Underwriter

• Jan 2020 - Present

NATIONS BUILDERS INSURANCE SERVICES (NBIS), Atlanta, GA January 2020– PresentCommercial Lines Underwriter

Associate Underwriter

• Jul 2018 - Present

Multi-Line Underwriter Assistant

• Mar 2015 - Present

Multi-Line Underwriter Assistant• New and renewal business preparation • Evaluate risk to determine acceptability, price, and profitability• Maintain profitable book• Process and track necessary changes needed to endorse policies• Increase current book with profitable business• Organize data given from third parties in order for file completion • Perform Rating, Quoting, Binding, General Liability, Auto, Workers Compensation, and Excess Business functions• Managed reports, including new, renewal, loss runs, MVR’s, OSHA and Insured Website review• Participated in special projects, as needed Show less

Associate Underwriter

• Jul 2018 - Present

• Prepares, reviews, documents and/or underwrites new and renewal policy transactions within written authority. • Gathers information on new and renewal business and change requests to support underwriter decision making. • Proofs policy information on an assigned product, territory and/or agency(ies). • Reviews premium and loss data on an individual account as part of renewal underwriting, change underwriting or mid-term underwriting. • Organizes the underwriting information to speed decision making on the part of the underwriter. • Investigates discrepancies in the information gathered. • Reviews insurance applications and other risk documentation. Reviews underwriting requirements and refers applications, endorsement requests or other correspondence for further underwriting analysis when outside of written authority. • Orders, reviews and takes appropriate action on required reports, endorsement requests, service requests and general correspondence. • Analyzes individual risk pricing for new business submissions and renewals within written authority. • Communicates with agents to obtain information needed to underwrite risks and address issues. Researches and responds to questions from agents. • Provides support to underwriter(s) and manager. • Provides information to processing that is needed to issue policies and endorsements on a timely basis. May issue, process or code transactions. • Performs other duties as assigned. Show less

Underwriting Assistant

• Apr 2007 - Dec 2014

 Part of a two-member team responsible for significant growth of product line ($1.2 M to $3.3M in earned fee income Combined ratio of 97.2% Loss ratio of 59.3%)  Negotiate changes to policy, endorsements, and all supporting documentation  Manage relationships with key brokers  Assist in the development of alternative insurance products, policies and endorsement  Quote, bind and issue all policy transactions.  Initiate periodic review of segregated account cell financial information, loss runs and claim activity Show less

Specialty Underwriting Associate

• Aug 1986 - Apr 2007

 Ensured and enhanced positive customer awareness and satisfaction.  Lead renewal underwriting process including analysis of renewal submission for technical completeness and follow up with producer for missing information.  Determine pricing strategy in conjunction with underwriter and prepare quote letter for underwriter  Process binding order/request and book, bind, and issue new line and renewal policies, process mid-term endorsements, and cancellations in applicable rating and issuance systems.  Researched and resolved premium discrepancies and compliance related issues.  Account management and achievement of service goals by ensuring electronic file integrity.  Provide technical training for new hires, trainees and interns. Show less