Experience

BOB Financial Solutions Limited

• India
• Financial Services
• 300 - 400 Employee

• Product & Portfolio Manager - Commercial Cards

  • Sep 2021 - Present

  • Building and Managing the Commercial card Product Suite, Enabling the Product for all SMEs, MID Corporate, and Large Corporate Groups of Parent Bank. • Revamped the overall Corporate card product offering. • Led the development and Launched a Business card Product "Empower" for Self Employed, Proprietorship firms. • Built a new Solution "BOB RG Pay" with London-based Fintech RedGirraffe E-Commerce India P Ltd for Commercial card Customers to enable recurring payments through Commercial cards. • Studied the Market and performed Cohort Analysis that identified an opportunity to reduce the additional offerings for a particular segment of card/Users which resulted in revenue generation. • Managing cross-functional team and Stakeholder communication and overseeing product development from Inception to implementation. Show less



ICICI Bank

• India
• Banking
• 700 & Above Employee

• Realtionship Manager - Commercial Cards

  • Sep 2018 - Sep 2021

  • Managing and Building Commercial card Portfolio for Mumbai Region. • Ensuring new Business Acquisition and Penetrating deeper into existing Customer relationships. • Built a Portfolio of INR 400-500 crores monthly Business Volume for Mumbai Region. • Ensuring all existing and new businesses are profitable for the organization. • Enabled a new Eco System "Sub Agent Model" for a few Corporates which helped them in Seamless payment collection from Vendors and resulted in savings. • Driving Key Initiatives with the Support of Cross Functional team to revamp existing Products/new Initiatives and Built best in class products. Show less



HDFC Bank

• India
• Banking
• 700 & Above Employee

• Sales Manager - Commercial payment solutions

  • Sep 2015 - Sep 2018

  • Managing FFMCs/ADII/AD1(Banks) Relationships for the Bank to increase market share and achieve market leadership. • Ensure adherence to KYC/AML guidelines with Managed Relationships, conduct surprise audits at their Head office and Branches once a quarter to check 100% adherence to prescribed guidelines. • Competition review and strategy creation to increase business volumes. • Constant engagement with the Internal Cross-functional teams to share customer feedback on processes, product offerings, and new requirements. • Track and monitor the business achievement and keep constant engagement with all relationships to ensure the business is on track Show less



Bhagwati Enterprises (Real estate & consultants)

• Mumbai Area, India

• Sales Executive

  • Jun 2014 - Aug 2015

  • Promote sales of properties through advertisements, participation in multiple listing services. • Interview clients to determine what kinds of properties they are seeking. • Coordinate appointments to show homes to prospective buyers. • Arrange meetings between buyers and sellers when details of transactions need to be negotiated. • Act as an intermediary in negotiations between buyers and sellers, generally representing one or the other. • Promote sales of properties through advertisements, participation in multiple listing services. • Interview clients to determine what kinds of properties they are seeking. • Coordinate appointments to show homes to prospective buyers. • Arrange meetings between buyers and sellers when details of transactions need to be negotiated. • Act as an intermediary in negotiations between buyers and sellers, generally representing one or the other.



Abacus Market Analytics (Division of IMRB International)

• Market Research
• 1 - 100 Employee

• Internship Trainee

  • May 2013 - Jun 2013