Head of Banking Africa

• Nov 2021 - Present

Director

• Dec 2013 - Present

Chairman & Director

• Aug 2014 - Dec 2022

CEDI is a not-for-profit organization based in Nairobi, Kenya. It was founded in the year 2014 and registered under the NGOs Coordination Board in 2016 We have our sights set on alleviating poverty among marginalized and underprivileged communities in Kenya, a goal we seek to achieve by driving innovation and enterprise development. Our target groups mainly comprise of marginalized and underprivileged children, youth and women. Throughout our program activities, we endeavor to uphold the… Show more CEDI is a not-for-profit organization based in Nairobi, Kenya. It was founded in the year 2014 and registered under the NGOs Coordination Board in 2016 We have our sights set on alleviating poverty among marginalized and underprivileged communities in Kenya, a goal we seek to achieve by driving innovation and enterprise development. Our target groups mainly comprise of marginalized and underprivileged children, youth and women. Throughout our program activities, we endeavor to uphold the ideals of human dignity, equity, fairness, integrity and respect for the rule of law Show less CEDI is a not-for-profit organization based in Nairobi, Kenya. It was founded in the year 2014 and registered under the NGOs Coordination Board in 2016 We have our sights set on alleviating poverty among marginalized and underprivileged communities in Kenya, a goal we seek to achieve by driving innovation and enterprise development. Our target groups mainly comprise of marginalized and underprivileged children, youth and women. Throughout our program activities, we endeavor to uphold the… Show more CEDI is a not-for-profit organization based in Nairobi, Kenya. It was founded in the year 2014 and registered under the NGOs Coordination Board in 2016 We have our sights set on alleviating poverty among marginalized and underprivileged communities in Kenya, a goal we seek to achieve by driving innovation and enterprise development. Our target groups mainly comprise of marginalized and underprivileged children, youth and women. Throughout our program activities, we endeavor to uphold the ideals of human dignity, equity, fairness, integrity and respect for the rule of law Show less

Treasurer and Head of Business

• Nov 2017 - Nov 2020

Corporate Clients Coverage, Treasury Management, Assets and Liabilities Management, Investment Advisory services, Custodial services, Trade Finance and Institutional Banking services- Financial Institutions  Through a robust resource mobilization strategy, achieved 20% of liabilities from long term sources at with reducing effective of funding by 584 basis points in two years by partnering with DFI totaling USD 43.5 million, local & international financial institutions as well as retail… Show more Corporate Clients Coverage, Treasury Management, Assets and Liabilities Management, Investment Advisory services, Custodial services, Trade Finance and Institutional Banking services- Financial Institutions  Through a robust resource mobilization strategy, achieved 20% of liabilities from long term sources at with reducing effective of funding by 584 basis points in two years by partnering with DFI totaling USD 43.5 million, local & international financial institutions as well as retail investors.  Established and negotiated for credit guarantee facility of USD 17 million to improve growth in risk asset book lending, which eventually allowed the organization to diversify into SME lending thereby increasing yields on assets and improved credit risk management  Achieved record lowest cost of funding at 4.16% from 11.00% following established assets and liabilities function improving the robust liquidity management in the first years  Increased the ratio of earning assets to total assets from 40% to 70% through balance sheet restructuring strategy and active capital management  Reduced cost to income ratio from 91.00% to 63.00% resource mobilization and improved MIS to optimize yield as well process and operational efficiency  Transformed trade finance function into a profit center generating MK 2.5 billion (USD 3.5 Million) from previous revenue of less MK 100 million (USD 0.14 million) per annum ell as retail investors. Show less Corporate Clients Coverage, Treasury Management, Assets and Liabilities Management, Investment Advisory services, Custodial services, Trade Finance and Institutional Banking services- Financial Institutions  Through a robust resource mobilization strategy, achieved 20% of liabilities from long term sources at with reducing effective of funding by 584 basis points in two years by partnering with DFI totaling USD 43.5 million, local & international financial institutions as well as retail… Show more Corporate Clients Coverage, Treasury Management, Assets and Liabilities Management, Investment Advisory services, Custodial services, Trade Finance and Institutional Banking services- Financial Institutions  Through a robust resource mobilization strategy, achieved 20% of liabilities from long term sources at with reducing effective of funding by 584 basis points in two years by partnering with DFI totaling USD 43.5 million, local & international financial institutions as well as retail investors.  Established and negotiated for credit guarantee facility of USD 17 million to improve growth in risk asset book lending, which eventually allowed the organization to diversify into SME lending thereby increasing yields on assets and improved credit risk management  Achieved record lowest cost of funding at 4.16% from 11.00% following established assets and liabilities function improving the robust liquidity management in the first years  Increased the ratio of earning assets to total assets from 40% to 70% through balance sheet restructuring strategy and active capital management  Reduced cost to income ratio from 91.00% to 63.00% resource mobilization and improved MIS to optimize yield as well process and operational efficiency  Transformed trade finance function into a profit center generating MK 2.5 billion (USD 3.5 Million) from previous revenue of less MK 100 million (USD 0.14 million) per annum ell as retail investors. Show less

