Financial Adviser

• Jul 2023 - Present

Feel confident in your finances Spend without guilt Avoid being a burden to your family. Support and protect those you love Make work optional Live in a better place Feel confident in your finances and life goals through planning a better life. Feel confident in your finances Spend without guilt Avoid being a burden to your family. Support and protect those you love Make work optional Live in a better place Feel confident in your finances and life goals through planning a better life.

Financial Adviser

• Mar 1988 - Present

Many Australians understand the importance of financial planning advice in establishing their financial health. Regular review plays an essential part in maintaining it.As your financial adviser I believe the process of review allows me to assess all new OPPORTUNITIES or RISKS that should be considered and addressedOur process is an opportunity for a detailed and comprehensive discussion about what’s important to you.Your participation in a review will help to provide you expert assistance in line with our goal to seek continuous improvement for you across these six areas of Financial Planning advice.If there is an area of advice that we do not have an expertise in then we can provide an introduction to a suitably qualified professional.Sean SullivanAuthorised RepresentativeGOLD FINANCIAL AFSL 291389 Show less

Financial Adviser

• Apr 1988 - Present

BudgetingAm I spending more than I earn?Do I have surplus income to create and protect my wealth?SuperannuationCan I retire comfortably?What is the right amount to contribute to super?How much can afford to pay to super?Can I retire comfortably?Have a pension and not sure how much to withdraw each year?How long will my super last for?Can I pay my Insurance from my super?Loan reductionHow long until I am debt free?If I pay more what is the difference?InsuranceWhat if something happens to me or my partner?How much cover do I need for death or disablement, cancer, Income protection?Risk Profile for investingHow worried am I about the risk associated with investing?How do I determine my risk for investments?Centerlink CalculationsAm I eligible for certain Centerlink payments such as aged pension? Show less

Financial Planner

• 2010 - Present

I am an Authorised Representative of Gold. The Australian Securities and Investments Commission (ASIC) have allocated me an Authorised Representative number, which is 238668. My education qualifications and experience I have over 28 years experience in providing my clients with financial advice and services. I am RG 146 compliant in terms of current ASIC requirements. In 2016 I attained an Advanced Diploma of Financial Planning and a SelfManaged Superannuation Fund Adviser (Personal Advice) qualification. Products and Services I have been authorised by Gold to provide personal advice on the following products and services: • Deposit and Payment Products; • Life Risk & Investment Life Insurance Products; • Retirement Savings Account Products; • Managed Investments; and • Superannuation I am also authorised to deal by way of applying for, acquiring, varying and disposing on the following products: • Deposit and Payment Products; • Life Risk & Investment Life Insurance Products; • Retirement Savings Account Products; • Managed Investments; and • Superannuation Gold does not allow me: • to act as a Trustee for you or operate a trust account on your behalf; • hold a Power of Attorney; • hold funds or have access to withdraw funds on your behalf; or • provide advice in specific consumer credit assistance, general insurance, credit, securities and margin lending. Issue Date August 2016 Gold Financial Pty Ltd ABN 50 113 653 946 Australian Financial Services Licence No. 291389 Show less

Finacial Planner

• 2005 - 2010

Financial Planner

• 2001 - 2005

Adviser

• 1998 - 2001

Adviser

• 1992 - 1998

Adviser

• 1988 - 1992