States Founder participant in the Fintech Sandbox program to provide data and resources to Fintech Startups and partner with large financial institutions.



On Deck

• United States
• Technology, Information and Internet
• 200 - 300 Employee

• Fintech Fellow

  • Sep 2021 - Sep 2022

  New York, New York, United States



Company Ventures

• United States
• Venture Capital and Private Equity Principals
• 1 - 100 Employee

• Founder in Residence

  • Sep 2021 - Aug 2022

  New York, New York, United States



TRITON ADVISORY GROUP

• United States
• 1 - 100 Employee

• Principal Consultant

  • Nov 2019 - Aug 2020

  New York City Metropolitan Area Head of Bank Partnerships Fintech mobile banking platform. Build relationships and secure partnership deals with target partners. Provide risk management and consumer credit advisory services to startups and financial services institutions.



Trifigo

• Financial Services

• Founder and CEO

  • Jan 2017 - Apr 2020

  Jersey City, NJ Fintech Consumer and Bank Focused App, helping consumers make better financial decisions and improve credit knowledge and reduce interest and helping banks find better risk consumers and improve existing consumers risk profiles.



Kauffman Fellows

• United States
• Community Services
• 1 - 100 Employee

• Kauffman Fellows

  • Mar 2019 - May 2019

  United States



BMO

• Canada
• Financial Services
• 700 & Above Employee

• Director - Enterprise Risk Management and Model Governance

  • Aug 2015 - Nov 2016

  Chicago, Illinois U.S. leader for large foreign financial institution model governance team, responsible for instituting governance policies and procedures for the U.S. Intermediate Holding Company (IHC) to ensure compliance with enhanced model risk management standards (SR 11-7 and SR 15-19). • Model risk Committee Secretary with primary responsibility to draft committee charter, preparing committee agenda to highlight areas of top risks and emerging trends within the firm, and coordinate with business… Show more U.S. leader for large foreign financial institution model governance team, responsible for instituting governance policies and procedures for the U.S. Intermediate Holding Company (IHC) to ensure compliance with enhanced model risk management standards (SR 11-7 and SR 15-19). • Model risk Committee Secretary with primary responsibility to draft committee charter, preparing committee agenda to highlight areas of top risks and emerging trends within the firm, and coordinate with business units and functional areas to address significant concerns. • Remediation project lead for regulatory and audit findings for model risk related items, and coordinator of internal remediation closure process. • CCAR model governance lead, responsible for crafting CCAR model definitions and review processes to ensure compliance with regulatory standards for the bank capital plan. Show less



AIG

• United States
• Insurance
• 700 & Above Employee

• Team Lead Model Risk Governance - Enterprise Risk Management

  • Apr 2014 - Aug 2015

  New York, New York Team lead for for Federal Reserve designated Significantly Important Financial Institution (SIFI) Model Governance Team, responsible for instituting governance policies and procedures at the Enterprise level to ensure compliance with enhanced Model Risk Management standards (SR 11-7). • Global coordinator with IT Development group for Model Inventory Management platform training and education program to facilitate transition to new system and promote increased user acceptance and… Show more Team lead for for Federal Reserve designated Significantly Important Financial Institution (SIFI) Model Governance Team, responsible for instituting governance policies and procedures at the Enterprise level to ensure compliance with enhanced Model Risk Management standards (SR 11-7). • Global coordinator with IT Development group for Model Inventory Management platform training and education program to facilitate transition to new system and promote increased user acceptance and utilization. • Project manager and policy writer for 2015 Model Risk Management Policy, incorporating stakeholder feedback and coordinating with Senior approving committees on timeline for policy review and approval. • Regulatory liaison responsible for executing required remediation project to satisfy Model Risk MRA and Internal Audit finding related to CCAR models. Show less



EY

• United Kingdom
• IT Services and IT Consulting
• 700 & Above Employee

• Manager - Financial Services Advisory

  • Apr 2013 - Apr 2014

  5 Times Square, New York, NY Project manager on engagement teams that provide clients with recommendations to help identify, measure, manage and monitor the market, credit, operational, and regulatory risks associated with their trading, asset-liability management, capital management and other capital markets activities. • Performed Risk Governance assessment for one of the top 20 US Financial institutions to identify gaps between the firm’s risk governance capabilities and regulatory requirements. Assisted client… Show more Project manager on engagement teams that provide clients with recommendations to help identify, measure, manage and monitor the market, credit, operational, and regulatory risks associated with their trading, asset-liability management, capital management and other capital markets activities. • Performed Risk Governance assessment for one of the top 20 US Financial institutions to identify gaps between the firm’s risk governance capabilities and regulatory requirements. Assisted client to prioritize identified gaps and develop roadmaps and detailed project plans to identify project tasks, dependencies and timing. • Resolution & Recovery planning project with third wave foreign banking institution. Outlined criteria for defining core business lines and material entities to comply with regulatory requirements. Provided templates and finalized Table of Contents to assist client with information gathering process to create the narrative form of resolution plan. Show less