Chief Executive Officer, META Capital Ltd

• Feb 2016 - Oct 2017

 Managing, Analyzing and reporting to executives and directors on: key performance indicators, business risks, business objectives, influences on past and future performance  Responsible for the financial planning and management of projects and day to day operations, oversight and delivery of annual budgets, expenditure tracking and long range financial plans  Successfully help the largest microfinance secure KES 6.0 billion in 2016 debt capital and credit lines with local and… Show more  Managing, Analyzing and reporting to executives and directors on: key performance indicators, business risks, business objectives, influences on past and future performance  Responsible for the financial planning and management of projects and day to day operations, oversight and delivery of annual budgets, expenditure tracking and long range financial plans  Successfully help the largest microfinance secure KES 6.0 billion in 2016 debt capital and credit lines with local and international financial institutions  Successfully help three commercial bank mobilize deposit worth KES 4.5 billion from diverse clientele in a period of 12 months  Designed and facilitation of the implementation of treasury structure, funding strategy, liquidity and contingency plans as well as policies  Developed a plan to mobilize KES 500 million debt funding from capital market for a commercial bank Show less  Managing, Analyzing and reporting to executives and directors on: key performance indicators, business risks, business objectives, influences on past and future performance  Responsible for the financial planning and management of projects and day to day operations, oversight and delivery of annual budgets, expenditure tracking and long range financial plans  Successfully help the largest microfinance secure KES 6.0 billion in 2016 debt capital and credit lines with local and… Show more  Managing, Analyzing and reporting to executives and directors on: key performance indicators, business risks, business objectives, influences on past and future performance  Responsible for the financial planning and management of projects and day to day operations, oversight and delivery of annual budgets, expenditure tracking and long range financial plans  Successfully help the largest microfinance secure KES 6.0 billion in 2016 debt capital and credit lines with local and international financial institutions  Successfully help three commercial bank mobilize deposit worth KES 4.5 billion from diverse clientele in a period of 12 months  Designed and facilitation of the implementation of treasury structure, funding strategy, liquidity and contingency plans as well as policies  Developed a plan to mobilize KES 500 million debt funding from capital market for a commercial bank Show less

