Bradley Smith
Credit Analyst at Credit Acceptance- Claim this Profile
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Bio
Experience
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Credit Acceptance
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United States
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Financial Services
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700 & Above Employee
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Credit Analyst
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Nov 2010 - Present
- Underwriting and audit of documents & information submitted by auto dealers, for the purpose of providing financing for subprime applicants - Assisting dealership representatives with structuring profitable deals through patented risk-sharing programs - Analysis of dealership performance reports and solicitation of feedback from dealership representatives in an effort to identify potential improvements to the underwriting & funding process - Fraud prevention, through the analysis of applicant financial documents, and solicitation of supporting information from employers, financial institutions, and service providers - Providing outstanding service to dealers and customers Show less
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MidWest Financial Credit Union
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Banking
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1 - 100 Employee
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Branch Manager
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Aug 2004 - Jul 2009
Responsible for day to day operations in branch office(s) Credit Union IRA specialist Sought as a resource for problem resolution and member interaction Evaluation and coaching of subordinates' sales performances Development and implementation of new procedures to improve operational controls Consumer credit underwriting Develop staff incentive program based on Credit Union goals Minor Accounting functions Administered disciplinary action, when necessary Solicit new business Management and replenishment of branch cash supply Compliance with organization and federal regulations Notary Public Show less
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Senior Customer Service Supervisor
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Aug 2003 - Jul 2004
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Comerica Bank
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United States
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Banking
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700 & Above Employee
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Assistant Branch Manager
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Sep 1999 - Aug 2003
Sales and service of financial products & services Maintain compliance of organizational and federal banking regulations Human resource functions, including interviewing, performing annual reviews, and administering disciplinary actions Administrator of corporate marketing plans Sales and service of financial products & services Maintain compliance of organizational and federal banking regulations Human resource functions, including interviewing, performing annual reviews, and administering disciplinary actions Administrator of corporate marketing plans
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Education
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Northwood University
BBA, Marketing/Management