Experience

Hanover Bank

• United States
• Banking
• 1 - 100 Employee

• Senior Commercial Loan Underwriter

  • Jun 2021 - Present



JPMorgan Chase & Co

• Uniondale, New York

• Client Associate

  • Mar 2015 - Aug 2019

  I currently work as a Client Associate assisting the needs of commercial real estate investors. When you work with Chase, you can expect: o Term financing on stabilized industrial, office, retail, and mixed-use properties from $1 million to $25 million+ o Refinance, including cash out refinance o Purchase transactions o Streamlined loan process o Local market knowledge o Flexible prepayment options I currently work as a Client Associate assisting the needs of commercial real estate investors. When you work with Chase, you can expect: o Term financing on stabilized industrial, office, retail, and mixed-use properties from $1 million to $25 million+ o Refinance, including cash out refinance o Purchase transactions o Streamlined loan process o Local market knowledge o Flexible prepayment options



BNB Bank

• United States
• Banking
• 100 - 200 Employee

• Commercial Underwriter

  • Aug 2014 - Mar 2015



Builders bank

• Real Estate
• 1 - 100 Employee

• Credit Manager, VP

  • Mar 2009 - May 2014

  Underwrite new development loans as well as manage a portfolio of construction loans that focuses mainly on multi-family residential projects. Underwrite new development loans as well as manage a portfolio of construction loans that focuses mainly on multi-family residential projects.



JPMorgan Chase & Co.

• United States
• Financial Services
• 700 & Above Employee

• Credit Manager, Commercial Real Estate, VP

  • Jan 2003 - Jan 2009

  •Analyze and underwrite restructures and new business loans for multifamily and commercial properties for both stabilized and non-stabilized properties. •Portfolio management including analyzing the portfolio for risk and loss exposure. Recommend appropriate risk ratings and reserves. •Responsible for quarterly construction and problem loan reports as well as annual reviews for the portfolio. •Cross-sell deposit services. •Special projects including the streamlining of the underwriting, approval and closing process. Show less



Dime Savings Bank

• CREL Account Officer, VP

  • Jan 1995 - Oct 2001

  •Interface and negotiate with existing commercial real estate customers and potential new clients. •Responsible for the retention of the existing portfolio.•Underwrite refinances and new business loans for multifamily and commercial properties.•Perform lease rollover analysis on the performing retail, industrial and office segments of the portfolio for the purpose of early detention of various potential risks associated with existing leases and property specific risks.

• Account officer

  • 1994 - 2000



Dime Savings Bank of New York

• Commercial Real Estate Account Officer

  • 1995 - 2001



Anchor Savings Bank

• Commercial Loan Administrator, Assistant Treasurer

  • 1994 - 1995

  •Assist Asset Managers in monitoring and resolving problem loans and ORE properties. •Prepare credit analysis for modifications and purchases of problem loans. •Track expenses and prepare budget reports for each asset. • Interface with borrowers, brokers, management agents, and attorneys. •Prepare ad hoc reports as requested by management. •Prepare loan reviews for Quality Control Committee meetings. Conduct property inspections as needed •Assist Asset Managers in monitoring and resolving problem loans and ORE properties. •Prepare credit analysis for modifications and purchases of problem loans. •Track expenses and prepare budget reports for each asset. • Interface with borrowers, brokers, management agents, and attorneys. •Prepare ad hoc reports as requested by management. •Prepare loan reviews for Quality Control Committee meetings. Conduct property inspections as needed



Lincoln Savings Bank

• United States
• Financial Services
• 200 - 300 Employee

• Assistant Loan Review Officer, Assistant Treasurer

  • 1986 - 1994

  •Review and examine all of the banks portfolio’s including consumer, commercial, corporate and resident real estate loans to determine the degree of quality, risk factor and assure conformity to established policy. •Compile findings of each portfolio review to be presented to senior management and Board of Directors. •Responsible for ensuring the adequacy of reserves for loan losses. Responsible for tracking, compiling, and reporting of loans to fill regulatory and in-house requirements. •Secretary for the Credit Policy Committee and Loan Loss Reserve Committee. Show less