Bianca Cuartero
Finance and Accounting Manager at Analisa Laboratorio Clínico- Claim this Profile
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Spanish Native or bilingual proficiency
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English Native or bilingual proficiency
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Bio
Experience
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Analisa Laboratorio Clínico
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Dominican Republic
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Medical and Diagnostic Laboratories
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1 - 100 Employee
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Finance and Accounting Manager
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Aug 2022 - Present
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Senior Financial Analyst
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Jul 2021 - Sep 2022
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PepsiCo
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United States
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Food and Beverage Services
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700 & Above Employee
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Financial Planning and Analysis Supervisor
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Nov 2020 - Jun 2021
- Prepare Opex closing reports for DR - Consolidate monthly FCST as proposed by managers and their respective functional areas - Supervise and work alongside managers and directors to prepare and modify monthly FCST according to the company´s standards and needs at given time- Lead and prepare Expenses Forum monthly to explain and follow-up on deviations vs FCST, AOP, BOY and YTD to country GM and Finance Director- Prepare documentation and reports for yearly AOP - Supervise expenses tendencies by area, alongside leaders, to mitigate risks - Prepare Opex report to be sent to CARICAM explaining impacts and benefits by area according to FCST and analyzing tendencies forwards- Deliver monthly Latest Estimate highlighting hot spots that may impact or benefits the forecasted P&L with the means of guaranteeing forecast accuracy in the MU- Prepare financial viability reports for internal contests relating to sales personnel and reaching specified KPIs- Constant follow-up and scrutiny on crucial expenses accounts to manage and control budget efficiently- Analyze, approve and supervise productivity projects' FCST and/vs actuals Show less
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Financial Bus Dev Sr Analyst
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Jun 2020 - Nov 2020
-Prepare closing reports for ROC regarding volume of sales, costs, discounts and allowances -Analyze variations vs FCST, AOP and YAGO -Consolidate monthly FCST by source, SKU and client as proposed by KAMS-Work alongside ROC´s Commercial Director for FCST presentation and validation of any changes vs previous FCST -Prepare and present weekly follow-up meetings with KAMs, GM, Financial Director and Logitstics departament regarding order tracking system for sales projection, presenting hot spots and liabilities-Prepare documents and reports for Financial AOP (yearly)-Elaborate SKU Monthly FCST to be sent to CARICAM-Follow-up on innovations behavior once deployed at market, guarantee initiatives begin on time as proposed in FCST and that actuals equal or surpass breakeven-Prepare financial viability reports for new innovations -Supervise and Follow-up on expenses regarding discounts and allowances according to FCST and AOP Show less
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Santo Domingo Motors
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Dominican Republic
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Automotive
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300 - 400 Employee
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Finance and Insurance
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May 2017 - Jun 2020
ENGLISH:- Revise and authorize files - Assist clients as they acquire a new/used vehicle with financial aid- Complete required documentation to be presented to the financial institutions- Revise clients’ credit bureau and interpret information- Approve or reject client’s requests- Negotiate with financial institutions for competitive rates and down payment options- Serve as connection between the company and institutions easing the sales representatives’ role in granting clients financial assistance- Present clients with insurance information, coverage, insurance policy, claims and payments- Foment and maintain relations with insurance companies- Serve as first filter in regulations involving compliance and laws against money laundering and terrorism. SPANISH:- Auditoría y autorización de expedientes- Análisis de historial de crédito a clientes personales y comerciales según políticas generales de endeudamiento, capacidad de pago, edad y perfil crediticio; - Acompañamiento al cliente en el proceso de compra- Gestión de tasas de interés, condiciones definanciamiento y seguros automotrices- Mediación entre clientes, entidades financieras yaseguradoras- Conocimiento de la Ley de Lavado de Activos- Manejo de Sap/Dynamics 365- Revisar expedientes al momento de entrega de unidad para autorizarlas según sistema de gestión SAP, Dynamics 365, Laserfiche y documentaciones requeridas; - Garantizar el cumplimiento de los lineamientos y requerimientos establecidos dentro de la Ley de Lavado a vendedores y gerentes de venta antes de la conclusión del proceso de venta- Garantizar que los expedientes cumplan con los protocolos establecidos en los reglamentos de la empresa, así como, lo establecido en la Ley de Lavado- Pautar metas y presentar reportes de penetración de Financiamientos y Seguros según ventas proyectadas del salón Show less
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Sales Executive
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Jun 2013 - Jun 2017
ENGLISH:As a Sales Executive in Santo Domingo Motors, one of the most known automotive companies both in the Dominican Republic and Puerto Rico, I am committed to giving our costumers a delightful experience as they acquire a brand new car, specifically, one of the Suzuki brand which I proudly represent. Being a sales executive involves costumer relation strategies, vast knowledge of the automotive market, the brand itself and the Dominican perspective in reference to car shopping. We have the need to provide our costumers with information that will ultimately help them make a decision based on proven facts for a product that has so many competitors, and at the same time, represents an investment for many of them. Its a never-ending process because our main goal is to create "costumers that are forever", just as the book states. Being a sales executive is, without a doubt, about creating an experience for the costumer, which could ultimately represent a sale and profit for the company I proudly belong to.SPANISH:Como ejecutivo de ventas en Santo Domingo Motors, una de las compañías automotrices más conocidas tanto en la República Dominicana como en Puerto Rico, me comprometo a brindarles a nuestros clientes una experiencia agradable en el proceso de adquirir un auto nuevo, específicamente, uno de la marca Suzuki que orgullosamente represento. Ser ejecutivo de ventas implica estrategias de relación con el cliente, un vasto conocimiento del mercado automotriz, la propia marca y la perspectiva dominicana en referencia a la compra de automóviles.Tenemos la necesidad de proporcionar a nuestros clientes información que finalmente los ayudará a tomar una decisión basada en hechos probados para un producto que tiene tantos competidores y, al mismo tiempo, representa una inversión para muchos de ellos. Es un proceso interminable porque nuestro objetivo principal es crear "clientes que son para siempre", tal como dice el libro. Show less
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Education
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EUDE Business School
Master´s Degree in Corporate Finance and Bank Risk, Finance and Financial Management Services -
EUDE Business School
Master of Business Administration (MBA), Project Management -
Pontificia Universidad Catolica Madre y Maestra
Bachelor of Business Administration (B.B.A.), Specialization in Strategic Planning, Business, Management, Marketing, and Related Support Services -
American School of Santo Domingo
High School Diploma, 3.95 GPA