Experience

OCS Ontario Cannabis Store

• Canada
• Retail
• 200 - 300 Employee

• Senior Financial Analyst

  • Mar 2022 - Present



LCBO

• Canada
• Retail
• 700 & Above Employee

• Financial Analyst

  • Mar 2019 - Apr 2022

  • Perform complex analysis in terms of financial and operational performance in order to facilitate the decision making and financial reporting process. • Create and analyze pro forma financials for stores using data management software. • Provide financial forecasts for new store openings. • Create efficient financial models to help the Real Estate team in its decision-making. • Collaborate in building the strategic long-term growth plan. • Act as a key strategic partner to the… Show more • Perform complex analysis in terms of financial and operational performance in order to facilitate the decision making and financial reporting process. • Create and analyze pro forma financials for stores using data management software. • Provide financial forecasts for new store openings. • Create efficient financial models to help the Real Estate team in its decision-making. • Collaborate in building the strategic long-term growth plan. • Act as a key strategic partner to the Real Estate team in terms of financial analysis. • Process the month-end batches for IFRS 16 entries and reconcile the balance sheet accounts under IFRS 16. • Prepare and oversee month end reconciliations of financials, balance sheet, income statement, suspense accounts and explain variances to senior leader for proposed next steps. • Provide primary support for the preparation of the annual budget and quarterly forecasts from data collection, developing assumptions and documentation, and report preparation. • Prepare property tax accruals and perform variance analysis on month end. • Prepare periodic journal entries to be uploaded in ERP system. • Perform CAM and tax reconciliation with landlord and process the lease adjustment payments. • Continuously communicate with landlords (Clients) to resolve their queries. • Lead initiatives to continually improve and automate tools used for management reporting

• Junior Analyst

  • Jul 2016 - Feb 2019

  • Analyze information and develop report on all financial transactions associated with capital budgets for construction/renovation activities, and facilities management of the LCBO. • Prepare weekly sales tracking report to analyze the performance and sales of recently opened stores against the forecasted sales. • Prepare cash flow analysis and forecast for future projects for better decision making by top management. • Analyze cash flows of underperforming stores and highlights the… Show more • Analyze information and develop report on all financial transactions associated with capital budgets for construction/renovation activities, and facilities management of the LCBO. • Prepare weekly sales tracking report to analyze the performance and sales of recently opened stores against the forecasted sales. • Prepare cash flow analysis and forecast for future projects for better decision making by top management. • Analyze cash flows of underperforming stores and highlights the trends in the report. • Prepare and compile the yearly budget for the division. • Perform variance analysis of all capital and operating budget of the division. • Compile and generate required tracking reports of financial accounts such as quarterly consultant report, capital budget monitoring report. • Perform reconciliation of capital projects in project management software with Oracle on monthly and annual basis. • Thoroughly analyze of impact of grocery stores beer and wine sales on LCBO sales.



DataWind Inc

• Canada
• Consumer Electronics
• 100 - 200 Employee

• Junior Accountant

  • Jan 2016 - Jul 2016

  • Record sales of all products sold in North America in Quickbooks. • Analyze accounts receivable aging on ongoing basis. • Actively participate in annual audit. • Maintain fixed asset register and ensure that fixed asset addition and disposals are recorded properly. • Perform the reconciliation of vendor accounts. • Maintain inventory register and conduct regular checks for inventory. • Prepare bank reconciliation and daily cash balance summary for reporting to top management. • Record sales of all products sold in North America in Quickbooks. • Analyze accounts receivable aging on ongoing basis. • Actively participate in annual audit. • Maintain fixed asset register and ensure that fixed asset addition and disposals are recorded properly. • Perform the reconciliation of vendor accounts. • Maintain inventory register and conduct regular checks for inventory. • Prepare bank reconciliation and daily cash balance summary for reporting to top management.