Group Head of Treasury, Institutional Banking & Trade Finance ANCE

• Dec 2013 - Feb 2016

Treasury Management, Assets & Liabilities Management, Institutional banking and Trade Finance  Grow correspondence relationships and counterparty trading relationship from 5 to 36 financial institutions in 18 months, which significantly reduced overall cost funding by 2.0%  Successfully introduced fund raising program from Development Financial Institutions resulting into KES 2.0 billion in 12 months  Credit Guarantee lending to accelerate SME and micro portfolio assets book… Show more Treasury Management, Assets & Liabilities Management, Institutional banking and Trade Finance  Grow correspondence relationships and counterparty trading relationship from 5 to 36 financial institutions in 18 months, which significantly reduced overall cost funding by 2.0%  Successfully introduced fund raising program from Development Financial Institutions resulting into KES 2.0 billion in 12 months  Credit Guarantee lending to accelerate SME and micro portfolio assets book resulting into loan booking by KES 500 million  Increased non-funded income stream by 30% of the total revenue of the bank with Foreign Exchange recording income growth of 50% in 2014 compared to 2013  Developed product targeting Microfinance and SACCOs that resulted into signing of deals and strategic alliances by 14 partnerships resulting into increase in NIM by 3.00% Show less Treasury Management, Assets & Liabilities Management, Institutional banking and Trade Finance  Grow correspondence relationships and counterparty trading relationship from 5 to 36 financial institutions in 18 months, which significantly reduced overall cost funding by 2.0%  Successfully introduced fund raising program from Development Financial Institutions resulting into KES 2.0 billion in 12 months  Credit Guarantee lending to accelerate SME and micro portfolio assets book… Show more Treasury Management, Assets & Liabilities Management, Institutional banking and Trade Finance  Grow correspondence relationships and counterparty trading relationship from 5 to 36 financial institutions in 18 months, which significantly reduced overall cost funding by 2.0%  Successfully introduced fund raising program from Development Financial Institutions resulting into KES 2.0 billion in 12 months  Credit Guarantee lending to accelerate SME and micro portfolio assets book resulting into loan booking by KES 500 million  Increased non-funded income stream by 30% of the total revenue of the bank with Foreign Exchange recording income growth of 50% in 2014 compared to 2013  Developed product targeting Microfinance and SACCOs that resulted into signing of deals and strategic alliances by 14 partnerships resulting into increase in NIM by 3.00% Show less

HEAD OF TREASURY & TRADE FINANCE, KCBB BANK LTD

• May 2012 - Dec 2013

•Responsible for the overall management of the Treasury function of the subsidiary .Responsible for soliciting business accounts and developing strategic alliances with clientele. •Developing tools to increase assets/liabilities and profitability throughout the country. •Devising and implementing marketing principles for treasury and trade finance services. •Guiding high net-worth individual and corporate clients on investment opportunities, risks and monetary returns. … Show more •Responsible for the overall management of the Treasury function of the subsidiary .Responsible for soliciting business accounts and developing strategic alliances with clientele. •Developing tools to increase assets/liabilities and profitability throughout the country. •Devising and implementing marketing principles for treasury and trade finance services. •Guiding high net-worth individual and corporate clients on investment opportunities, risks and monetary returns. . Responsible for development of Trade Business for the subsidiary •Cross-selling banking services and products. •Participating in community events

Manager- Foreign Exchange Tading

• Sep 2008 - May 2012

 Developed an entry strategy into new market for treasury and trade which was successfully executed to generating more than BIF 1.5 billion (US$1,000,000) in treasury revenue and trade services fee income within four months.  Grow off balance sheet book to USD 20 million within one year and generated Trade Finance income to KES 100 million over the same period  Successfully designed and built a treasury function in KCB Burundi while leveraging exceptional communication and… Show more  Developed an entry strategy into new market for treasury and trade which was successfully executed to generating more than BIF 1.5 billion (US$1,000,000) in treasury revenue and trade services fee income within four months.  Grow off balance sheet book to USD 20 million within one year and generated Trade Finance income to KES 100 million over the same period  Successfully designed and built a treasury function in KCB Burundi while leveraging exceptional communication and relationship management skills to grow liability book.  Actively contributed to the subsidiary that received recognition for being the most efficient, productive, and break even in 8months of operations Treasury Manager - KCB Bank Group – Nairobi, Kenya  Transformed struggling business unit into a top-performer among bank five subsidiaries generating Ksh. 600 million sales and 70% profits (and growing) in period of just 6months instituting FX & FI trading and new cost-effective ALM solutions and balance sheet re-structuring  KCB Group Treasury Employee of the Year 2011 in recognition of professionalism and innovation  Selected on assignment to work in Uganda, South Sudan, Rwanda and Burundi as acting Head of Treasury  Developed and re-engineered treasury operation and risk management measure in KCB South Sudan for profitability arresting revaluation losses- (Juba, South Sudan 2011-2012)  Best Dealer in 2010 for increasing profitability in Foreign Exchange Income by the Group Treasury Director.  Snap Award for Customer Focus during system implementation ofT24 System

