Underwriter

• Jul 2022 - Present

Digital Underwriter

• Aug 2020 - Jul 2022

Learned four of our platforms for individual life underwriting, with emphasis on a new, digital-based and primarily consumer-direct channel where I was evaluating for eligibility for up to $3 million of total coverage, with a personal authority limit of $500,000 Learned four of our platforms for individual life underwriting, with emphasis on a new, digital-based and primarily consumer-direct channel where I was evaluating for eligibility for up to $3 million of total coverage, with a personal authority limit of $500,000

Senior Underwriting Consultant

• May 2016 - Aug 2020

This is a strategic role, conducting protective value studies and competitive analyses; updating medical and non-medical UW manuals;, exploring feasibility of various innovations in risk assessment technology; etc. This is a strategic role, conducting protective value studies and competitive analyses; updating medical and non-medical UW manuals;, exploring feasibility of various innovations in risk assessment technology; etc.

Underwriting Consultant

• Oct 2006 - May 2016

Underwriting Consultant - Many responsibilities including developing sound underwriting guidelines for use by life underwriters; creating field communications to announce enhancements in underwriting processes and/or requirements; consulting on large and complex cases; supporting underwriting production teams; maintaining variable life suitability procedures for underwriters who are FINRA Series 26 Registered Principals; and coordinating reinsurance audits and market conduct exams..

Underwriter

• Oct 2003 - Oct 2006

Responsible for underwriting individual life insurance applications up to $2 million. I typically had a case load of between 150-200 cases or more.

Underwriter

• Jan 1996 - Apr 2002

Handled cases up to $250K and ratings of table D or better. Handled cases up to $250K and ratings of table D or better.