Auto and Mortgage Loan Processor

• Apr 2022 - Present

Underwriter

• Oct 2019 - Mar 2020

ISO Rep/Business Development Consultant

• Dec 2018 - Jul 2019

Credit Analyst

• Jul 2016 - Aug 2018

• Reviewed financial statements and analyzed business financial cashflow. • Analyzed financial risks using proprietary models. • Ran and pulled credit reports on merchants and on the business and analyze credit history. • Assisted Underwriters in the initial process of the underwriting. • Worked closely between Underwriters, ISOs, and Sales Reps to ensure fast and seamless capital funding. • Calculate business financial cash flow combined with financial risks and credit worthiness to determine wether business funding request is approved or declined. • Oversaw contracts for merchants approved for loans, cash advances, and renewals. • Interviewed merchants to discuss general business operations, go over contract details, and complete identity verification (KIQ). • Completed verbal references with property managements, trade lines, and landlords. Show less

Marketing Director | Voluenteer Work

• Dec 2012 - Dec 2017

•Identify, develop and evaluate marketing strategies for annual events. •Manage, mentor and develop a team of volunteers, members, and location managers. •Spearhead the creation of blogs and social media content, increasing engagement and followers. •Produce engaging online marketing campaigns and manage fundraising, campaigns, including public relations and press releases. •Oversee financial management aspects, including planning and managing budgets for every event. •Develop marketing strategies and campaigns for the annual Spirit of Christmas Drive events in multiple cities in the Philippines. Show less

Marketing Associate

• Jun 2016 - Jul 2016

• Responsible for posting open positions online, interviewing candidates, and training new hires. • Assisted the marketing team in scouting for new locations, meeting with potential clients, partners, and affiliates. • Identified, developed and evaluated marketing strategies and launched marketing campaign in line with corporate standards. • Responsible for posting open positions online, interviewing candidates, and training new hires. • Assisted the marketing team in scouting for new locations, meeting with potential clients, partners, and affiliates. • Identified, developed and evaluated marketing strategies and launched marketing campaign in line with corporate standards.

Marketing Intern

• Jan 2016 - Mar 2016

• Assisted in organizing high end social networking events, partnering with senior leadership and vendors. • Made incoming and outgoing phone calls to receive new clients, confirm attendance to future events, and answer inquiries. • Attended social networking functions, prospecting and connecting with potential new clients. • Assisted in organizing high end social networking events, partnering with senior leadership and vendors. • Made incoming and outgoing phone calls to receive new clients, confirm attendance to future events, and answer inquiries. • Attended social networking functions, prospecting and connecting with potential new clients.

Bank Teller

• 2008 - 2011

•Received checks and cash for deposit, verified amounts, and checked accuracy of deposit slips. •Cashed checks and paid out money after verifying that signatures were correct, that written and numerical amounts agree, and that accounts have sufficient funds. •Examined checks for endorsements and to verify other information such as dates, bank names, identification of the persons receiving payments and the legality of the documents. •Balanced currency, coin, and checks in cash drawers at ends of shifts, and calculated daily transactions using computers, calculators, or adding machines. •Explained, promoted, or sold products or services such as travelers' checks, savings bonds, money orders, and cashier's checks, using computerized information about customers to tailor recommendations. Show less