Goldman Sachs

• United States
• Financial Services
• 700 & Above Employee

• Senior Associate - Bank Loan Operations

  • Mar 2011 - Jul 2012

  Jersey City, NJ Provided insightful, technical leadership to investment banking deal teams regarding loan structures and their impact on servicing capabilities and compliance with credit agreement. Ensure appropriate documentation and administrative execution for completing trade settlement of syndicated loans with external counterparties. • Settled over 270 right lead loan transactions totaling over $22 billion and over 25 left lead and single borrower transactions totaling over $20 billion in 12… Show more Provided insightful, technical leadership to investment banking deal teams regarding loan structures and their impact on servicing capabilities and compliance with credit agreement. Ensure appropriate documentation and administrative execution for completing trade settlement of syndicated loans with external counterparties. • Settled over 270 right lead loan transactions totaling over $22 billion and over 25 left lead and single borrower transactions totaling over $20 billion in 12 months. • Collaborated closely with Capital Markets and Leverage Finance team, landing Goldman borrower commitments in syndicated loan market. Monitored credit risk exposure of relationship loan portfolio to ensure prices and positions are reflected accurately on balance sheet and P&L monthly reconciliations. Show less



Federal Reserve Bank

• Bank Examiner - Analyst

  • Jan 2008 - Apr 2011

  Country analyst responsible for monitoring diverse portfolio of 30 banks from Ireland, Japan, the Netherlands, United Kingdom and France and facilitating sound operations. Verified compliance across all guidelines, both qualitatively and quantitatively. Ensured adequate capital levels, asset quality, and liquidity to prevent significant credit events. • Spearheaded analysis of $500M loan settlement market, crafting recommendations for increasing market stability based on identification… Show more Country analyst responsible for monitoring diverse portfolio of 30 banks from Ireland, Japan, the Netherlands, United Kingdom and France and facilitating sound operations. Verified compliance across all guidelines, both qualitatively and quantitatively. Ensured adequate capital levels, asset quality, and liquidity to prevent significant credit events. • Spearheaded analysis of $500M loan settlement market, crafting recommendations for increasing market stability based on identification and analysis of operational inefficiencies and market practices in settlement process; recommendations impacted NY Federal Reserve’s treatment of market. • Evaluated and ranked credit risk exposure for top domestic lenders in the commercial real estate market. Examining the firm’s risk management, loan impairment analysis and capital adequacy standards in relation to Federal Reserve guidelines. Show less



J.P. Morgan

• United States
• Financial Services
• 700 & Above Employee

• Summer Associate

  • May 2007 - Aug 2007

  Played key role on numerous project teams tasked with developing models for financial institutions consisting of discounted cash flow valuation, leverage buyout, recapitalization, transaction comparables, and trading comparables. • Showcased strength for pitching and presenting financial models and investment plans.



ADT Security Services/ Tyco Int'l

• Sales Support

  • Oct 2004 - Aug 2006

  • Generated over $9 million in security equipment sales over a 15-month period. • Reduced customer operating costs by $500,000 at 10 Laundromat facilities while providing a 300% ROI by decreasing shrinkage. • Coordinated the creation of global security standards to be implemented in facilities throughout the United States in conjunction with corporate risk management strategies. • Managed post-sales document generation and communicated changes in scope of work to include… Show more • Generated over $9 million in security equipment sales over a 15-month period. • Reduced customer operating costs by $500,000 at 10 Laundromat facilities while providing a 300% ROI by decreasing shrinkage. • Coordinated the creation of global security standards to be implemented in facilities throughout the United States in conjunction with corporate risk management strategies. • Managed post-sales document generation and communicated changes in scope of work to include post contract concessions, or addendums to original contracts. Show less



Waddell & Reed Advisors

• Financial Advisor

  • May 2004 - Mar 2005

  • Forged strong relationships with prospective individual and small business clients, providing fee-based financial planning and demonstrating expertise in financial management.



New England Financial

• United States
• Financial Services
• 200 - 300 Employee

• Financial Advisor

  • Oct 2003 - May 2004

  • Set investment and insurance strategies, customizing solutions to meet targeted financial objectives. • Charged with overseeing $500K in protection products, minimizing client exposure to financial risk.