Experience

DHI Mortgage

• United States
• Financial Services
• 700 & Above Employee

• Branch Supervisor, NMLS ID 141287

  • Sep 2020 - Present

  Obtaining mortgage financing for the #1 new home builder in the United States. DHI Mortgage, a D. R. Horton company, offers great mortgage incentives for new home buyers towards closing costs and very competitive mortgage rates. Please visit my website for a pre-qualification: https://www.dhimortgage.com/Loan-Officers/Carlos-A-Tavel Obtaining mortgage financing for the #1 new home builder in the United States. DHI Mortgage, a D. R. Horton company, offers great mortgage incentives for new home buyers towards closing costs and very competitive mortgage rates. Please visit my website for a pre-qualification: https://www.dhimortgage.com/Loan-Officers/Carlos-A-Tavel



Founders Federal Credit Union

• United States
• Banking
• 200 - 300 Employee

• Mortgage Loan Officer. NMLS ID 141287

  • Mar 2019 - Aug 2020

  Providing the best Mortgage loan programs, especially for 1st time homebuyers with 100% financing and NO PMI. -Must be a Founders Federal Credit Union member -Working with W-7 visa holders -Limited to NC and SC residents only. Providing the best Mortgage loan programs, especially for 1st time homebuyers with 100% financing and NO PMI. -Must be a Founders Federal Credit Union member -Working with W-7 visa holders -Limited to NC and SC residents only.



Consumer Direct Mortgage, a Division of FirstBank

• Charlotte, North Carolina Area

• Senior Mortgage Banker, NMLS ID 141287

  • May 2017 - Feb 2019

  Nationwide Mortgage Bank providing consumers with the lowest interest rates and fees, plus customer service excellence. Nationwide Mortgage Bank providing consumers with the lowest interest rates and fees, plus customer service excellence.



CalAtlantic Mortgage

• Charlotte, North Carolina Area

• Mortgage Loan Officer NMLS ID 141287

  • Jan 2017 - Apr 2017

  Licensed Mortgage Loan Officer with one of the largest new home builders in the U.S. Licensed Mortgage Loan Officer with one of the largest new home builders in the U.S.



Sebonic Financial

• United States
• Financial Services
• 1 - 100 Employee

• Mortgage Loan Officer NMLS ID 141287

  • Jul 2013 - Dec 2016

  Licensed Mortgage Loan Officer with several years of experience in Residential Mortgage lending with vast experience in refinancing and purchasing. Previously employed by top large U.S. new home builders and a major worldwide banking institution. Originated and Closed an average of 350 loans per year in 2014, 2015 and 2016 with over 9MM in average volume per month. Ranked among top 5% in sales across the organization. Currently licensed in 16 states: CA, CO, DC, FL, GA IN… Show more Licensed Mortgage Loan Officer with several years of experience in Residential Mortgage lending with vast experience in refinancing and purchasing. Previously employed by top large U.S. new home builders and a major worldwide banking institution. Originated and Closed an average of 350 loans per year in 2014, 2015 and 2016 with over 9MM in average volume per month. Ranked among top 5% in sales across the organization. Currently licensed in 16 states: CA, CO, DC, FL, GA IN, MD, MI, NJ, NM, NC, PA, SC, TX, VA and WA. Committed to 100% customer satisfaction by providing the most competitive mortgage financing in the market today (best interest rates and fee combination), with utmost process efficiency. Show less Licensed Mortgage Loan Officer with several years of experience in Residential Mortgage lending with vast experience in refinancing and purchasing. Previously employed by top large U.S. new home builders and a major worldwide banking institution. Originated and Closed an average of 350 loans per year in 2014, 2015 and 2016 with over 9MM in average volume per month. Ranked among top 5% in sales across the organization. Currently licensed in 16 states: CA, CO, DC, FL, GA IN… Show more Licensed Mortgage Loan Officer with several years of experience in Residential Mortgage lending with vast experience in refinancing and purchasing. Previously employed by top large U.S. new home builders and a major worldwide banking institution. Originated and Closed an average of 350 loans per year in 2014, 2015 and 2016 with over 9MM in average volume per month. Ranked among top 5% in sales across the organization. Currently licensed in 16 states: CA, CO, DC, FL, GA IN, MD, MI, NJ, NM, NC, PA, SC, TX, VA and WA. Committed to 100% customer satisfaction by providing the most competitive mortgage financing in the market today (best interest rates and fee combination), with utmost process efficiency. Show less



