Experience

TRUEWORTH ADVISORS PRIVATE LIMITED

• India
• Financial Services
• 1 - 100 Employee

• Founder Director

  • Jul 2021 - Present



RV Himanshu Vijay

• Practising IBBI Registered Valuer-SFA

  • Jan 2021 - Present



HIMANSHU VIJAY & CO

• Owner

  • Feb 2020 - Present



Finova Capital

• India
• Financial Services
• 500 - 600 Employee

• Head Credit- VP

  • May 2018 - Feb 2020

  # Heading credit department of leading NBFC mainly catering to MSE sector of Rural and Semi Urban areas which are unreached and unserved. # Managing Team of RCMs, ACMs, BCMs and Credit Officers. # Heading credit department of leading NBFC mainly catering to MSE sector of Rural and Semi Urban areas which are unreached and unserved. # Managing Team of RCMs, ACMs, BCMs and Credit Officers.



Kotak Mahindra Bank

• India
• Banking
• 700 & Above Employee

• Chief Manager Credit

  • Dec 2016 - Apr 2018

  #Worked as Area Credit Manager in SME department of Kotak Mahindra Bank Ltd at Surat underwriting credit proposals having ticket size of Rs.7.50 crs to Rs.100.00crs for South Gujarat. #Handling team of Credit Analyst. #Worked as Area Credit Manager in SME department of Kotak Mahindra Bank Ltd at Surat underwriting credit proposals having ticket size of Rs.7.50 crs to Rs.100.00crs for South Gujarat. #Handling team of Credit Analyst.



Union Bank of India

• Banking
• 700 & Above Employee

• Senior Manager Credit

  • May 2015 - Dec 2016

  #Worked at Regional Office Surat as Credit Manager appraising credit proposals pertaing to SME and Large Corporate in industries like Textile, Real Estate, Power-Windmill&Solar, Food &Agro Processing, Sugar, etc having minimum ticket size of Rs.1crs.#Conducting Credit Approval Committe and placing the proposal for decision.#Conveying the sanctions to Branches.#Compiling various MIS and data required by Head Office.

• Manager Credit

  • Feb 2014 - May 2015

  #Worked at Centralised Credit Processing Cell known as SARAL part of Regional Office,Ahmedabad as Credit Manager appraising/Underwriting credit proposals pertaing to SME and Large Corporate in all industries like Textile, Pharma, Real Estate, Hotel&Hospitality, Power-Windmill&Solar, Ceramic, Cotton, Food &Agro Processing, Micro Finance, Sugar, Jewellery, etc having minimum ticket size of Rs.1crs.# Rating of Portfolio and Acquistions in CRISIL RAM Model.#Conducting Credit Approval Committe and placing the proposal for decision.#Conveying the sanctions to Branches.#Compiling various MIS and data required by Higher Offices.

• Manager Credit

  • Oct 2011 - Feb 2014

  #Worked at Field General Manager's Office (FGMO) as Credit Manager appraising credit proposals pertaing to SME and Large Corporate in all industries like Textile, Pharma, Real Estate, Hotel&Hospitality, Power-Windmill&Solar, Ceramic, Cotton, Food &Agro Processing, Micro Finance, Sugar, Jewellery, etc having minimum ticket size of Rs. 20crs.#Member of Credit Grid scruitnizing the credit proposal before sanction.#Conducting Credit Approval Committe and placing the proposal for decision.#Conveying the sanctions to Regional Office and Branches.#Compiling various MIS and data required by Head Office.



H M Singhvi &Co. Chartered Accountants

• Article Assistant

  • Dec 2006 - May 2010