Experience

AjoCard

• Nigeria
• Financial Services
• 1 - 100 Employee

• Senior Product Manager

  • Oct 2022 - Present

  AjoCard was created to "deliver financial services to the excluded"​. We term "excluded"​ as those: - Unbanked consumers in areas that want to save, and make and receive payments - Banked consumers that aren't close to their bank branch or bank's ATM machines - In semi-urban and rural areas needing to receive and make payments AjoCard was created to "deliver financial services to the excluded"​. We term "excluded"​ as those: - Unbanked consumers in areas that want to save, and make and receive payments - Banked consumers that aren't close to their bank branch or bank's ATM machines - In semi-urban and rural areas needing to receive and make payments



NowNow

• Nigeria
• Financial Services
• 1 - 100 Employee

• Senior Product Manager

  • Mar 2022 - Dec 2022

  NOWNOW is a Fintech platform that allows users to send and receive money, purchase airtime and pay bills with ease. We are the bridge to enabling the unbanked and fostering the efforts of financial inclusion. NOWNOW has always worked relentlessly to carefully create for its consumers a dynamic ecosystem of experiences within and beyond mobility. We focus on solving your everyday challenges by harnessing the one device we all carry: our mobile phones! We are on a mission to create new possibilities by making technology available to masses in Nigeria. A mission to empower each one of us! Show less



Invest Trust Limited

• Financial Services
• 1 - 100 Employee

• Product Manager

  • Oct 2021 - Mar 2022

  Built the Product and Engineering team from scratch. Product leadership and Strategy • Loans, BNPL, Savings etc. Built the Product and Engineering team from scratch. Product leadership and Strategy • Loans, BNPL, Savings etc.



Instiq Professional Services

• Nigeria
• Information Technology & Services
• 1 - 100 Employee

• • Apr 2021 - Oct 2021

  InstiQ is a Software Development & FinTech company that is helping businesses in Africa to digitize their complex manual processes. We play actively in the Financial, Health, Logistic & Education sector in most African Countries. Our solution improves customers operational processes and we are keen on ensuring that value is delivered through a partnership model

• • Apr 2021 - Oct 2021



acceltage consulting

• Nigeria
• Business Consulting and Services
• 1 - 100 Employee

• Business Analyst

  • Oct 2020 - Apr 2021

  Acceltage is an ideation firm that helps individuals and businesses to achieve their set objectives swiftly by providing cutting edge and far reaching customized solution in a simple style. Acceltage is an ideation firm that helps individuals and businesses to achieve their set objectives swiftly by providing cutting edge and far reaching customized solution in a simple style.



Grooming People for Better Livelihood Centre

• Nigeria
• Financial Services
• 500 - 600 Employee

• Manager, Group Lending and Asset Loan Products

  • Dec 2015 - Sep 2020

  Grooming Centre is a Non-Governmental Organization with a primary aim to address the near absence of financial services to the large population of people engaged in small trading and micro productive activities in many parts in Nigeria. We are committed to promoting financial inclusion and empowering our members through the creation of innovative microproducts that changes lives. • Responsible for managing, marketing, and sales of the savings and loan products: -Small/Group loan product -Festival loan product -Asset loan product -Association loan product -Individual loan products etc. • Developed expertise in Group Lending using the ASA model and methodologies to achieve the following: -Onboarded over 400 active savers and loanees in less than 10 months, thereby increasing membership by over 300% having started with less than 100 clients. -Formed, managed, and grew the unions/groups from 4 groups to more than 20 groups i.e an increase of over 400% in less than 1 year. • Led a team of 2 Group loan product managers and clients base of 800 active savers and loanees. • Collaborated with 4 group loan product managers and 1 monthly loan product manager to achieve a mega status for our start-up branch within a year with active users of over 1,500 clients. • Disbursed over #250 million in less than 3 years and achieved a PAR of 0% in the first year and maintained a PAR of less than 1% subsequently, thereby achieving a recovery rate of over 99%. The remarkable thing about these achievements is that they were achieved without the use of Technology. Show less



