Certified Financial Counselor

• Sep 2020 - Present

Financial Planning, Student Loan Strategies, Credit, Budgeting, Saving, Financial Literacy/Education, Housing Purchasing Qualification, Proper Protection, Long-Term Planning, Wealth Building, Foreclosure Prevention, and Bankruptcy Counseling. Financial Planning, Student Loan Strategies, Credit, Budgeting, Saving, Financial Literacy/Education, Housing Purchasing Qualification, Proper Protection, Long-Term Planning, Wealth Building, Foreclosure Prevention, and Bankruptcy Counseling.

President and CEO - Building Better Financial Solutions LLC

• Jan 2022 - Present

Financial empowerment through financial literacy, wealth building, proper protection, credit & money management, homeownership education, and financial, long-term, and retirement planning. Financial empowerment through financial literacy, wealth building, proper protection, credit & money management, homeownership education, and financial, long-term, and retirement planning.

Financial Education Consultant Wealthwave

• Mar 2021 - Oct 2022

Work with individuals and families to build better financial solutions at every stage of life through financial literacy and strategic planning toward financial self-sufficiency & sustainability. Provide personalized and group comprehensive financial needs strategies for individuals, families, and business employees. Work with individuals and families to build better financial solutions at every stage of life through financial literacy and strategic planning toward financial self-sufficiency & sustainability. Provide personalized and group comprehensive financial needs strategies for individuals, families, and business employees.

Professional Financial Educator - How Money Works

• Mar 2021 - Jan 2022

Financial Educator Consultant

• May 2003 - Jan 2022

Over the years, I have discovered that many people were just like me, grew up without knowing and understanding how money works. Unfortunately, it's not our fault that financial literacy was not taught in schools, or even in many homes. Understanding and knowing how your money works should not be a secret!! The financial services industry has made it too complicated for consumers to make the best decisions with their money. As such, I am on a big mission to help eradicate financial illiteracy, and change the financial future of over 1000 people, one person at a time!! What dreams are you deferring? What do you want that you don't already have? What is your strategy to reach that goal? Please reach out to me so that I can assist you in putting a plan in place to reach your goal!! With a great passion for financial transformation in the lives of others, I dedicate myself to educating both individuals and groups on solid strategies to achieve their goals and fulfill their dreams, leading to long-term financial independence. I provide a personalized financial comprehensive strategy for each client focusing on seven important money milestones towards their financial wholeness: being financially educated, having proper protection, maintaining emergency funds, managing debt, having adequate cash flow, and building and protecting their wealth. As a result, my clients are more empowered to make solid financial decisions that improve their lives and they can now plan and take steps for their future with clarity and confidence! Show less

Career & Financial Self Sufficiency Coordinator

• Nov 2017 - Oct 2020

Neighborhood Center Manager

• Aug 2012 - Nov 2017

Directed the Community Services Block Grant neighborhood center. Built community partners, coordinated, and supported programs promoting sustainability. Developed and led collaborative neighborhood center advisory committee meetings consisting of local bankers, Family Resource Center Coordinators, public officials, community members, and other human service providers. Maintained grant compliance pertinent to funding regulations, guiding expenditures, and financial forecasting. Conducted community needs assessment for annual planning and effective utilization of program funds. Coached team to meet client driven matrices and quality standards. Supervised upwards to 24 employees. Executed the budget and secured external grant funds and in-kind support. Performed internal audits and best-practices. Show less

Mortgage Sales Consultant (Community Reinvestment)

• Mar 2011 - May 2012

Performed all aspects of mortgage lending, including educating clients with financial and credit counseling, Homeownership and foreclosure prevention. Advised clients in the process; Analyzed and determined home buying, financial literacy, and credit readiness, eligibility, risks, and appropriate loans for both Community Reinvestment and general population clientele; Consulted clients, in homeownership by providing budgeting, saving, debt management, credit review, and credit readiness. Taught pitfalls to avoid; Analyzed and evaluated financial documents. Compared and explained various mortgage products to clients; Built and maintained referral relationships with financial planners, realtors, and other partners; Established rapport with community partners at home ownership network events and volunteer functions; Prepared and facilitated the signing of RESPA and loan closing documents; and Originated, structured, and processed Fannie Mae, Freddie Mac, FHA, VA, and USDA Rural housing loans from application to close. Show less

Mortgage Loan Officer (Community Reinvestment)

• Jul 2009 - Mar 2011

Performed all aspects of mortgage lending, including educating clients with financial and credit counseling, Homeownership and foreclosure prevention. Advised clients in the process; Analyzed and determined home buying, financial literacy, and credit readiness, eligibility, risks, and appropriate loans for both Community Reinvestment and general population clientele; Consulted clients, in homeownership by providing budgeting, saving, debt management, credit review, and credit readiness. Taught pitfalls to avoid; Analyzed and evaluated financial documents. Compared and explained various mortgage products to clients; Built and maintained referral relationships with financial planners, realtors, and other partners; Established rapport with community partners at home ownership network events and volunteer functions; Prepared and facilitated the signing of RESPA and loan closing documents; and Originated, structured, and processed Fannie Mae, Freddie Mac, FHA, VA, and USDA Rural housing loans from application to close. Show less

Senior Mortgage Consultant

• Dec 2008 - Jul 2009

Performed all aspects of mortgage lending, including educating clients with financial and credit counseling, Homeownership and foreclosure prevention. Advised clients in the process; Analyzed and determined home buying, financial literacy, and credit readiness, eligibility, risks, and appropriate loans for both Community Reinvestment and general population clientele; Consulted clients, in homeownership by providing budgeting, saving, debt management, credit review, and credit readiness. Taught pitfalls to avoid; Analyzed and evaluated financial documents. Compared and explained various mortgage products to clients; Built and maintained referral relationships with financial planners, realtors, and other partners; Established rapport with community partners at home ownership network events and volunteer functions; Prepared and facilitated the signing of RESPA and loan closing documents; and Originated, structured, and processed Fannie Mae, Freddie Mac, FHA, VA, and USDA Rural housing loans from application to close. Show less

Vice-President and Mortgage Consultant

• May 2003 - Dec 2008

Mortgage Loan Officer: Originated, structured, and processed Fannie Mae, Freddie Mac, FHA, VA and USDA Rural housing loans from application to closings; primarily for community reinvestment clientele. Guide client, in homeownership by providing budgeting, saving, debt management, credit review, and credit readiness; taught pitfalls to avoid. Noted for the ability to build and maintain referral relationships with financial planners, realtors and other partners. Provided financial, consumer, homeownership and credit counseling; educated clients on benefits and risk. Established rapport with community partners at home ownership network events and volunteer functions. Vice President: Hired, managed, and trained 16 personnel that generated over $10 million in new revenue in six months. Successfully managed day-to-day operations of the sales team. Developed and implemented strategies to meet and exceed organizational goals. Successfully managed day-to-day operations of the sales team. Involved in strategic planning, marketing strategies, and improved sales techniques to increase overall production. Show less