Manager, Sales & Marketing

• 2006 - 2008

DOSHI GROUP Nairobi 2006-2008 Assistant Manager Sales & Marketing • Responsible for business development and sales administration and Principal assistantto the CEO. • In charge of projects and new products development and market research & development. • Worked with experts to develop and implement Quality Management Systems (QMS), Environment Management Systems (EMS) of International Organization for Standardization. • Key player in negotiations with the Government… Show more DOSHI GROUP Nairobi 2006-2008 Assistant Manager Sales & Marketing • Responsible for business development and sales administration and Principal assistantto the CEO. • In charge of projects and new products development and market research & development. • Worked with experts to develop and implement Quality Management Systems (QMS), Environment Management Systems (EMS) of International Organization for Standardization. • Key player in negotiations with the Government departments and agencies Highlights • Developed strategic plan for 5 years (2007-2012) • Trained in Energy Managementand implemented Energy Management System, which enabled the company to participate in the Energy Management Award (EMA) by Kenya Association of Manufacturers (KAM) Symbiosis international University 2004-2006 Tutorial Fellow • Teaching and research Highlights: • As President of the Students Council, initiated a self-sustained magazine through advertisement from corporate organisations • Awarded Scholarship by Symbiosis International University (SIU) for MBA Program at Symbiosis Institute of Business Management (SIBM), Pune, 2004 • Leadership award for outstanding performance and excellent contribution in promoting world peace at the International Youth Congress (2006). Consultancies • Business writing for Kenyan magazines and newspapers like The Standard, Daily Nation), Investor Insight, Commerce & Industry and Corporate Intelligence • Teaching at business colleges in Nairobi Show less DOSHI GROUP Nairobi 2006-2008 Assistant Manager Sales & Marketing • Responsible for business development and sales administration and Principal assistantto the CEO. • In charge of projects and new products development and market research & development. • Worked with experts to develop and implement Quality Management Systems (QMS), Environment Management Systems (EMS) of International Organization for Standardization. • Key player in negotiations with the Government… Show more DOSHI GROUP Nairobi 2006-2008 Assistant Manager Sales & Marketing • Responsible for business development and sales administration and Principal assistantto the CEO. • In charge of projects and new products development and market research & development. • Worked with experts to develop and implement Quality Management Systems (QMS), Environment Management Systems (EMS) of International Organization for Standardization. • Key player in negotiations with the Government departments and agencies Highlights • Developed strategic plan for 5 years (2007-2012) • Trained in Energy Managementand implemented Energy Management System, which enabled the company to participate in the Energy Management Award (EMA) by Kenya Association of Manufacturers (KAM) Symbiosis international University 2004-2006 Tutorial Fellow • Teaching and research Highlights: • As President of the Students Council, initiated a self-sustained magazine through advertisement from corporate organisations • Awarded Scholarship by Symbiosis International University (SIU) for MBA Program at Symbiosis Institute of Business Management (SIBM), Pune, 2004 • Leadership award for outstanding performance and excellent contribution in promoting world peace at the International Youth Congress (2006). Consultancies • Business writing for Kenyan magazines and newspapers like The Standard, Daily Nation), Investor Insight, Commerce & Industry and Corporate Intelligence • Teaching at business colleges in Nairobi Show less

Tutorial Fellow

• Jun 2004 - Aug 2006

Ttorial Fellow reponsible for part time classes, marking assignments and examinations Ttorial Fellow reponsible for part time classes, marking assignments and examinations