Experience

EXIT Real Estate Gallery

• Orange Park, Florida

• Sales associate

  • Jan 2020 - Present



Progressive Insurance

• Managed Repair Representative

  • Nov 2016 - Present

  Field Auto damage claims adjuster Field Auto damage claims adjuster



The Referral Service LLC

• Orange Park, Florida, United States

• Owner / President

  • Apr 2013 - Present

  The referral service LLC is a one-stop online resource for real estate, property management and travel resources. The referral service LLC is a one-stop online resource for real estate, property management and travel resources.



Prudential Fox and Roach Realtors

• Delaware Area

• Realtor

  • Mar 2013 - Jan 2020

  real estate sales DE and PA real estate sales DE and PA



JPMorgan Chase & Co.

• United States
• Financial Services
• 700 & Above Employee

• Credit Analyst

  • Jul 2012 - Jan 2020

  Process credit applications, including credit and summaries of loan requests, and submit recommendation or finalize approvals with in lending authority.Analyze existing Business Card accounts Utilize consumer and business credit bureaus, account behavior, customer demographics and payment patterns to determine credit worthinessAnalyze personal and business credit data and financial statements to determine the degree of risk involved in extending credit or lending money for businessEvaluate customer/ business records earnings, savings data, payment history, and purchase activity. Process credit applications, including credit analysis and summaries of loan requests, and submit recombination or finalize approvals with lending authority.Navigate bank systems to make credit decision with software such as rows, c3, customer assist, File net, I vault, lexis nexus and other computer programsProactively make outbound and receive inbound calls to understand the customer's business and personal financial situation and determine the most appropriate decision while providing service excellence. Show less

• Fx Client Service Specialist

  • Apr 2014 - Nov 2016

  • Confirming wires and settlement instructions with clients within the deadlines.• Ensuring that all new transactions are economically affirmed in a timely manner.• Working with clients to ensure legal confirmations are returned to the bank in a timely manner.• Promoting automated solutions to clients, demonstrating and supporting these platforms.• Identifying issues and investigating root cause and efficiently resolve client issues.• Establishing relationships with clients, Front Office, Middle Office and other internal clients.• Initiating and participating in process improvement initiatives. Show less



Long and Foster

• Newark Delaware

• Real estate Sales

  • Jan 2010 - Apr 2013

  Real Estate Sales, De & Pa Real Estate Sales, De & Pa



Dranoff Properties

• Greater Philadelphia Area

• Leasing Agent

  • Feb 2004 - Jul 2012

  Dranoff Properties Inc. Philadelphia, Pa 19104 Leasing Consultant, Left Bank 282 units, Locust on the Park 152 units, 777 South broad 146 units  Manage resident move-in process credit review execute lease, lease apartments, Target marketing  Coach, mentor and train new leasing agents  Assist with leasing at all properties, assist director of sales with increasing leasing efficiency  Maintain/grow B2b relationships (hospitals, universities, corp. housing) and cross marketing Leasing Manager/ Condo Sales Associate Venice lofts128 units  Assist in Hiring, recruit, train & mentor and develop overall sales process for all Dranoff Properties  Maintain CMA, Assist marketing properties, report directly to Director of Sales/Property management  Present condos at sales center to prospective buyers/renters and execute lease review credit documents  Responsible for increasing agent closing ratio’s and maintaining ≤96% at all properties  Maintain /grow B2b relationships (hospitals, universities, corp. housing) and cross Leasing Consultant, The Left Bank Apartments 282 units, The Victor 341 units  Review credit process applications Execute lease, manage resident move-in process, lease apartments  Assist with leasing at all properties  On management team responsible for increasing occupancy from 90% to ≤98% in six months Show less



Prudential Fox and Roach Realtors

• Sales

  • 2007 - 2008

  Real estate sales, property management, new and resale homes for sale or lease Real estate sales, property management, new and resale homes for sale or lease



ING DIRECT

• Wilmington, Delaware

• Sales Associate

  • Dec 2004 - Jun 2005

   Sale financial products and services, money market, CD, IRA, Orange Home Equity/ ARM mortgage products  Process monetary transactions and customer service  Call center environment customer service, and account acquisition  Sale financial products and services, money market, CD, IRA, Orange Home Equity/ ARM mortgage products  Process monetary transactions and customer service  Call center environment customer service, and account acquisition



Madison Apartment Group

• Wilmington, Delaware

• Assistant Manager

  • Sep 2002 - Feb 2004

   Assist resident renewals, staff supervision, and lease administration as well as credit application process  Collecting/depositing community revenue, accts payable, bookkeep, and maintaining company budget  Responsible resident relations, customer satisfaction, marketing, lease retention, generating reports  Assist resident renewals, staff supervision, and lease administration as well as credit application process  Collecting/depositing community revenue, accts payable, bookkeep, and maintaining company budget  Responsible resident relations, customer satisfaction, marketing, lease retention, generating reports



Bank of America

• Deerfield Newark Delaware

• MBNA Sales Associate

  • Dec 2002 - Sep 2003

   Call center sales/service/retention/activation of affinity credit cards  Outbound-collections on credit accounts  Call center sales/service/retention/activation of affinity credit cards  Outbound-collections on credit accounts



Stoltz Management

• Claymont Delaware

• Leasing Agent

  • Jul 2002 - Sep 2002

   Presenting apartments to prospects, Customer service to current residence  Process applications, credit review, execute lease, excellent track record, great sales closer  Presenting apartments to prospects, Customer service to current residence  Process applications, credit review, execute lease, excellent track record, great sales closer