State Bank of Pakistan (SBP)

• Banking
• 700 & Above Employee

• Officer-Foreign Exchange Adjudication

  • Jun 2014 - Jul 2015

  State Bank of Pakistan-Banking Services Corporation (SBP-BSC) is the operation wing of the state bank of Pakistan. As officer foreign exchange adjudication, my role was to investigate overdue export/import cases from different angles including money-laundering, financial crimes and genuine non-payment. In this role my duties were to; • Receive complaints from foreign exchange operations department for non-realization of trade proceeds. • Meet with clients/exporter, listen to their… Show more State Bank of Pakistan-Banking Services Corporation (SBP-BSC) is the operation wing of the state bank of Pakistan. As officer foreign exchange adjudication, my role was to investigate overdue export/import cases from different angles including money-laundering, financial crimes and genuine non-payment. In this role my duties were to; • Receive complaints from foreign exchange operations department for non-realization of trade proceeds. • Meet with clients/exporter, listen to their cases and read their files to get understanding of case. • Conduct surveillance of trade documents, and use filters to identify suspicious activities carried out in import and export transaction. • Conduct proper investigation of money laundering alerts or transactions considered suspicious. • Highlight events and factors that signal suspicious transaction and report it to supervisor. • Follow the compliance procedure to verify if commercial bank has fulfilled the requirements of KYC (Know your customer) and CDD (Customer due diligence). • Verify all documents and forms to see if they comply with rules and regulations laid down by government and central bank. • Assist senior management for investigation and compliance of Import/Export documents including signing L/Cs, and correspondence with international banks on related issues, correspondence with clients for KYC. • Advise and guide customer regarding documentation requirements and help them to fill regulatory requirements. • Serve as point of contact for trade related issues and submission of related documents. • Collect documentary proof and build and maintain case files for transactions deemed suspicious. • Provide report on each case to supervisor for final action. • Forward the decision of supervisor on each case to all the relevant department for implementation. Key achievements; • Worked and completed the project of modernizing the system of issuance of notice to Banks and exporter/importer. Show less State Bank of Pakistan-Banking Services Corporation (SBP-BSC) is the operation wing of the state bank of Pakistan. As officer foreign exchange adjudication, my role was to investigate overdue export/import cases from different angles including money-laundering, financial crimes and genuine non-payment. In this role my duties were to; • Receive complaints from foreign exchange operations department for non-realization of trade proceeds. • Meet with clients/exporter, listen to their… Show more State Bank of Pakistan-Banking Services Corporation (SBP-BSC) is the operation wing of the state bank of Pakistan. As officer foreign exchange adjudication, my role was to investigate overdue export/import cases from different angles including money-laundering, financial crimes and genuine non-payment. In this role my duties were to; • Receive complaints from foreign exchange operations department for non-realization of trade proceeds. • Meet with clients/exporter, listen to their cases and read their files to get understanding of case. • Conduct surveillance of trade documents, and use filters to identify suspicious activities carried out in import and export transaction. • Conduct proper investigation of money laundering alerts or transactions considered suspicious. • Highlight events and factors that signal suspicious transaction and report it to supervisor. • Follow the compliance procedure to verify if commercial bank has fulfilled the requirements of KYC (Know your customer) and CDD (Customer due diligence). • Verify all documents and forms to see if they comply with rules and regulations laid down by government and central bank. • Assist senior management for investigation and compliance of Import/Export documents including signing L/Cs, and correspondence with international banks on related issues, correspondence with clients for KYC. • Advise and guide customer regarding documentation requirements and help them to fill regulatory requirements. • Serve as point of contact for trade related issues and submission of related documents. • Collect documentary proof and build and maintain case files for transactions deemed suspicious. • Provide report on each case to supervisor for final action. • Forward the decision of supervisor on each case to all the relevant department for implementation. Key achievements; • Worked and completed the project of modernizing the system of issuance of notice to Banks and exporter/importer. Show less



Royal Bank of Scotland (Pakistan) Ltd.

• Pakistan

• Intern - Global Market Operations

  • Jun 2010 - Jul 2010

  - Worked at foreign exchange, money market desk. - Managed deals on daily basis. - Reconciled deals and confirmed those deals. - Checked deal register on daily basis. - Analysed the disputes over payments. - Learned the payment flow for international payments. - Worked at foreign exchange, money market desk. - Managed deals on daily basis. - Reconciled deals and confirmed those deals. - Checked deal register on daily basis. - Analysed the disputes over payments. - Learned the payment flow for international payments.