Bank of America

• United States
• Banking
• 700 & Above Employee

• Mortgage Loan Officer

  • Mar 2009 - Jun 2013

  -Received award for the highest amount of funded units at a National level in my line of business for 2011. -Closed the highest amount of loans in my line of business on a National level in 2010. -Mortgage Loan originations for call center based in Charlotte, NC. -Dedicated specifically to HELOC applications for primary and secondary residences. -Mortgage loan originations for purchases and refinancing on products such as Conventional, FHA and MHA (Making Homes… Show more -Received award for the highest amount of funded units at a National level in my line of business for 2011. -Closed the highest amount of loans in my line of business on a National level in 2010. -Mortgage Loan originations for call center based in Charlotte, NC. -Dedicated specifically to HELOC applications for primary and secondary residences. -Mortgage loan originations for purchases and refinancing on products such as Conventional, FHA and MHA (Making Homes Affordable). -Received awards for highest application and closing volume for the year 2009 while assigned to the HELOC team. Show less -Received award for the highest amount of funded units at a National level in my line of business for 2011. -Closed the highest amount of loans in my line of business on a National level in 2010. -Mortgage Loan originations for call center based in Charlotte, NC. -Dedicated specifically to HELOC applications for primary and secondary residences. -Mortgage loan originations for purchases and refinancing on products such as Conventional, FHA and MHA (Making Homes… Show more -Received award for the highest amount of funded units at a National level in my line of business for 2011. -Closed the highest amount of loans in my line of business on a National level in 2010. -Mortgage Loan originations for call center based in Charlotte, NC. -Dedicated specifically to HELOC applications for primary and secondary residences. -Mortgage loan originations for purchases and refinancing on products such as Conventional, FHA and MHA (Making Homes Affordable). -Received awards for highest application and closing volume for the year 2009 while assigned to the HELOC team. Show less



EquiFirst

• Financial Services
• 100 - 200 Employee

• Retail Mortgage Loan Officer

  • Dec 2008 - Feb 2009



Pulte Mortgage

• United States
• Financial Services
• 500 - 600 Employee

• Senior Mortgage Loan Counselor

  • Dec 2005 - Dec 2008

  Mortgage loan originations supporting National New Homebuilder to procure financing for their customers. - Expert knowledge in all Conventional, Government FHA/VA and Foreign National mortgage loan products. - Carried highest number of loans in backlog throughout the company with on-time approvals and closings. - Attained an average of 90% customer service quotient throughout my employment with Pulte Mortgage. - Worked with field partners to achive an average of 90%… Show more Mortgage loan originations supporting National New Homebuilder to procure financing for their customers. - Expert knowledge in all Conventional, Government FHA/VA and Foreign National mortgage loan products. - Carried highest number of loans in backlog throughout the company with on-time approvals and closings. - Attained an average of 90% customer service quotient throughout my employment with Pulte Mortgage. - Worked with field partners to achive an average of 90% and higher loan capture rates in the assigned territory. - Supported and worked in conjunction with the Loan Processing and Closer teams to attain accurate settlements and timely closings. Show less Mortgage loan originations supporting National New Homebuilder to procure financing for their customers. - Expert knowledge in all Conventional, Government FHA/VA and Foreign National mortgage loan products. - Carried highest number of loans in backlog throughout the company with on-time approvals and closings. - Attained an average of 90% customer service quotient throughout my employment with Pulte Mortgage. - Worked with field partners to achive an average of 90%… Show more Mortgage loan originations supporting National New Homebuilder to procure financing for their customers. - Expert knowledge in all Conventional, Government FHA/VA and Foreign National mortgage loan products. - Carried highest number of loans in backlog throughout the company with on-time approvals and closings. - Attained an average of 90% customer service quotient throughout my employment with Pulte Mortgage. - Worked with field partners to achive an average of 90% and higher loan capture rates in the assigned territory. - Supported and worked in conjunction with the Loan Processing and Closer teams to attain accurate settlements and timely closings. Show less



