Chris Ingrassia, B.S., MaSc, CFE, CAMS

Financial Crimes Risk Investigator at Merchants Bank of Commerce
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Contact Information
us****@****om
(386) 825-5501
Location
Roseville, California, United States, US

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Credentials

  • Certified Anti-Money Laundering Specialist (CAMLS)
    ACAMS
  • Certified Fraud Examiner (CFE)
    Association of Certified Fraud Examiners (ACFE)
  • Reid Interview/Interrogation Advanced Certificate
    John E. Reid & Associates, Inc.

Experience

  • Merchants Bank of Commerce
    • United States
    • Banking
    • 1 - 100 Employee
    • Financial Crimes Risk Investigator
      • Feb 2021 - Present

      I managed the daily operational reporting of the Corporate Compliance BSA program concerning SAR and CTR filings, OFAC screening reviews, and APS referrals. I was responsible for the daily compliance tasks of financial crime risk management: suspicious transaction monitoring, activity alert review and escalation, investigation research and analysis, currency transaction reporting, and investigative notes/reports. Responsible for Bank-wide portfolio of investigations and Suspicious Activity Report (SAR) filings – BSA/AML, Fraud, Elder Financial Abuse, internal employee misconduct, and customer complaints/allegations. I maintained a queue of 10-25 cases consisting of customer investigations, 90-day reviews, and adhoc investigation referrals from Security/Human Resources/Line of Business regarding customers or employees. I provided technical oversight guidance to a co-worker BSA Analyst who was responsible for initial review of cash activity reports and creation of daily CTR filings. I composed SAR narratives in accordance with FinCEN guidance and Bank management expectations and filed with 100% accuracy and timeliness. I drafted email communications and held phone calls with Bank staff, middle-management, and senior executives regarding discrepancies/errors or critical policy/procedure control breakdowns relative to the Corporate BSA program and its regulatory requirements. I provided Department management with trend analysis reports and significant case reviews for risk management exposure analysis to industries such as marijuana/cannabis, money services businesses, and digital currency. I also completed investigations and APS referrals for Elder Financial Abuse. Adhered strictly to Bank and regulatory disclosure and confidentiality policies concerning the investigation and any applicable SAR filing. Show less

  • Wells Fargo
    • United States
    • Financial Services
    • 700 & Above Employee
    • Sr Enterprise Internal Investigator
      • Nov 2010 - Feb 2021

      I conducted complex and highly confidential investigations of criminal activity and corporate misconduct policy violations by employees and contractors (i.e. cash shortages, property theft, code of ethics, falsification, conflicts of interest/kickbacks, money laundering/BSA, sales practices, kickbacks, embezzlement, check/mortgage/debit card/wire/new account fraud, identity theft). I interviewed employees and contractors to ascertain material facts and collected and analyzed large volumes of research evidence in connection to the allegation(s). As team Senior, I trained and mentored junior investigators in the collection and technical analysis of documents/evidence associated with investigations. On six occasions, I presented training content to local branch staff and operational support management about trending fraud risks, ethics and compliance topics, and provided situational guidance that employees were consistently having to defend. I liaised with Employee Relations, Legal (Attorney-Client privilege), Line of Business leadership, Internal Investigations management, and law enforcement in disseminating case material for disposition and conduct resolution. For all investigations I completed that met the SAR reporting threshold, I composed SAR narratives with 100% accuracy and timeliness. Adhered strictly to Bank and regulatory disclosure and confidentiality policies concerning the investigation and any applicable SAR filing. Show less

  • TCF Bank
    • Banking
    • 700 & Above Employee
    • AML/BSA Investigator
      • Feb 2010 - Nov 2010

      I conducted investigations of money laundering and terrorist financing risk alerts generated from the Bank's transaction monitoring system. I composed investigation notes, research documentation files, and SAR narratives per department policy and regulation. I utilized Bank investigation software to analyze and organize large volumes of transaction data to create pivot tables and spreadsheets for review by law enforcement and regulators. I adhered strictly to Bank and regulatory disclosure and confidentiality policies concerning the investigation and any applicable SAR filing. Show less

  • Pacific Capital Bancorp
    • Banking
    • 1 - 100 Employee
    • AML/BSA Investigator
      • Feb 2008 - Apr 2009

      I conducted investigations of money laundering and terrorist financing risk alerts generated from the Bank's transaction monitoring system. I composed investigation notes, research documentation files, and SAR narratives per department policy and regulation. I utilized Bank investigation software to analyze and organize large volumes of transaction data to create pivot tables and spreadsheets for review by law enforcement and regulators. I adhered strictly to Bank and regulatory disclosure and confidentiality policies concerning the investigation and any applicable SAR filing. Show less

  • ODU-USA
    • United States
    • Appliances, Electrical, and Electronics Manufacturing
    • 1 - 100 Employee
    • Accounting Assistant
      • Mar 2006 - Feb 2008

      I processed accounts payable receipt payments and logged to the Great Plains software database. I conducted research on payment disputes, historical inventory logs, and communicated with suppliers/vendors regarding shipment discrepancies. I provided assistance with acquiring and calculating monthly and year-to-date financial data figures for monthly Board report and referral to CPA for tax purposes. This role gave me good initial exposure to the accounting process of a business/firm and how transactional data flows through the financial system. Show less

  • Wells Fargo
    • United States
    • Financial Services
    • 700 & Above Employee
    • Service Operations Manager
      • Aug 2003 - Mar 2006

      I was in this position at two different branches, managing 3-6FTE. I was responsible for the daily operation along the teller line and compliance of the branch regarding customer transactions, disputes, approvals, and cash handling. I operated a cashbox on rare occasions. I maintained management of daily/weekly/monthly/bi-monthly/quarterly/semi-annual/annual tasks for the Branch Control Audit Binder and delivered various required trainings to Branch staff. I was in this position at two different branches, managing 3-6FTE. I was responsible for the daily operation along the teller line and compliance of the branch regarding customer transactions, disputes, approvals, and cash handling. I operated a cashbox on rare occasions. I maintained management of daily/weekly/monthly/bi-monthly/quarterly/semi-annual/annual tasks for the Branch Control Audit Binder and delivered various required trainings to Branch staff.

Education

  • Florida Atlantic University
    Master of Science • Forensic Accounting
  • Colorado Technical University
    Bachelor of Science • Criminal Justice/Law Enforcement Administration

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