Experience

South Central Kansas Economic Development District

• United States
• Non-profit Organizations
• 1 - 100 Employee

• Small Business Loan Specialist

  • Jan 2019 - Present

  Loan Closing/Loan Servicing for the SBA 504 and SBA Community Advantage (7A) loan program.Responsible for coordinating SBA loan closings, debenture sales, and ongoing servicing of these loans in accordance with SBA lending regulations. Underwrite and process small business loan requests, and work closely with management to meet loan quality and portfolio management metrics, plus lending department objectives. Responsible for underwriting and processing Small Business Administration (SBA) Microloans and the Economic Development Administration (EDA) Revolving Loan Fund (RLF) loans,, but also utilize other small business loan programs including the U.S. Department of Agriculture (USDA) Intermediary Relending Program (IRP) and the Kansas Income Tax Credit Program, known as the Rural Business Development Tax Credit Program (RBDTC).I also coordinated packaging and closing NetWork Kansas loans for the Kansas Center for Entrepreneurship, Inc.Spread and analyze financial statements, review and evaluate collateral values and lien positions, assess repayment capacity including cash flow and debt service, recommending appropriate credit term and structure for new small business loans, loan modifications and renewals, propose risk ratings and prepare credit authorizations with a credit decision recommendation in accordance with small business loan program's eligibility guidelines. Review, evaluate, and confirm appraisals, environmental reports, IRS tax verification, credit reports, and other applicable documents needed for compliance with loan program requirements.Coordinate with other team members to ensure all approved loans are closed in a prompt and timely manner. Monitor and manage small business portfolio; evaluate, identify and remedy individual small business loan risk within the portfolio, and appraise risk ratings consistent with the small business loan underwriting policies. Show less

• Loan Closer

  • Aug 2018 - Present

  Responsible for assembly and preparation of loan closing documents, including all approval conditions and documentation requirements satisfied prior to closing. Coordinates all aspects of the closing process, ensures all loan terms are satisfied and all documents are properly signed, recorded and delivered. Prepares loan and property insurance paperwork, tracks loan fees and costs, borrower deposits and final disbursements.

• Development Coordinator

  • Mar 2001 - Present