Bernard-Jay Trinidad

Central Funding Loan Processor at Patelco Credit Union
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Contact Information
us****@****om
(386) 825-5501

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Experience

    • United States
    • Banking
    • 700 & Above Employee
    • Central Funding Loan Processor
      • Jun 2021 - Present

    • Financial Services
    • 700 & Above Employee
    • Senior Loan Processor
      • Mar 2020 - Apr 2021

      Gathered, reviewed, and verified information for secured and unsecured loan packet for underwriter analysis Determined debt to income ratios for eligibility for loan amount requested and prepare best loan product Collected and completed evaluations for vehicle collateral for secured loans with clients and their insurance companies Inform and sell insurances for eligible clients according to company guidelines Conducted collection for past and overdue payments and remedy payments with clients case by case basis Solicited clients, former clients, and potential clients from leads, promotional deals, and refinancing current terms

    • United States
    • Banking
    • 700 & Above Employee
    • Central Funding Consumer Loan Processor
      • Oct 2019 - Mar 2020

      Established relationships with clients by calling out and gathering necessary information for loan funding process Emailed clients to notify loan approvals, explain stipulations and counter offers by the underwriting department Read credit reports to help clients determine how to improve credit score through debt consolidation Conducted verification of residence and income through review of utility, paystubs, and tax forms Established relationships with clients by calling out and gathering necessary information for loan funding process Emailed clients to notify loan approvals, explain stipulations and counter offers by the underwriting department Read credit reports to help clients determine how to improve credit score through debt consolidation Conducted verification of residence and income through review of utility, paystubs, and tax forms

    • United States
    • Financial Services
    • 700 & Above Employee
    • Credit Specialist
      • Aug 2017 - Sep 2019

      Decisioned loan applications and analyze documents for verifying applicant’s stated income Inspected potential fraudulent claims and documents such as, tax returns, court orders, trusts, pension, W2, and paystubs Followed up with clients regarding loan status and documentation issues Manual review of various financial documentation for loan qualification Collected, organized, and presented metrics at team meetings for department wide changes, for efficient turnaround Decisioned loan applications and analyze documents for verifying applicant’s stated income Inspected potential fraudulent claims and documents such as, tax returns, court orders, trusts, pension, W2, and paystubs Followed up with clients regarding loan status and documentation issues Manual review of various financial documentation for loan qualification Collected, organized, and presented metrics at team meetings for department wide changes, for efficient turnaround

    • United States
    • IT Services and IT Consulting
    • 400 - 500 Employee
    • IT Assistant
      • Jun 2017 - Jul 2017

      Installing and/or relocating infrared sensors for tracking medical equipment efficiency use and anti-theft prevention. Installing and/or relocating infrared sensors for tracking medical equipment efficiency use and anti-theft prevention.

Education

  • California State University-East Bay
    Bachelor of Science - BS, Business Administration - Marketing/Marketing Management, General
    2016 - 2017

Community

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