Experience

NLB Banka Beograd

• Serbia
• Banking
• 1 - 100 Employee

• Senior Credit Analyst for Medium and Large Clients at NLB Bank

  • Jul 2017 - Present

  - detailed analysis of credit requirements, assessment of client's business plans and projects, analysis of ratios - assessment of creditworthiness of clients, as well as assessment of non-standard loan applications, in accordance with defined criteria of the Bank - determining the credit rating of clients - participation in the preparation of proposals for the Credit Committee, internal affairs and procedures - preparation of reports - detailed analysis of credit requirements, assessment of client's business plans and projects, analysis of ratios - assessment of creditworthiness of clients, as well as assessment of non-standard loan applications, in accordance with defined criteria of the Bank - determining the credit rating of clients - participation in the preparation of proposals for the Credit Committee, internal affairs and procedures - preparation of reports



VTB

• Russian Federation
• Banking
• 700 & Above Employee

• Senior Credit Risk Analyst for Enterprises and Retail in Risk Management Division

  • Jun 2012 - Jun 2017

  - making assessments of credit risk investments, provide expert opinion and recommendations to the Credit Committee about the potential involvement of the Bank in credit operations for small, medium and corporate clients, including restructuring and factoring - confirmation the limit of the credit risk of the borrower and the group of related parties - giving opinions on the creditworthiness of the client in respect of the requested loan amount in accordance with the applicable procedures and internal methodologies - monitoring and confirmation of client classification in accordance with laws and internal regulations; regular monitoring of loans and customers paying on a continuous basis; identification and monitoring of country risk - participation in the activity of calculating allowances and validation of classification (required reserves) - making procedures and methodologies in the area of credit risk - monitoring and reporting of risks: concentration, large exposures, regional, new products by credit protection instruments - a member of the project team for the introduction of IFRS 9 - making various reports for the Executive Committee of the Bank - processing and assessment of loan applications of individuals; verification of data submitted to the Bank Show less



Eurobank EFG

• Belgrade

• Credit Officer (Small Business Banking Division)

  • Jun 2005 - Jun 2012

  - complete financial analysis of clients - evaluation of loan applications in accordance with the credit policy criteria, setting additional conditions that should be fulfilled by client in order to achieve realization of the loan - rendering final decision regarding the loan application, i.e. transferring the loan proposal to the higher decision – making levels according to the decision – making levels specified by the credit policy - control of accuracy and completeness of the loan applications monitoring the loan application from the moment of application to the final realization Show less



METRO/MAKRO

• Germany
• Wholesale
• 700 & Above Employee

• Invoice Controller

  • Nov 2004 - Jun 2005

  - formal and legal supplier invoices control; invoice booking in the Goods Management System - payment execution monitoring; issuing debit and credit notes and other documents - maintaining incoming and outgoing invoice books; cooperation with suppliers - formal and legal supplier invoices control; invoice booking in the Goods Management System - payment execution monitoring; issuing debit and credit notes and other documents - maintaining incoming and outgoing invoice books; cooperation with suppliers



RB General Ekonomik

• Belgrade

• Sales Manager

  • Apr 2004 - Nov 2004

  - sale of fiscal registers and supporting equipment; making invoices and proforma invoices - presentation of products for potential buyers and distributors - cooperation with existing and searching for new distributors and technicians - organizing and realising training for final users of fiscal registers; analysis and follow up of towns and regional sales - technical support to technicians; follow up and control of supplies - sale of fiscal registers and supporting equipment; making invoices and proforma invoices - presentation of products for potential buyers and distributors - cooperation with existing and searching for new distributors and technicians - organizing and realising training for final users of fiscal registers; analysis and follow up of towns and regional sales - technical support to technicians; follow up and control of supplies



Tehnoplus

• Belgrade

• Sales Manager

  • Nov 2002 - Apr 2004

  - wholesale of office material and equipment - the supply of house cleaning products for “Fino” store as part of “Technoplus”; making business calculations and reports for “Tehnoplus” and “Fino” - performing all kinds of financial - accounting jobs connected to “Technoplus” business; cooperation with large number of clients – buyers and suppliers - wholesale of office material and equipment - the supply of house cleaning products for “Fino” store as part of “Technoplus”; making business calculations and reports for “Tehnoplus” and “Fino” - performing all kinds of financial - accounting jobs connected to “Technoplus” business; cooperation with large number of clients – buyers and suppliers