EWT Microfinance Bank

• • Sep 2014 - Jul 2015

  EWT is owned by ECWA, the largest and the most popular church in the northern region of Nigeria. Responsible for the smooth running of the operations and IT departments of the bank, comprising of 6 branches located strategically across the Federal Capital Territory, Abuja.Developed and executed the banking operations and Information Technology strategiesDeveloped the ICT policy documents and reviewed and updated the banking operations manual and documentsLiaised and managed relationships with the regulators (CBN and NDIC) and also ensured timely monthly AML/CFT returns to NFIU.Managed relationships with the credit bureau and ensured monthly report rendition to XDS Credit Bureau Collaborated with other team members to recapitalize the bank from a unit MFB to a state MFB through a right's issue of 100 million that was oversubscribed.Managed relationships with investors/shareholders and regulators during the recapitalization process.Streamlined the account opening package (almost 10 pages) to 1 page.Designed and created new cheque books for the bank with enhanced risk management features.Migrated the banking application from Futurealm to Cutebanker-a more robust local application for MFBsCollaborated with First Bank's E-business team to design and develop the EWT Card Product. Show less

• • Dec 2014 - Jan 2015

  Led the bank during the MD/CEO's annual leave.Chaired the various management committee meetingsLiaised with the appropriate board committees on approval for loans and withdrawals requiring their sign off in line with the governance policy Collaborated with the finance and accounts department, external auditors and with the board of directors in preparation for the AGMCoordinated the preparation of the 2015 draft budget and presentation to the full board.



EWT Microfinance Bank Ltd

• Product Manager - POS and Cash Cards

  • Aug 2012 - Jul 2015

  • Developed product strategy and plans and requirement documents. • Collaborated with Access Bank's POS and Card Products team and the First Bank's E-Business team to design and develop the payment products • Exceeded growth target on E-channels by 5% in Q3 after the product launch. • Developed product strategy and plans and requirement documents. • Collaborated with Access Bank's POS and Card Products team and the First Bank's E-Business team to design and develop the payment products • Exceeded growth target on E-channels by 5% in Q3 after the product launch.

• Head, Banking Operations

  • Aug 2012 - Sep 2014

  Managed the operations department of the bank comprising of 6 branches Prepared and monitored the banking operations budget for cost optimization. Ensured proper supervision, staff mentoring, motivation and productivity as well as proper, regular and continuous training of staff. Liaised with commercial banks and discount houses on the bank's fund placements and other treasury management issues and on operational issues. Attended meetings of the various committees of the bank: Management, Credit, ALCO, IT Steering etc. Ensured anti money laundering/combating financing of terrorism compliance and timely monthly AML/CFT returns to NFIU and CBN. Show less

• Business Analyst/Project Manager - Core banking application implementation project

  • Apr 2013 - Jun 2014

  Gathered requirements and did user research Created requirements documentation and Collaborated with the relevant departments in creating bid documents Collaborated with the accounts and admin departments to request for proposal and bids Carried out cost benefit analysis on the solutions and providers Created project plans and managed the software vendor and other stakeholders Carried out testing in preparation for go live Got trained by the technology providers and I trained the operations staff on different modules of the application Collaborated with the Software providers to create SOM and documentation for the use of the application Show less



Crete and Mavins Limited

• Founder/CEO

  • Mar 2012 - Apr 2013

  Crete and Mavins is a Concrete Products company that I founded in response to the incessant spate of building collapse across the country. I believe the problem of building failure is caused largely by using substandard building materials and products. Responsible for requirement gathering and market research , project management, operations management, product development and management, quality assurance, financial and credit administration and sales and marketing. Researched the concrete products market, came up with a JIT and Lean strategic plan and executed the plan. Registered the company, set up the factory, hired and Led the team of 6 production staff and marketed the products primarily to the Federal Housing Authority for their Paradise Hills Estate at Asokoro extension in Abuja and other builders in Apo and its environs. Sourced for construction materials from the quarries around Mpape hills and Kabusa and from a network of contractors. Renovated a 2 B/R semi detached flat at Lape-FMBN Estate, Karu. Show less



Ecobank Nigeria

• Nigeria
• Financial Services
• 700 & Above Employee

• Cash Officer

  • Dec 2011 - Feb 2012

  Led the cash and teller operations Reduced third-party checking customer waiting time by nearly 75%, after proposing a 'confirmation on the go' idea that was adopted during the idea bank challenge, from which an internal mobile cheque confirmation product was built. Created a data bank of all the sort codes of the branches (over 400 branches) which was adopted at the branch and shared among the operations staff. Led the cash and teller operations Reduced third-party checking customer waiting time by nearly 75%, after proposing a 'confirmation on the go' idea that was adopted during the idea bank challenge, from which an internal mobile cheque confirmation product was built. Created a data bank of all the sort codes of the branches (over 400 branches) which was adopted at the branch and shared among the operations staff.



