Experience

First Assurance

• Kenya
• Insurance
• 100 - 200 Employee

• Underwriter

  • Mar 2023 - Present



Kenya Orient Insurance Limited

• Kenya
• Insurance
• 100 - 200 Employee

• Underwriting Associate

  • Dec 2022 - Feb 2023

  • Vetting of business and ensuring only quality business is booked • Ensure compliance to KOIL underwriting guidelines and procedures • Ensure that all debited transactions adhere to the credit control guideline • Ensure that all audit issues are closed within the time frame indicated • Ensure that all certificates are well managed and appropriate trackers and records are provided every week to the underwriting Manager • Ensure that all renewals are processed within the specified guideline • Ensuring all quotations & tenders received are done and approved by the Branch Manager • Ensuring daily debiting of all business received in the office • Ensuring that cross selling and prompt quotations are done to enable branch attain the set business mix • Ensuring all monies received either via cheque or M-pesa are receipted daily and receipt report sent to Finance end of the day • Ensuring that all accounts on payment plans are adhered to credit days approved • Ensuring the Credit Policy guideline of 40:30:30 is adhered complied with • Ensuring only credits and refunds within the branch approved limits are authorized in the branch • Ensuring documentation in respect of the new clients and business are collected and filed as per the underwriting guideline • Ensuring motor valuations are enforced. • Cancelling all policies whose claims have been repudiated • Providing feedback on specific accounts performance whose trend on rise of claims should worry the Branch Manager who will then initiate the action to be taken • Ensuring a 1% loading is applied on any renewal policy that had a claim previous year . • Vetting to ensure that all debits have relevant documents and premiums receipts as required for all cash and carry and that the payments plans are within the provided credit periods and limits before issuing certificates Show less



Tausi Assurance Company Limited

• Insurance
• 1 - 100 Employee

• Underwriting Assistant

  • Nov 2019 - Nov 2022

  • Assess and prudently underwrite General Business in commercially sound terms and to ensure that all underwriting and documentation duties in the section operate effectively and efficiently• Assess business risk proposal (Accept/Reject Risk) on the basis of existing underwriting guidelines);• Compute competitive quote in line with underwriting philosophy• Examining and scrutinizing insurance proposal forms & risk notes before issuing the policy document• Liaising with Insurance Broker and agents incase the proposal from and risk note are faulty• Ensuring policy documents are issued within the set turnaround time• Preparing renewal invitation - Renewal notices and schedules two month to policy expiry and follow up on renewal instructions guided by the claims experience• Ensuring refunds are processed within 7 days as per risk management framework• Raise refund cheque, commissions for customers and service providers• Accessing on loss making accounts before sending renewal invites• Preparation of monthly reports• Evaluate risks proposed and prescribe rates and terms commensurate with level of risk before acceptance as per Underwriting guidelines;• Prepare and dispatch debit/ credit notes, utilization reports and replenishment letters to clients/schemes• Ensure business retention ratio is achieved• Servicing all customers within reasonable Turn around time• Issue cover notes for business held on cover pending risk notes and proposal form from intermediary• Conducting in houses surveys within 30 days for risk allocated to me and following up on implementation of risk improvement measures• Reviewed insurance contracts, checking for accuracy and completeness.• Conducted comprehensive analysis and evaluated risk to control underwriting loss.• Met with customers to determine their needs and requirements.• Answered customer questions and concerns regarding insurance policies and coverage. Show less

• Underwriting Intern

  • Jul 2019 - Oct 2019

  • Filed physical and digital copies of important documents to maintain accurate and consistent records.• Shadowed daily activities of office staff to gain understanding of scope of work.• Inputted key metrics on spreadsheets to maintain updated information.• Sorted and distributed incoming mail to manage communication flow.• Created presentations and printed important documents to prepare for staff meetings.



Charter Insurance Agency & Consultancy Ltd

• Buruburu, Kenya

• Underwriting Intern

  • Oct 2019 - Nov 2019

  • Customer relations- This includes follow up on prospective clients, telephone calls and emails to the Insureds and • Insurer on matters pertaining Insurance policies • Preparing of quotations :- Medical, Education and Motor policies • Assist new clients in filling dully the proposal form so as to convey full information • Issuing and printing of motor certificates to the Insureds for Motor private and Third Party motor policies • Filing of customer policy documents, certificates and endorsements • Assist in renewal preparation process to ensure timelines are met • Assist in reporting and claims validation • Assist in reconciliation of motor certificates and premium payment after depletion of allocated certificates • Any other duties assigned by management in line with task , visits/meetings) in support of business objectives Show less