TexasLending.com

• United States
• Banking
• 1 - 100 Employee

• Loan Officer

  • Aug 2004 - Jul 2005

  Provided mortgage financing for customers seeking new construction, refinancing and existing homes purchases. Wholesale and retail mortgage broker that provided Conventional, FHA/VA and Subprime loan products. Provided mortgage financing for customers seeking new construction, refinancing and existing homes purchases. Wholesale and retail mortgage broker that provided Conventional, FHA/VA and Subprime loan products.



Universal American Mortgage Company (Lennar Homes)

• Dallas/Fort Worth Area

• Mortgage Loan Officer

  • Jan 2004 - Aug 2004

  Mortgage Loan Officer dedicated to new home builder business (Lennar Homes). Originated mortgage applications in a high volume environment, submitted full loan packages to processing/underwriting, visited assigned Dallas/Fort Worth sales centers, conducted training for sales counselors about mortgage loan guidelines and products, conducted weekly meetings with home sales executives with loan status and projected closings. Mortgage Loan Officer dedicated to new home builder business (Lennar Homes). Originated mortgage applications in a high volume environment, submitted full loan packages to processing/underwriting, visited assigned Dallas/Fort Worth sales centers, conducted training for sales counselors about mortgage loan guidelines and products, conducted weekly meetings with home sales executives with loan status and projected closings.



Pulte Mortgage

• United States
• Financial Services
• 500 - 600 Employee

• Production Manager

  • May 2001 - Jan 2004

  Initially hired as Loan Counselor, promoted to Senior Loan Counselor within 6 months and after 1 year, promoted to Production Manager. Duties as Production Manager included working and overseeing Dallas Ft Worth field sales and mortgage relationships. Working with sales partners to schedule and provide new homebuyers with excellent customer service and timely closings. Pulte Top Gun appointee in recognition of top 10% of accomplished employees. Appointees work actively providing… Show more Initially hired as Loan Counselor, promoted to Senior Loan Counselor within 6 months and after 1 year, promoted to Production Manager. Duties as Production Manager included working and overseeing Dallas Ft Worth field sales and mortgage relationships. Working with sales partners to schedule and provide new homebuyers with excellent customer service and timely closings. Pulte Top Gun appointee in recognition of top 10% of accomplished employees. Appointees work actively providing mentoring and support for all teams by encouraging more efficient processes to optimize accurate and timely closings with the highest level of customer service. Show less Initially hired as Loan Counselor, promoted to Senior Loan Counselor within 6 months and after 1 year, promoted to Production Manager. Duties as Production Manager included working and overseeing Dallas Ft Worth field sales and mortgage relationships. Working with sales partners to schedule and provide new homebuyers with excellent customer service and timely closings. Pulte Top Gun appointee in recognition of top 10% of accomplished employees. Appointees work actively providing… Show more Initially hired as Loan Counselor, promoted to Senior Loan Counselor within 6 months and after 1 year, promoted to Production Manager. Duties as Production Manager included working and overseeing Dallas Ft Worth field sales and mortgage relationships. Working with sales partners to schedule and provide new homebuyers with excellent customer service and timely closings. Pulte Top Gun appointee in recognition of top 10% of accomplished employees. Appointees work actively providing mentoring and support for all teams by encouraging more efficient processes to optimize accurate and timely closings with the highest level of customer service. Show less



UPS

• United States
• Truck Transportation
• 700 & Above Employee

• Unload Supervisor

  • 1988 - 1994