OCEANIC BANK INT'L PLC

• Banking
• 1 - 100 Employee

• • Jun 2009 - Dec 2011

  Led the operations team to increase the volume of transactions at the branch (barely 3 months old then) from less than 100 transactions per week to over 2,000 transactions per week i.e a whopping over 1900% increase in less than 6 months due to increase in footfall, as a result of the customer-centric strategies employed.

• • Jun 2009 - Dec 2011

  Coordinated the compulsory weekly knowledge sharing session at the branch. Trained the branch staff on various banking operations processes and practicesFacilitated trainings on various products of the bankCollaborated with other facilitators in ensuring training objectives were met.

• • Nov 2009 - Apr 2010

  While managing the cash and teller operations, I successfully managed the cross-functional teams and stakeholders involved in this JAMB sales project- comprising of 20 core team members drawn from various units of the branch, over 400 Oceanic branches, the logistics partner (Red Star express), JAMB representative and customers. The project was able to gross in over N400 million in revenue and almost N10 million profit for my branch in 4 months.

• • Aug 2009 - Aug 2009

  Managed and supervised all the operations units in the branch - Cash and Teller, Funds transfer, Customer service and the Admin units during the Head of Operation's week long training.

• • Aug 2008 - Jun 2009

  Managed the cash and teller operations of the branch. Led a team of 13 operations specialists comprising of 6 wonderful front tellers, 5 bulk tellers and 2 head tellers Achieved efficient ATM administration and handled the foreign exchange transactions - all the major currencies: Dollar, Pounds and Euro

• • Aug 2008 - Oct 2008

  Participated as a subject matter expert for Cash and Teller operation in the Finacle 7.0.8 web and online services upgrade project, where I gathered requirements and got trained on how to use the new features in order to train my operations staff. I also carried out test before go-live to ensure glitch free transition.

• • Sep 2006 - Sep 2008

  Attended to various customers and supervised the front tellers, note counters and offsite tellersEnsured all transactions were carried out in line with operational guidelines and authorised transactions above tellers limits and within my own limit.



AFRICAN PETROLEUM PLC (Forte Oil Plc)

• Operations Assistant/Production Assistant/ Lab Analyst

  • Sep 2005 - Sep 2006

  Assisted the Regional operations superintendent in carrying out various logistics and distribution functions of ensuring product availability (PMS, AGO, HHK and other petroleum products) in the south west region. I also helped in preparing transporters bills and monthly regional operations report. Carried out research and intelligence gathering on competitors Analyzed various lubricant brands using sophisticated analytical tools such as AAS, IR, HPLC etc. Assisted the Regional operations superintendent in carrying out various logistics and distribution functions of ensuring product availability (PMS, AGO, HHK and other petroleum products) in the south west region. I also helped in preparing transporters bills and monthly regional operations report. Carried out research and intelligence gathering on competitors Analyzed various lubricant brands using sophisticated analytical tools such as AAS, IR, HPLC etc.



De-Moshadek Nigeria Limited - Key Distributor to Unilever, Johnson Wax, Doyin Group and Jagal Pharma

• Sales Operations Manager/Stock Auditor

  • Oct 2003 - Sep 2005

  Responsible for the direct supervision and management of the company-owned ( 9) sales outlets, over (50) sales associates, reps & merchandisers, and (6) warehouses scattered across Oke-Arin, the largest FMCG open market in Nigeria and Apapa road at Ebute Metta. Responsible for the accuracy and integrity of the sales figures and the quantity of the SKUs in the warehouses. Carried out bank reconciliation and confirmation of the lodgements coming from the company-owned outlets and from the wholesalers. Show less