Ben Clements
Realtor at RE/MAX Advantage- Claim this Profile
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Bio
Experience
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RE/MAX Advantage
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Real Estate
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400 - 500 Employee
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Realtor
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Jan 2020 - Present
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First Tee of Howard County
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Columbia, MD
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President of the Board of Directors
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2005 - Present
The First Tee of Howard County is a chapter of the national non-profit organization known as The First Tee, which helps develop life skills of young people through golf. The First Tee of Howard County is a chapter of the national non-profit organization known as The First Tee, which helps develop life skills of young people through golf.
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Century 21 New Millenium - The Fitzgerald Team
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Columbia, MD
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Realtor
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May 2009 - Jan 2020
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Vice President
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Feb 1999 - Dec 2008
Loan officer specializing in Acquisition, Development and Construction lending to local developers and builders of both commercial and residential property. Helped develop and maintain a $60 million loan portfolio and a $13 million deposit relationship for the bank. The scope of this responsibility included financial and project analysis, which included a review of the budget, and contracts for the purchase and sale of each respective property, including Cash Flow and Pro Forma spreadsheets and field inspections. This information was then summarized and presented to the banks loan committee for appropriate action. The same techniques were used for workouts of stressed properties. As a licensed appraiser, I reviewed appraisals performed for other loan officers and, in addition, provided sales data to the other loan officers to assist with their loan underwriting of respective loan presentations. Show less
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Vice President
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1999 - 2008
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AVP, Loan Officer
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1981 - 1993
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Education
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University of Maryland Global Campus
Bachelors of Science, Business Administration